Pamene mumagula inshuwalansi yaulendo , mungadabwe ngati bwenzi lanu la inshuwalansi lidzabwezera madandaulo okhudzana ndi chisokonezo kapena nkhondo. Muyenera kufufuza chitsimikizo cha ndondomeko iliyonse kuti mukhale otsimikiza, ndipo muyenera kuchita izi musanagule ndondomeko ya inshuwalansi.
Langizo: Musamawerenge chidule cha mapindu. Werengani kalata ya inshuwaransi. Yang'anirani kwambiri zomwe zokhudzana ndi ndondomekoyi ndi zolephera.
Chisankho cha nkhondo kapena chiwawa
Pafupi ndondomeko zonse za inshuwalansi zoyendayenda zimaphatikizapo nkhondo ndi nkhanza zapachiŵeniŵeni, zotchulidwa kapena zosalongosoka, kuchokera ku zochitika zophimbidwa Kusasulika uku kumatanthauza kuti ngati ulendo wanu wachedwa kapena muyenera kuwuletsa chifukwa cha nkhondo kapena chisokonezo, simungakhale ndi ufulu wobwezera kuchokera kwa wothandizira inshuwalansi.
Izi sizikutanthauza kuti kuchepetsa zochitika zonse zokhudzana ndi nkhondo kapena zopanda chisokonezo zidzatayika opanda malipiro. Wofalitsa inshuwalansi aliyense amapanga zisankho zokhazikika ponena za kufalitsa. Mwachitsanzo, pakuyesa kukonza dziko la Turkey mu July 2016, makampani ena a inshuwalansi oyendayenda anasankha kubwereza ulendo wautali wokhudzana ndi kutha kwa ndege pakati pa US ndi Turkey panthawi ndi pambuyo poyesera anthu omwe anali kale kuyenda pamene ndege zinachotsedwa. Komabe, makampani omwewo adatulutsa ziganizo zomwe zinanena kuti kuyesayesa sikuyenera kukhala "chochitika chosayembekezereka" chifukwa cha kuchotsedwa kwa ulendo kapena ulendo wophazikika .
Omwe athandizidwa omwe amayenda ulendo wopita ku Turkey sanabwezere ngongole ngati ataletsa ulendo wawo pokhapokha atagula Kuletsa Chifukwa Chake chithandizo.
Kodi ndingapezeko inshuwalansi ya inshuwalansi yomwe imatseketsa mavuto okhudzana ndi nkhondo?
Ndondomeko zingapo zimapereka phindu lomwe limaphatikizapo "kuthawa kwa ndale" kapena "kusamutsidwa kwachipatala." Kulemba kumeneku kumalipilira kukufikitsani ku malo otetezeka ngati nkhondo kapena chisokonezo chituluke pamalo anu ochezera.
MH Ross, RoamRight, Tin Leg ndi ena inshuwalansi angapo amapereka ndondomeko zomwe zimaphatikizapo zina zomwe sizingatheke kuti anthu asamangidwe. Ubwino umachokera pa $ 25,000 mpaka $ 100,000.
Ndondomeko zina zingaphatikizepo "chisokonezo" pansi pa zifukwa zowonongeka zowonongeka. Mwachitsanzo, monga mwalembali, ndondomeko yofunika kwambiri ya RoamRight imaphatikizapo "chisokonezo" pansi pa zifukwa zowonongeka zowonongeka ndi zopindulitsa zaulendo. Komabe, ndondomeko yomweyi imaphatikizapo "nkhondo, kuthamangitsidwa, zochita za adani akunja, nkhanza pakati pa mayiko (kaya atchulidwa kapena osatchulidwa), kapena nkhondo yapachiweniweni" kuchokera pazochitika. Ndondomeko ya Travel Guard's Basic imatchula "nkhondo," "nkhanza," "kuuka" ndi "matenda aumphaŵi" mu mndandandanda wake wonse; zoperewera zokhudzana ndi nkhondo, ziwawa, ziukiro ndi zina zotere sizikuphimbidwa.
Nkhani Zomwe Tiyenera Kuziganizira Pamene Tikuyenda Kumalo Omwe Tinakumana ndi Mgwirizano wa Anthu
Ngati mukudziwa kuti mliri waumphawi umakhala wopita kumalo kumene mukukambirana, tengani kamphindi kuti muganizire momwe mungakhalire otetezeka ngati mavuto akuwuka komanso momwe mungabwerere kunyumba ngati zinthu zikuchoka. Ndege zikhoza kuchotsedwa, ndipo ambassy wanu kapena abusa angathe kukhumudwa ndi kupempha thandizo.
Ngati mukuganiza kuti mupite patsogolo ndi mapulani anu, simungathe kubweza ndalama zanu chifukwa mukudandaula za chitetezo chanu.
Nazi njira zothandizira inshuwalansi zoyendayenda kuti muganizire:
Simungathe kuchotsa ulendowu chifukwa mumaganiza kuti mudzakhala osatetezeka komwe mukupita ndikubwezerani ndalama zanu pokhapokha mutagula Kutsitsa Chifukwa Chake. Ngakhale apo, mwinamwake mumangopeza pafupifupi 70% ya ndalama zanu mmbuyo.
Muyenera kugula Chikhomo Chakudziwika Chifukwa Chake mkati mwa masiku 30 pomwe mutha kulipira.
Yembekezani kuti mupereke zambiri pa inshuwalansi yaulendo yomwe ikuphatikizapo Kuletsa Chifukwa Chake kufalitsa.
Simungagule Kutsitsa Chifukwa Chake Kuphunzira ngati tsiku lanu lochoka lidayenera nthawi yoletsera. Nthawiyi imakhala masiku awiri kapena atatu musanayambe ulendo wanu, koma ndondomeko zimasiyana.
Sakanizani Chifukwa Chake Makhalidwe amakupatsani inu kuchuluka kwa ndalama zomwe mwakhala mukuyenda paulendo wanu ngati mutasiya ulendo wanu ndikulembapo.
Simungathe kubwezera ndalama zonsezi ndi ndondomeko iyi, koma mudzatha kufotokoza popanda kufotokozera chifukwa chake.
Amishonale omwe achokapo malamulo omwe achotsedwa chifukwa cha nkhondo akhoza kapena sangaphimbedwe pansi pa Cancel For Work Reasons kapena Policy Cancellation policies. Ndondomeko iliyonse ndi yosiyana, choncho ndiyenela kupatula nthawi yowerenga zikalata zokhudzana ndi ndondomeko kuti muwone ngati mungapeze zomwe zikuphatikizapo kuchotsedwa kwa malamulo chifukwa cha nkhondo.
Mfundo Yofunika Kwambiri
Ngati mukupita kudera limene mliri waumphawi uli kale kapena uli kale, njira yokhayo mungatsimikizire kuti mungathe kubwezera zina za ulendo wanu ngati simungathe kuyenda ndi kugula Kuletsa Chifukwa Chake Kuphunzira. Ngakhale zili choncho, muyenera kuchotsa ulendo wanu mu nthawi yomwe mwafunikila kapena mutaya phindu lanu. Ngati mulepheretsa, lembani mosamala kuyankhulana kwanu ndi inshuwalansi yanu.