Fulumira Tsopano, Pereka Patapita
Online travel agency CheapAir.com wakhala woyamba kupereka makasitomala pamwezi kulipira njira kulipira awo ndege. Amakhasimende akhoza kuyenda tsopano ndi kulipira maulendo awo pa miyezi itatu, isanu ndi umodzi kapena isanu ndi iwiri kudzera mu mgwirizano ndi kampani ya ndalama.
Greg Samson, wotsanzila pulezidenti wa malonda kwa CheapAir.com, anati lingaliro la mwezi kulipira ndi gawo la kampani yake kusintha. "Ife tachita kale zinthu zingapo kuti tiyese ndikukonzekera momwe anthu amaperekera kuyenda pa CheapAir.com," adatero.
Zaka zingapo zapitazo, CheapAir.com anali woyamba kulola makasitomala kulipira ndalama ku Western Union kapena pulogalamu ya kampaniyo, anati Samsoni. "Ife tinalinso gulu loyendayenda loyamba kuti titenge Bitcoin. Timayesetsa kukhala ndi mwayi wapadera woti tikwaniritse zosowa zathu, "adatero. Ndipo kampaniyo inali yoyamba kupereka chitetezo cha wogula ndi Malipiro Ake Abiripiro, omwe amabweza makasitomala kumbuyo kwa $ 100 pa tikiti ngati mtengo wawo ukugwera asanayambe ulendo wawo.
Ulendo ukhoza kukhala wotsika mtengo, ndipo zingakhale zovuta kuti anthu azilipirira ndalama zonse, "adatero Samsoni. "Choncho tinkafuna kuwapatsa njira imodzi yogula maulendo."
Anatsimikizira kuti anali woyanjana wabwino, adanena Samsoni. "Pa luso lamakono, tinkakonda momwe tingagwirizanitsire mosavuta ndi machitidwe awo. Ndipo tinakondweretsanso mwayi wogwiritsa ntchito, "adatero. "Zonse zomwe timachita ndikupempha zidziwitso zochepa - dzina lanu, imelo, nambala ya foni ndi tsiku la kubadwa kwa DOB - kuti mukhale ndi nthawi yeniyeni ya ngongole, ndipo tikukonda kuphweka kwa izo."
Njira yotsimikizirira kuyanjidwa ikudziwitsidwa ndi ziwerengero za FICO, koma osati kudalira kwathunthu, adanena Samsoni. "Makasitomala ena sangakhale ndi mbiri yakale ya ngongole kapena kukhala ndi khadi la ngongole, koma akhoza kukhala ndi mwayi wopeza ndalama paulendo pogwiritsa ntchito njirayi," adatero.
Zimapereka CheapAir.com mwayi wofikira gawo la makasitomala omwe samakonda kugwiritsa ntchito makadi a ngongole kapena alibe, anati Samisoni, akulongosola kafukufuku wa Bankrate amene anapeza 67 peresenti ya 18 mpaka 29 zakale osakhala ndi khadi la ngongole.
"Ambiri Millenials amatha kuyenerera, koma sankhani kugwiritsa ntchito mtundu wa ngongole kuti mibadwo yakale imagwiritse ntchito nthawi zonse."
Ndalama za chiwongoladzanja zimachokera pa 10 peresenti mpaka 30 peresenti pachaka, anati Samsoni. "Koma kuchuluka kwa anthu omwe amalipirako kawirikawiri kudzakhala kochepa kuposa izo. Ngati mumagwiritsa ntchito ndalama zoposa miyezi isanu ndi umodzi, mumalipira ndalama zisanu peresenti, "adatero.
Pamene makasitomala ali pa tsamba loyendera, angasankhe njira ya mwezi uliwonse. Onetsetsani kuti musamalipire ndalama zowonjezera, ndalama zothandizira, malipiro olipiridwa kapena ndalama zina zobisika, ndipo makasitomala angathe kulipira ngongole yawo ya mwezi ndi kalata ya debit, ACH kutumiza kapena cheke. Cheke ya ngongole yachitika mu nthawi yeniyeni kutsimikizira kuti ndi yani ndikugwirizanitsa kuyenerera kugula ndipo sikukhudzidwa ndi maphunziro a ngongole.
Kugulitsa ndi kulimbitsa kumveka bwino. "Iwo sali kupanga ndalama kuchokera kumalipiro yam'mbuyo, ndalama zothandizira, malipiro olipiriratu kapena ndalama zina zobisika," iye anati "Akuwathandiza kuti anthu azilipira nthawi. Tikufuna kuti anthu akhale ndi zochitika zabwino, bwererani ndikuzichitanso. "
Zidzakhala zosangalatsa kuona maulendo osiyanasiyana atatsimikiziridwa, kutsimikizira Samsoni. "Ife sitidziwabe ndipo tikufuna kudziwa momwe izo zikuwonekera, koma kugula kwakukulu pa tsambali kuli $ 400," adatero.
"Tikufuna kudziwa ngati maulendo omwe amapeza ndalama zikugwirizana ndi zomwezo kapena ndalama zambiri. Tidzawona zomwe zimachitika pamene izi zakhazikitsidwa. "
Kufufuzanso mwamsanga pa webusaitiyi kwa maulendo a pakati pa Washington, DC, ndi San Francisco mu Oktoba kuwona maulendo angapo pa ndege zisanu ndi ziwiri zogulitsa ndege kuyambira pa $ 404 mpaka $ 449 kuzungulira.
Ndizotheka kuti anthu azidzayenda maulendo omwe ali okwera mtengo, adanena Samsoni. "Pali zotheka kuti anthu azitenga maulendo akuluakulu kapena apadziko lonse, kapena kuchita maulendo angapo omaliza, omwe amakhala otsika mtengo," adatero.
CheapAir.com sadzakhala kulimbikitsa maulendo apadera, anati Samsoni. "Koma ndife okondwa kuti ulendo uliwonse ukhoza kulipidwa - kaya pakhomo kapena m'mayiko, mawa kapena miyezi isanu ndi umodzi kuchokera pano," adatero. "Tsopano muli ndi ufulu wogula maulendo mukakonzeka."