01 a 04
Sungani bwino, Hello Biometrics
Ngati mumalipira zinthu zonse ndi pulasitiki kapena pulogalamu ya m'manja mukakhala pa tchuthi, konzekerani kukonzanso kwakukulu kwotsatira. Kuti tiwone zam'tsogolo zogula, tidatembenukira kwa Carolyn Balfany, Senior VP ndi Mutu wa Gulu la US Delivery Delivery kwa MasterCard Worldwide.
About.com Family Vacations: Zanenedwa kuti njira zothandizira zidzasintha kwambiri zaka zisanu zikubwerazi kusiyana ndi zaka zapitazo. Kodi ndizinthu zowonjezera zazikulu komanso zosangalatsa kwambiri zomwe zikubwera komanso zomwe mzerewu udzawoneke?
Carolyn Balfany: Tsogolo la malipiro silikukhudza kusankha khadi kapena foni yamakono. Tsogolo la malipiro ndilo kukhala ndi zosankha zonse ndipo ogula amasankha zomwe amakonda kwambiri-ndikusintha maganizo awo nthawi zonse akamapereka chinachake.
Padzakhala zaka zambiri zomwe zidzachitike muzaka zisanu zotsatira-malipiro a foni ali pano ndipo akuwonjezeka, makhadi a digito amatchuka pa intaneti ndikuyenda m'masitolo, ndipo biometrics panopa ikuyendetsa ndege ku US.
Amene ali ndi mafoni atsopano a iPhone angathe tsopano kulipira katundu pa ogulitsa akuluakulu, mosamala ndi motetezeka kudzera ku Apple Pay. Chimake cha Apple Pay ndicho chitetezo ndi chitetezo. Mukawonjezera khadi la ngongole kapena debit ku Apple Pay, makhadi anu a khadi sali kusungidwa pa iPhone kapena pa seva ya Apple. M'malo mwake, nambala yapadera yowonetsera chipangizo imaperekedwa, imatumizidwa ndi kusungidwa mosungika mu Safe Element pa chipangizo chanu. Kugulitsa kulikonse kumapatsidwa kachidindo ka chitetezo cha nthawi imodzi.
Kuphatikiza pa Pay Pay, Samsung yatulutsa ndalama zawo pamasitolo, Samsung Pay, kupitilira patsogolo. Monga Apple Pay, malonda onse opangidwa ndi mafilimu atsopano a Galaxy S ndi S Edge amaloledwa ndi kachidindo ka chitetezo cha nthawi imodzi. Mipando iwiriyi ya MasterCard ya digito yamagetsi, MasterPass, zomwe zimathandiza ogula kulipira ngongole iliyonse yobweretsera, pena paliponse pa intaneti kapena pulogalamu, pogwiritsa ntchito chipangizo chirichonse ndikuchotsa zosowa zowonjezera nthawi yolemba malipiro okhudzidwa ndi kutumiza uthenga ndi kugula kulikonse.
Ngakhale kulipira ngongole ndi chinthu chachikulu chatsopano, chimodzi mwa zinthu zambiri zosangalatsa zomwe zikubwera ndi kugwiritsa ntchito biometrics. Biometrics ingathandize kuthana ndi chinyengo chachinyengo komanso wotayidwa / kabulu monga mawu ndi / kapena kuzindikira kwa nkhope ndi ma fingermark amatsimikizira kuti munthuyo ndi ndani. Kuti abweretse zowonjezera biometric kwa ambiri, MasterCard ikuchita nawo mapulogalamu angapo oyendetsa padziko lonse lapansi.
02 a 04
Chifukwa Cholipira ndi Pulasitiki Posachedwapa Udzapulumuka
Zolemba za About.com Zoti Banja Likhale: A US adzalowera ku Chip-card standard pamapeto chaka chino, chomwe chimatchedwa kuti chimphona chachikulu ku tsogolo lachinyengo ndi zachinyengo. Kodi ogulitsa adzawonekeratu kusintha kulikonse kapena kodi izi zidzakhala kuseri kwa masewero?
Carolyn Balfany: Kusamukira ku makhadi ku US ndizofunikira kwambiri. Makhadi a chipangizo ndi makadi a ngongole kapena debit omwe ali ndi makapu a makompyuta omwe ali pamasom'pamaso pamakiti, kotero ogula amatha kuwonekera powona kuti ali othandizira pa kusintha kumeneku. Makhadi a chipangizo amathandiza kukhala otetezeka, ochenjera komanso otetezedwa kwambiri ngakhale kuti ogulitsa akulipira ndi khadi, osayanjanitsika, njira zam'manja kapena zolipira. M'malo mozembera maginito, makadi a chipangizo amaphatikizidwa kumapeto kwa malipiro. Mapulogalamu amalangiza otsatsa kuti apeze manambala a pinini anayi ( chip-ndi-PIN ) kapena asayina mayina awo (chip-ndi-signature). Pa intaneti, ndondomeko ya malipiroyi imakhalabe yofanana-ingolani manambala a makadi kuti mugulitse.
03 a 04
Kodi ndi yotetezeka: Makhadi a Ngongole kapena Debit Cards?
Zolemba za About.com Zoti Banja Likambirane: Anthu ambiri amagwiritsa ntchito makadi a debit, makadi a ngongole kapena kusakaniza awiriwo kuti apereke ndalama zawo. Kuchokera pachitetezo, ndi makadi ati omwe amapereka mtendere wamumtima ndi chifukwa chiyani?
Carolyn Balfany: Chosemphana ndi MasterCard chomwe chiri choyenera kuzindikira ndi chakuti MasterCard imatetezera malingaliro a debit ndi ngongole mofanana, kupereka zopindulitsa za chitetezo, monga chitetezo cha Zero Chokhazikitsa, kuthandiza otetezera makhadi kukhala otetezeka. Kwa MasterCard makadi a makadi, udindo wa zero umagwiritsidwa ntchito pa zomwe anagula m'masitolo, pa telefoni, pa intaneti, kapena pafoni. Ogwira khadi sali ndi udindo wodula malire ngati zosamalidwa zimagwiritsidwa ntchito poteteza khadi kuwonongeka kapena kuba; ndipo khadi lakuta / yobedwa inanenedwa mwamsanga.
04 a 04
Kodi Wifi Yachikhalidwe Imatha Kugulidwa?
Zolemba za About.com Zoti Banja Likamayenda: Tikamayenda, nthawi zambiri timapezeka kuti tikulowetsa kumalo otetezeka a wifi m'malo amtundu monga mabwalo a ndege, mahotela ndi mahoitesi. Kodi ndi zotetezeka bwanji kugula ndi khadi lanu la ngongole m'makonzedwe amenewo ndipo kodi pali njira iliyonse yothetsera othawa?
Carolyn Balfany: Oyendayenda ayenera kugwiritsa ntchito chiweruzo chawo paulendo. Ngati mwamtheradi muyenera kugula kapena buledi, chitani chomwe mukudziwa kuti Zero udindo ukhoza kukutetezani kugulidwa kosaloledwa ngati akaunti yanu yotsutsidwa. Pewani kugula ngati malo akuwoneka osatetezeka kapena ngati wina wa m'dera lanu akuwoneka kuti alibe chidwi kwenikweni ndi zomwe mukuchita.