Dziwani kuti kuyenda kotchuthi kudzachita chiyani kuti mutha kupanga bajeti. Simukuyenera kukhala masewera achidziwitso kuti mudziwe zomwe likubwerako lija kapena ulendo waukwati udzakubwezeretsani. Lembani mndandanda wa zidziwitso zabwino zomwe mukudziwa ndikuwonjezerani mapepala pa tsamba loyamba lapafupi kuti muwononge ndalama. Siyani kopanda kanthu ngati simukufuna chinthu china. Ngati simukudziwa kuchuluka kwa ndalama, kulingalira (ndibwino kulingalira kumtunda wapamwamba).
Pa ulendo wachiwiri woyendetsera bajeti, yonjezerani ndalama zomwe mungathe kuzigwiritsa ntchito. Chotsani zonse pa Worksheet # 1 kuchokera pa Worksheet # 2 kuti muwone ngati mungathe kuchoka ku chiwonetsero chanu chotsatira ndi chikumbumtima choyera komanso ndalama zomwe zatsala ku banki.
Tsamba loyamba # 1: ZOCHITIKA
Musanapite ... | AMOUNT |
Zowonetsera zida (onani phukusi) | |
Katundu ndi zitseko | |
Pasipoti / pasipoti zithunzi | |
Inoculations / mankhwala | |
Masamba (dzuwa lotion, etc.) | |
Kusamalira (kusungunula, etc.) | |
Magalasi owonjezera / dzuwa / olankhulana | |
Kusamalira ana / ndalama zothandizira ana | |
Kamera / kamera kamadzi | |
KUYENDA ... | |
Ngati Ndege: | |
Ndege yawiri | |
Ulendo wopita ku ofesi ya ndege komanso kuchokera ku eyapoti | |
Magazini oyendetsa ndege, zosangulutsa, etc. (roundtrip) | |
Ngati Kuyenda: | |
Gasi | |
Ziphuphu | |
Zakudya / Zakudya Zofiira x nambala ya masiku panjira | |
Mapu ndi mapulogalamu | |
Maulendo apanyumba (kabasi, basi, sitima yapansi panthaka, sitima, bwato) | |
PAMASOGOLO | |
Chiwerengero cha malo x nambala ya usiku | |
Misonkho yamanyumba x nambala ya masiku | |
Malipiro a malo ogulitsa x nambala ya masiku | |
Chakudya chamadzulo cha 2 x masiku angapo | |
Chakudya cha 2 x nambala ya masiku | |
Chakudya cha 2 x nambala ya masiku | |
Mowa / vinyo / zakumwa zoledzeretsa | |
Minibar / zokasakaniza x nambala ya masiku | |
Malangizo x nambala ya masiku | |
Mapulogalamu a Spa | |
Wifi | |
Zosangalatsa / mphatso / mapepala | |
Malipiro a ntchito (golide, kukwera pamahatchi, misonkhano ya spa) | |
Zofunikirako zamagetsi (njoka yamoto / masewera etc.) | |
Maulendo (maulendo okawona malo, maulendo oyendayenda, maulendo a chakudya chamadzulo) | |
Zosangalatsa (masewero, masewera a usiku, casino njuga, discos, mafilimu, masewera, ena admissions) | |
Zosiyana | |
Zina | |
ZOYENERA KUCHITA: |
Tsamba Lachiwiri # 2: KODI MUNGAPEZE VACATION?
Tsopano yang'anani zomwe mungathe kugwiritsira ntchito pogwiritsa ntchito kabukhu kakang'ono kamene kali pansipa. Ngati mukufuna kulandira ngongole ya ngongole, yonjezerani ndalamazo potsata zosiyana.
Komanso, ngati ulendowu ndiwe wokwatirana ndipo mukupeza mphatso kudzera mu zolembera, khalani ndi ndalama zomwe mukuyembekeza kulandira kuchokera kwa abwenzi ndi abambo.
Pachifukwa ichi, pangani kulingalira kwanu pambali, ndipo kumbukirani kuti zolemba zambiri zimatenga peresenti ya mphatso.
Ngati malipiro anu a tchuthi akukhala osakwana ndalama zanu zonse, zabwino! Mukupita kukakonzekera tchuthi lapadera.
ZOKHUDZA | AMOUNT | Kodi mungagwiritse ntchito ndalama zingati paulendo wanu ... ndipo ndalamazo zidzachokera kuti? | ||
Kusungitsa | ||||
Mphatso za Cash | ||||
Zosiyana / Zowonjezera Zina | ||||
ZONSE ZONSE: |
KHALANI KAPENA KAPENA?
Mukayesa ndi kuwonjezera ndalama zomwe mumakhala nazo pakhomo lanu lachisangalalo kapena tchuthi, muli bwino ngati chiwerengero cha ndalama zanu zonse zimakhala zochulukirapo kuposa ndalama zanu.
Ngati sizingatheke, ndipo simungathe kuganiza kapena kulepheretsa ulendo, pali njira zingapo zomwe mungakwaniritsire zomwe zingakuthandizeni kubweretsa kuyenda pansi pa bajeti:
- Yendani kwafupikitsa nthawi. Mmalo mochoka kwa mwezi umodzi kapena ngakhale sabata, ganizirani ulendo wa masiku anayi kapena sabata latha
- Yendani pafupi ndi kwanu. Pafupi ndi momwe mumakhalira, zochepa zomwe mukufunikira kuzigwiritsa ntchito paulendo
- Sankhani holide yonse . Kaya mumasankha njira yowonjezereka kapena yaulendo, mudzadziwiratu mtengo wa ulendo. Chakudya, zakumwa, zokometsera zokwanira ndi malo ogona zimaphatikizidwa mu mtengo, ngakhale zoonjezera monga maulendo a spa ndi maulendo angaphatikize ku mtengo.
- Sankhani nthawi yachisanu. Ndizovuta kusankha, koma ngati mulibe ndalama ndipo simukufuna kuti mutenge ngongole, ndizo kusankha komwe mwatsalira. Sungani maganizo anu polota kuti mudzapita kuti mukakhala ndi ndalama.
- Yambani kusungira zosangalatsa. Ambiri amatha kuyika $ 1-20 pamalo apadera nthawi zonse akamapanga chikondi. Pamene mwangokwatirana kumene, "mtsuko wanu" umayenera kudzaza mofulumira, ndipo ukhoza kusungirako ndalama mwamsanga.
Pezani Zambiri
- Njira Zapamwamba Zosungira Ndalama Pa Chisangalalo Chanu
- Zopindulitsa Honeymoon Lingaliro
- Ndandanda Yanu Yoyendayenda Zamaholide
- Mndandanda Wotsalira Kwambiri Panyumba