01 ya 05
Chigawo chosagwirizana
Zolemba zogona zowonjezera zikukula, komanso kutalika kwa malonjezano kuti muteteze izi. Otsatsa malonda ayenera kuyang'ana mbendera zofiira pochita mgwirizano.
Mawebusaiti monga Airbnb ndi VRBO akugwirizanitsa eni eni nyumba ndi oyenda mu nambala zolemba. Otsatsa pa malo awa nthawi zambiri amakafufuza pa intaneti pamene amapanga zisankho zomaliza.
Chimodzi chomwe chimakhala chofala kwambiri pa malonda a malo ogulitsa maulendo a tchuthi ndilo lamulo losagwirizana. Pakati penipeni, funani chigawo chomwe chimakulepheretsani kubwereza zowonongeka pamasewera ena monga Yelp kapena TripAdvisor.
Pakhalapo nthawi imene khadi la ngongole ya renta linalipidwa ngati chilango cholembera ndondomeko yolakwika pa intaneti.
Nkhani imodzi, yomwe inalembedwa pa SFGate.com, inagwirizana ndi anthu okwana madola 500 kuti awononge ndemanga zolakwika pamsonkhano wa intaneti. Wokonza nyumbayo adanena kuti sakudziwa zachitsulo chosagwirizana chifukwa mgwirizano womwewo sunali woyenera kuti awoneke kufikira atapereka ndalama zake. Pambuyo ponyengerera kwambiri, banjali adachotsa positi ndi kulandira ndalama zawo.
Ngati muli ndi malo obwereka, amaopseza bizinesi yanu ngati ndemanga yoyipa ikuwonetsedwa pagulu. Koma oyendetsa bajeti mu gulu laulere ayenera kukhala ndi ufulu kulongosola malingaliro olungama, zomveka ngati zopanganazo sizingatheke pa zomwe analonjezedwa. Fufuzani ndimeyi mu mgwirizano wanu. Ngati ilipo, ganizirani ngati mwini mwiniyo wakhala ndi vuto nthawi zonse ndi ndemanga zoipa.
Zolemba zina pa intaneti ndizokokomeza, kusocheretsa, kapena kupanda chilungamo. Musagwiritse ntchito zonse zomwe mumawerenga pazithunzithunzi zoterozo, ndipo ndemanga imodzi yoipa sizolondola chifukwa choposa kubwereka. Oyendetsa bwino za bajeti amayang'ana kachitidwe ka machitidwe abwino ndi olakwika pa ndemanga za mahotela ndi maulendo a tchuthi.
Koma ngati muli ndi zochepa zosangalatsa, ndizowona kuti muli ndi mwayi wopatsa ena mavuto omwe angakutsatireni.
02 ya 05
Malipiro Amafunidwa Pambuyo Pangano Lonse Likupezeka
Msonkhano wofiira wa mbendera wofiira wapitawo, wogula adanena kuti sakudziwa chifukwa chake palibe chifukwa choletsera chifukwa chigulitsicho chinaperekedwa mgwirizano usanafike. Icho chokha ndi mbendera yofiira yoyenera kupitilizidwanso.
Ngati mwini mwini akukuuzani "mgwirizano udzatumizidwa posachedwa, koma ndikusowa ndalama tsopano," muyenera kuyankha kuti malipirowo adzabwera mutangokhalira kukhutira ndi mawu onse, ndipo izi zikutanthauza kufotokoza kwathunthu.
Nthawi zina, vuto silinakhazikitsidwe m'malingaliro a mwini nyumba, koma umakhala ulesi wa mwini nyumbayo.
Ndikofunika kuwerenga zonse, osati kungodinkhani bokosi lomwe likunena kuti mwasanthula mfundozo. Kawirikawiri, zimayesa kutenga mgwirizano ndizokhazikika komanso zachilungamo. Koma mphindi zoonjezera zomwe zimagwiritsidwa ntchito powerenga chirichonse chisanafike chiwongoladzanja zingapulumutse mkangano waukulu pambuyo pake.
Chinthu chinanso: peŵani kuika pamapulatifomu osakhazikitsidwa kapena kungokugwirizanitsani ndi mwiniwake. HomeAway.com ndi malo ena osungidwa ali ndi ndondomeko ya eni eni omwe amalembetsa katundu. Izi sizikutitsimikizira zabwino, komabe zimadetsa mndandanda wa ojambula ojambula.
03 a 05
Malipiro Ayenera Kukhala Wired kwa Munthu Aliyense
Bungwe la Federal Trade Commission limachenjeza anthu ogonera kuti ndalama zopezera ndalama ndi zofanana ndi kupereka munthu ndalama. Pambuyo pake, simungathe kuzifufuza kapena kutsimikizira kuti munapanga malipiro. FTC imakuchenjezani kuti mukhale makale a makadi a Green Dot kapena makonzedwe ena omwe mumakupatsani omwe muli ndi zochepa zomwe mungachite kuti zinthu zitheke.
Kwa ambiri, izi zidzamveka ngati malangizo othandiza. Koma chaka chilichonse, zikwi zikwi za anthu oyendayenda amaumirizidwa kuti apereke uthenga wabanki kapena ndalama zowunikira munthu amene wangomva kumene. Patapita masabata angapo, ena adzipeza kuti atsekedwa.
Zovuta kuyenda sizingatheke ngati mutha kuziwona zikubwera. Koma ena amaoneka osokonezeka ndipo sitingathe kuwonekeratu. Makonzedwe a malipiro sagwera m'gulu limenelo. Kulipira ndi khadi la ngongole kawirikawiri kumapereka nthawi (masiku 30-60) kuti amenyane ndi chilango ngati pambuyo pake akuwonetsa chinyengo.
Ngati mutakumana ndi mavuto ndi zochitika za US, perekani kudandaula ndi FTC.
04 ya 05
Malipiro Oyeretsa Oposa
Mukamasunga chipinda cha hotelo, ndalama zowonongeka mutatha kupita kumalo opita usiku. Malowa amagwiritsa ntchito antchito oyang'anira nyumba.
Zolemba zogona zogwiritsa ntchito sizimagwira ntchito pa chitsanzo choyang'anira. Nthaŵi zambiri mwiniwakeyo ayenera kulemba munthu woti abweremo ndi kuyeretsa malowo. Popeza mitengo yamalonda ya maofesi oterewa amasiyanasiyana, ndalama zowonongeka zowonongeka kungakhale zochepa kapena zofunikira kwambiri.
Musati muthamangitse kokha ndalama zoyeretsera zapamwamba ngati zakucha. Mlengalenga, mwachitsanzo, kuyeretsa kwathunthu kungafunike ntchito yambiri ndikubwera mtengo wapamwamba. Ndi zokwanira kuti mwiniwake apereke mtengo wa ntchitoyi kwa anthu omwe amapanga zosowa.
Koma pakhala pali milandu yomwe kulipira koyeretsa kokha ndi njira yowonjezera ndalama. Pamene mumagula, onetsetsani kuti mumagwiritsa ntchito ndalama zoyeretsera ndi ndalama zothandizira. Ngati simukuwona malipiro oyeretsera, funsani za izo. Ena amalephera kulemba papepala lawo loyambirira, koma mudzawona kuti laikidwa mu mgwirizano.
05 ya 05
Zolinga za Kupeza Zowonjezera Kulowa
M'malo ambiri, mudzapemphedwa kuti mupereke ndalama zowonjezera. Izi zimaphatikizapo ndalama zomwe zingathe kuwonongeka kwa katunduyo, ndipo ndithudi sizingakhale zopanda nzeru.
Koma eni ake adzakhala ochedwa kwambiri kubwezera ndalama, ndipo ena akhoza kukuimba mlandu chifukwa cha kuwonongeka kumene simunayambe.
Pamene mukunyamula katunduyo, tengani zithunzi zochepa za malo omwe mungasonyeze zomwe zilipo panthawi yochoka. Ngati pali kuwonongeka, khalani oona mtima za izo ndikujambula zithunzi zomwezo. Pezani zomwe mungachite kuti mukonze vutoli, ndi mwiniwake akuyankhulana kuyambira pachiyambi.
Mu mgwirizano, fufuzani mawu omwe akunena momwe posachedwa ndalamazo zidzabwezeretsedwe ngati zonse zikupezeka bwino. Ngati palibe chomwecho, funsani za izo. Simukufuna kuti ndalama zanu zikhale mu akaunti ya banki ya wina, kulandira chidwi kwa miyezi isanu ndi umodzi pamene mutaya nthawi kuti mubwezere.