01 ya 05
Pewani Kulipira Ngongole
Sean Gallup / Getty Images Nkhani Mukagula pa tchuti, ndibwino kugwiritsira ntchito khadi la ngongole kapena khadi la debit kwa onse koma kugula pang'ono. Kugwiritsa ntchito ndalama zapulasitiki kumakupatsani mwayi wokhalitsa ndalama.
Ndondomeko ya kayendetsedwe ka bajeti imayenda mofulumira: nthawizonse ndi bwino kuyesetsa kusinthanitsa ndalama paulendo paulendo. Kusinthana kulikonse kumabweretsa ndalama - ndipo mumapeza ndalama zambiri.
Ngakhale mutagula kudziko lakwanu, kugwiritsa ntchito pulasitiki kumakupatsani zosankha zina ngati mutagula zinthu zowonongeka kapena ntchito yanu imasanduka chisokonezo .
Tiyenera kunena kuti ngati mutagwiritsa ntchito khadi la ngongole, onetsetsani kuti mumalipira malipiro a mwezi uliwonse ndikupepetsanso ziwongoladzanja. Ngati mungathe kuchita zimenezi, sungani ndalama kuti mugule zinthu zing'onozing'ono kapena kuti mutengere ndalama zomwe ndalama za pulasitiki zatsalira.
02 ya 05
Pewani Zamtundu Wosadziwika
(c) Mark Kahler, pokonzekera ndi About.com Mukamapita kukafika komweko, nthawi zambiri pali zinthu ziwiri kapena zosiyana ndi zomwe zimapezeka.
Mwachitsanzo, ku Turkey, mafilimu amapangidwa ndi kugulitsidwa kwa alendo nthawi zonse. Ogulitsa adzayesera kukuphunzitsani za makhalidwe abwino ndi zoyenera. Patapita mphindi zingapo, mukhoza kuyamba kukhulupirira kuti muli ndi chidziwitso chochepa. Mungayambe kugwiritsa ntchito ndalama zambiri popanda kupeza kwenikweni mtengo wogula.
Izi sizikutanthauza kufooketsa ogula magalimoto ku Kuşadasi, kugula amber ku Riga, kapena ku Delft kugula ku Amsterdam. Ndi pempho loti mudziwe bwino ndi mankhwalawa kudzera kumalo osalowererapo asanalowe.
03 a 05
Ganizirani Mosamala za Zogula Zopanda Ntchito
Robert Alexander / Zojambula Zithunzi / Getty Images Kodi mumadziwa kuti kugula kwaulere kulibe ntchito ? Oyendayenda m'madera omwe amalonda amitundu ina (yomwe ingakhale malo oyendetsa ndege kapena ndege ya ndege yomwe ili pamtunda wa 35,000) amaperekedwa katundu ndi zambiri kapena misonkho yachotsedwa pamtengo. Nthawi zambiri, pali zotsalira zopezeka pazinthu zomwe mwasankha.
Koma palinso zochitika zomwe mabanki amatha posachedwa. Ngati mtengo woyambirira suli wabwino kwambiri, kuchotsa ndalama za msonkho sikungathe kuchita zambiri kuti zithandize mtengo wapansi.
Oyenda samangoganizira za gawoli. Ena amagula mofulumira, ndikukhulupirira kuti ndi mwayi wotsiriza.
Ngati mutagula m'sitolo yopanda ntchito, onetsetsani zinthu zomwe mumadziŵa. Musaganize mtengo uliwonse ukuimira chinthu chabwino.
Mfundo inanso yofunika kuiganizira ku Ulaya: Mtengo Wowonjezera Wowonjezera uli wobwezeredwa. Nthawi zina, sikuli koyenera nthawi kapena khama kuti tipeze zovomerezeka zofunikira ndi kubweretsa ndalama zonse. Pali osachepera omwe amakhala ndi sitolo iliyonse kuti aganizire. Koma ngati mumagula zambiri, msonkho umene mumalipirako ukhoza kuwonjezereka mwamsanga - mutengenso mobwerezabwereza.
04 ya 05
Ganizirani Zotumiza Zanu
Justin Sullivan / Getty Images Nkhani M'masiku ano ali ndi katundu wambiri , nthawi zina amapereka ndalama zogulira katundu wanu m'malo mozitengera ku sitolo kupita kunyumba kwanu.
Pezani kulemera kwake komwe ndege yanu idzaperekera ndalama zowonjezera. Zogula zochepa kapena zolemetsa zingathe kuwonjezereka mwamsanga kwa mapepala.
Koma muyenera kuganiziranso zofunikira za positi zogulitsa kuchokera kudziko lanu. Nthawi zina, ngati kugula kuli kochepa ndipo zothetsa chilankhulo ndi zabwino, ndi bwino kuti muzisunga nawo.
Zogulitsa zomwe zimagulitsa zinthu zopanda pake monga magalasi odulidwa ndi china nthawi zambiri zimakhala zabwino polemba zinthu izi, ndipo ogwira ntchitowa adzalandira zambiri zokhudza kutumiza. Nthawi zonse zimalipira kufunsa za kuthekera kutumiza katundu kunyumba. Ndalama zotumiza katundu zingateteze kugula kwanu ndikupangitsa kuti kubwereranso kungakhale kosautsa.
05 ya 05
Musalole kuti kugula kukhale ndi nthawi yopuma
George Rose / Getty Images Zogula zitha kukuchititsani zambiri kuposa tebulo lathunthu la zomwe mwagula. Idya nthawi.
Ngati mwagwiritsira ntchito nthawi ndi ndalama kuti mupite kumalo atsopano, musawononge nthawi yochuluka mkati mwa shopu. Onani zochitika. Dziwani chikhalidwe!
Zingathe kutsutsidwa kuti kugula pang'ono kungakufikitseni pafupi ndi malo omwe mumawachezera, chifukwa mankhwalawa amasonyeza mbali ya chikhalidwe chimenecho. Koma musapereke nthawi yomwe ingakhale yopindulitsa kwambiri kukayendera nyumba yosungiramo zinthu zakale, kupanga anzanu atsopano kapena ngakhale kukhala pamphepete mwa nyanja. Zolemba zamalonda kuposa bukhu lanu lathumba.