Kodi Chip ndi Pin Credit Card Ndi Chiyani?
Mayiko ambiri, kuphatikizapo ambiri a kumadzulo kwa Ulaya, Japan, Mexico ndi Brazil, atenga chipangizo cha chipangizo cha kirediti , chomwe chimatetezedwa kwambiri kuposa njira zamakono zamagetsi zamagetsi. Pulogalamu yamakhadi ndi pin ya PIN, yomwe nthawi zina imatchedwa "katswiri" ngongole, imakhala ndi microchip yomwe ili mkati mwake yomwe imafuna nambala yodziwika, kapena PIN, kuti igwiritsidwe ntchito mmalo mwa siginecha.
Chip ndi PIN zokhudzana ndi ngongole zimakhalanso ndi maginito omwe amagwiritsidwa ntchito ku US ndi maiko ena omwe sanatembenuzire ndondomeko zawo za makadi a ngongole ndi ATM kuti avomereze zopindulitsa za makasitomala.
Kodi Magnetic My Stripe Credit Card Ntchito mu chip ndi PIN Country?
Visa ndi MasterCard zimafuna amalonda mu chip ndi PIN mayiko kuti avomereze maginito mphete ya ngongole, zomwe zikutanthauza kuti musakhale ndi vuto pogwiritsa ntchito maginito kapena chip ndi khadi la ngongole ku hotela ndi malo odyera.
Mavuto angayambe pamene mukuyesa kugwiritsa ntchito maginito kapena chip ndi makadi a ngongole osindikizidwa m'malo osungirako osatetezedwa, monga malo okwerera sitima, malo okwera magalimoto, malo osungirako njinga ndi maulendo. Popanda munthu pa siteti kuti agwiritse ntchito khadi lanu la ngongole ya ngongole, simungathe kugwiritsa ntchito khadi lanu la ngongole.
Kodi mabanki onse a US amapereka chip ndi PIN makhadi?
Mu 2015, opereka makadi a ngongole anayamba kupereka zip ndi PIN makhadi kwa makasitomala awo a US.
Asanafike nthawi imeneyo, mgwirizanowu ndi mabanki a ku United States anayamba kuyesa chipangizo cha chipangizo cha PIN ndi PIN pogwiritsa ntchito magulu otsatsa makasitomala. Komabe, monga mwa kulembera, mapulogalamu ambiri a chipani cha US ndi PIN saperekedwa ndi PIN; muyenera kuitanitsa ku banki kapena kampani yanu ya ngongole. Izi zikutanthauza kuti maka makadi ndi PIN zimagwiritsidwa ntchito monga makadi a chip ndi a signature.
Ngati mukufuna kukwera kunja kwa US, funsani kalata yanu ya ngongole ndipo pemphani PIN ya mainaii. Ngati njirayi ikupezeka kudzera m'kalata yanu ya ngongole, idzakupatsani mwayi wapamwamba wotetezedwa.
Nanga bwanji makadi a Chip ndi Signature?
Mapaiti ndi zizindikiro za ngongole zimatetezedwa ndi teknolojia ya microchip, koma amafunikirabe siginecha ya kasitomala. Mauthenga achikale amasonyeza kuti ogwiritsa ntchito akukumana ndi mavuto akuyesera kulipira ndi makadi a sign and signature kumalo osungirako osatetezedwa ku Europe. Ku hotela ndi kudyera, makadi a chip ndi signature amavomerezedwa mosavuta.
Kodi Chip ndi PIN Zokongola Zili Zopanda Mphamvu Zamagetsi?
Mfundo yaikulu yogulitsa chipangizo cha chip ndi chipangizo cha PIN ndichowonjezereka chitetezo chachinyengo chomwe chimaperekedwa ndi microchip ya khadi. Mu February 2010, Ross Anderson, Steven Murdoch, Saar Drimer, ndi Mike Bond, ofufuza za Cambridge, adalengeza kuti Chip ndi PIN za makadi a ngongole zili ndi vuto la chitetezo chomwe chingalole kuti munthu wochita chigamulo amunamize wowerenga makhadi kuti aganizire pulogalamu yolondola. Choonadi, sichoncho.
Ngati nambala yanu ya khadi la ngongole imagwiritsidwa ntchito popanda chilolezo chanu, malamulo a chitetezo cha ogulitsa dziko lanu angachepetse udindo wanu. Mwachitsanzo, ku US, lamulo la E limateteza ogulitsa kuti asayambe kugwiritsira ntchito magetsi ku mabanki awo, kulepheretsa ndalama zokwana madola 50 ngati kuba kulipoti mkati mwa masiku awiri azachuma.
Ku UK, mabanki ayenera kubwezera makasitomala chifukwa cha chinyengo, koma lamulo lololeza mabanki kupeĊµa kubweza ngongole ngati "kunyalanyaza kwakukulu" kungatsimikizidwe kawirikawiri kumagwiritsidwa ntchito mabungwe a mabanki, malingana ndi UK webusaiti ya webusaiti iyi ndi Ndalama.
Kodi Pali Njira Zina Zopangira Chip ndi Pin Credit?
Ngati mukupita ku chip ndi PIN dziko ndipo mulibe Chip ndi PIN ya ngongole, mukhoza kugula katundu ndi mautumiki. Muyenera kukonzekera patsogolo ndi kukonzekera kugwiritsa ntchito imodzi mwa njirazi:
Ndalama, zomwe mungathe kuzipeza kuchokera ku makina odziwitsidwa pogwiritsa ntchito khadi lanu la debit;
Makhadi olipidwa, monga Travelex Multi-Currency Cash Passport;
Makhadi a American Express, omwe akhala akudziwika kuti amagwira ntchito pa njinga zamoto zonyamula njinga ndi malo ena osungirako ndalama ku Ulaya;
Mawotchi oyendetsa sitima, Metro kudutsa, matikiti a museum, ndi makadi a msonkho. Mukhoza kuitanitsa zinthu zambiri kuchokera kunyumba musanachoke paulendo wanu.
Kodi My Chip ndi PIN Credit Card Zimagwira Ntchito Magnetic Stripe Country?
Ziyenera kutero, ngakhale kuti mungakumane ndi mavuto pamapampu a gasi ndi malo ena omwe simukuyembekezera kuti mulowetse chikho cha US ZIP kuti mukwaniritse ntchito yanu. Kumalo ena, mukhoza kulowa "99999" mmalo mwa code weni weni ya ZIP, ndipo malonda anu adzatha. Kwa ena, muyenera kufunsa wogwira ntchitoyo kuti akonze mapepala anu.