Chikwama chako chiri chiyani? Ambirife timanyamula zinthu zomwe zingakhale zovuta kuti mbala zidziwonongeke kwambiri, akuti Becky Frost, Wothandizira Maphunziro a Consumer kwa Experian's ProtectMyID.
Nazi njira zisanu ndi imodzi zodzitetezera ku kuba komwe mukuyenda:
Pewani makadi anu a ngongole. "Ndi nzeru kugwiritsira ntchito chikwama chamanyumba musanayambe ulendo uliwonse," anatero Frost.
Mukhoza kusowa khadi limodzi kapena awiri pa tchuthi koma simukusowa kubweretsa ngongole iliyonse, debit, ndi khadi la ngongole yomwe muli nayo. Musaganize kuti muli ndi nthawi ya ntchitoyi? Lingalirani utali wotani kuti mutenge khadi lililonse mutanyamula ngati chikwama chanu chitayika kapena kuba.
Sungani mbiri. Ngati chikwama chako chikusowa, muyenera kufulumira kulankhulana ndi banki lanu, ogulitsa khadi la ngongole, ogulitsa inshuwalansi zachipatala, ndi makampani ena. Kumalo otetezeka kunyumba, sungani mapepala a kutsogolo ndi kumbuyo kwa makadi anu onse ofunikira. Ndibwino kuti mupite ndi kapepala kopezera ndalama kuti mulekanitse ndi chikwama chanu. Nthawi zambiri mafoni ofunikira othandizira ali kumbuyo kwa makadi, "anatero Frost.
Siyani khadi lanu lachitetezo chapakhomo kunyumba. Pafupifupi mmodzi mwa ife anayi amanyamula nambala za chitetezo chachitukuko kapena SSN za ana athu m'mapanda athu, omwe ndi oopsa kwambiri, anati Frost. "Pambuyo pa makadi a inshuwalansi azachipatala, manambala a chitetezo cha anthu ali ndi mtengo wapamwamba kwambiri pa msika wakuda," iye adatero.
Bweretsani khadi lanu la inshuwalansi ya umoyo, kuphatikizapo chithunzi. "Mwinamwake sikumveka pamwamba kuti muwone kampani yanu ya inshuwalansi ngati ndalama zanu zabedwa," anatero Frost. "Koma masiku ano ndi zaka, anthu akhoza kuwononga kwambiri ndi khadi la inshuwalansi yaubongo ngati akulandira katundu kapena ntchito m'dzina lanu ndi nambala yanu." Pamene mukufunikira kunyamula khadi lanu la inshuwalansi nanu mukakhala mwadzidzidzi, tengani zojambulajambula.
Gwiritsani ntchito hotelo yanu motetezeka. Mukangobwera kumene mukupita, lembani zikalata zosungira zojambulajambula ndi makadi ena a ngongole pamalo otetezeka. "Nthawi zambiri tikayenda, hotelo yabwino ndi njira yabwino kwambiri," anatero Frost.
Zochepa ndizomwe zili pamakalata a katundu. Ngakhale kukhala ndi chikwama cha katundu wamagalimoto, ndibwino kuti, "kufotokozera mwachindunji chidziwitso chanu chonse chodziwika bwino sizomwe ziri zotetezeka kwambiri," anatero Frost. Ganizirani zolemba dzina lanu loyamba, foni ndi imelo m'malo mwa dzina lanu lonse ndi adiresi yanu.
Pamene mukuganiza za chitetezo, phunzirani momwe mungagwiritsire ntchito wi-fi paulendo mukakhala pa tchuthi .