Zosangalatsa ndi Njira Zamachenjera Zogwiritsa Ntchito Ndalama Yanu Yosatha
Mudaphunzira koleji, munayenda padziko lonse kwa miyezi ingapo, ndipo tsopano muli kunyumba ndi thumba lodzaza ndalama zakunja. Ndalama zopanda malire ziyenera kukhala zosangalatsa kwambiri zomwe mungabwerere ku maulendo anu. Ziri pafupi-zosatheka kugwiritsa ntchito ndalama iliyonse musanatuluke, iwo ndi onyansa ndi olemetsa, ndipo makalata osinthira ndalama sangawalandire iwo. Zimamveka zachilendo kutaya ndalama kunja, choncho taonani mfundo zingapo zomwe mungachite ndi ndalama zanu zotsalira:
Dzichitireni nokha ku Airport
Ngati simukufuna kukhala ndi ngongole zowonjezera mu thumba lanu lonse chifukwa cha ulendo wanu, yesetsani kugwiritsa ntchito zambiri zomwe mungathe ku eyapoti. Nthaŵi zambiri ndimangoyamba kudya chakudya chokongola ku resitilanti ndikusiya ndalamazo monga nsonga.
Mukhozanso kugula bukhu la ndege ngati simukuyenda ndi mtundu wina , kapena kugula zokhudzana ndi anzanu mu sitolo ya mphatso kapena ntchito yaulere. Nthawi zina ndimagula zobvala zatsopano kuti ndikafike ku bwalo la ndege ndikuponyera chilichonse chimene chikuwoneka chotopa ndi kutopa kuti ndisapitirize kulemera kwa katundu wanga.
Pangani Ndalama Yowonjezera Powagulitsa Iwo Pa Intaneti
Mungadabwe kudziwa kuti mutha kugulitsa ndalama zakunja pa intaneti ndikuyandikana nawo. Ebay ndi malo abwino kuyamba kuchita izi, choncho onetsetsani kuyang'ana momwe mungapangidwire musanayambe kuwaponyera.
Gwiritsani Ntchito Monga Zokongoletsa M'nyumba Mwanu
Ndine ndikugula kapena kupanga maphunzilo a malo omwe ndimapita, ndipo njira zochepa zomwe ndimakonda ndikudzikumbutsira maiko omwe ndakhala nawo.
Njira imodzi yabwino yogwiritsira ntchito ndalama zakale zakunja ndikuziwonetsera mu chidebe chokongola.
Pukutsani ndalama zanu mu chidebe cha tizilombo toyambitsa matenda ndiyeno mugulitse botolo losalala la botolo kuti muwaike onsewo. Ikani izo pawindo lanu kapena pambali pa bedi lanu kuti nthawizonse muzikumbutsidwa malo omwe mwakhala muli.
Agwiritseni Ntchito Kuti Mudzisungireni Starbucks Khadi Yanu
Ngati muli kwinakwake kuti muli ndi Starbucks pafupi, funsani kuti abwezereni khadi lanu ndi ndalama zanu musanachoke.
Mutha kuzigwiritsa ntchito mukabwerera ku United States popanda kutaya ndalama zogulira, mwina!
Apatseni Iwo ku Chikondi
UNICEF imavomereza ndalama zomwe sizinagwiritsidwe ntchito kunja, chifukwa cha kusintha kwawo kwabwino. Ndege zamitundu khumi ndi ziwiri zimasonkhanitsa paulendo wawo, ndipo mukhoza kutumiza kwa iwo mwachindunji. Iyi ndiyo njira yabwino yothetsera ndalama zanu musanafike kumene mukupita. Asonkhanitseni palimodzi, kuziika mu envelopu pa ndege, ndipo simudzasowa kulemera konseko komwe mukupita.
Kuwasiya Monga Mphatso
Ngati muli ndi bwenzi limene nthawi zonse likufuna kuyenda, perekani ndalama zanu ngati mphatso, makamaka ngati akuchokera kudziko limene akufuna kuti aziwachezera. Onetsetsani kuti muwayeretseni mu detergent musanawapatse iwo, monga momwe amachotsera tizilombo toyambitsa matenda kapena mabakiteriya, ndi kubwezeretsanso ku dziko lawo loyambirira, lowala.
Momwemonso, ana anu m'moyo mwanu - achimwene anu aang'ono, abambo ake, ana aamuna ndi aakazi - angakhale othokoza kuti awulandira, ndipo mungagwiritse ntchito ndalamazo monga njira yowaphunzitsira za dziko lapansi ndi kumene munayendera.
Awapangitse Kukhala Zapamwamba
Ngati muli ndi ziboda zozungulira pakhomo, bwanji osaponyera kabata mu ndalamazo ndikumanga zingwe kuti apange zodzikongoletsera?
Mukhoza kupanga mphete zina ndi ma Euro omwe mwatsalira kuyambira ulendo wanu wopita ku Spain, chibangili chogwiritsira ntchito ndalama zogulitsa kuchokera ku mayiko akumwera chakum'maŵa kwa Asia, kapena mkanda wamphongo ndi Pesos Mexico kuti ndikukumbutseni za Spring Break.
Pangani Maginito Kuchokera mwa Iwo
Inde, mungafunike kusunga ndalama zanu zosagwiritsidwa ntchito monga chikumbutso cha ulendo wanu, pamtundu umenewo, kuwapangitsa kukhala magetsi ndi njira yosangalatsa yochitira.
Gulani maginito bolodi, pamodzi ndi maginito ang'onoang'ono, ndikugwiritseni kumbuyo kwa ndalamazo. Tsopano mungathe kumangiriza zithunzi zanu, matikiti, ndi kukumbukira ku bolodi, pamodzi ndi ndalama kuchokera m'mayiko omwe mudapitako!