Debit Card - Musayende Popanda

Khadi la Debit ndi Ulendo Wofunikira

Makhadi a ngongole ndi osavuta kugwiritsa ntchito ndi kunyamula, ndalama zimatchulidwa, ndipo zimakhala zovuta kufotokozera imodzi ngati yatayika kapena yabedwa pamene uli kunja. Pazifukwa zokha, ndizofunikira ulendo woyendayenda, ndipo ndakhala ndikuyenda ndi anga (ndipo palibe makadi a ngongole) kwa zaka zisanu ndi chimodzi ndikuwerengera. Tiye tiwone chifukwa chake ndikukhulupirira kuti ndizofunika kuyenda.

Debit Card ndi chiyani?

Khadi la debit likusiyana ndi khadi la ngongole kuti khadi la debit imamangirizidwa mwachindunji ku akaunti yanu yofufuza.

Ndalama zomwe mungathe kuzigwiritsa ntchito, choncho, ndizochepa ndalama zomwe muli nazo ku banki yanu.

Kodi Khadi Ligwira Ntchito?

Mukamagwiritsa ntchito khadi la debit, ndalamazo zimataya (kuchotsa) kuchuluka kwa ndalamazo kuchokera ku akaunti yanu yochezera, nthawi zambiri tsiku lomwelo. Mungagwiritse ntchito khadi la debit kuti mutenge ndalama kuchokera ku makina a ATM kapena mutenge ngati khadi la ngongole m'masitolo kapena m'malesitilanti. Chifukwa chakuti mungathe kugwiritsa ntchito ndalama zomwe muli nazo mu akaunti yanu, palibe chifukwa cholipira ngongole kumapeto kwa mwezi uliwonse.

Mmene Mungakhalire Ndalama Yoyendayenda Ndi Debit Card

Mwachibadwidwe, simungadalire khadi lanu lachitsulo pazochitika zanu zonse zamayiko osiyanasiyana - ganizirani kukangana ndi wogulitsa mumsewu kumidzi ya Nepal , kulandira mtengo wabwino, ndikuyesera kuwapatsa pulasitiki! M'mayiko ambiri omwe akutukuka, mudzazindikira msanga kuti ndalama akadakali mfumu, makamaka pamalonda otsika mtengo.

Ma hosteli akumidzi ndi malo ambiri odyera m'mayiko osauka samalandira makadi a ngongole (yomwe ndi momwe makadi a debit amawonera m'malo ambiri), kotero muyenera kuonetsetsa kuti nthawi zonse mumanyamula ndalama kuwonjezera pa khadi lanu la debit. Ngakhale mayiko ena otukuka, monga Japan, akuyembekeza kuti mumalipira ndalama zonse kuchokera ku malo ogona.

Apa ndi momwe ndimayendera: Nthawi zonse ndimakhala ndi khadi langa la debit, koma ndimakhalanso ndi ndalama zambiri. Nthawi zambiri ndimapita ku ATM kudziko latsopano ndikudzipatula mwamsanga ndikangofika - pafupifupi $ 200-300. Ndimatenga khadi la ndalama ndi debit ndikuzungulira ndikugwiritsa ntchito zomwe zimapangitsa kuti ndizikhala komweko. M'mayiko osauka, zidzakhala ndalama zambiri nthawi; Kwa kwina kulikonse, mudzatha kugwiritsa ntchito khadi lanu la debit m'malo ambiri, monga United States.

Kuwonjezera pamenepo, ndi kwanzeru kupatula ndalama zanu m'malo osiyanasiyana pamene mukuyenda. Sungani zina m'thumba lanu, ena m'thumba lanu la tsiku, ena mu thumba lanu, ndi ena mu nsapato zanu. Mwanjira imeneyo, ngati mutangokhala mimba, mutha kubweza ndalama zomwe mungagwiritse ntchito kuti mupeze chakudya ndi malo ogona pamene mukupeza njira yothandizira banki kapena banja lanu kuti muthandizidwe.

Momwe Mungapezere Debit Card

Mwayi mulipo munapatsidwa khadi la debit pamene mutsegula akaunti yanu yoyang'anira. Ngati mulibe akaunti yowunika, pitani kutsegula tsopano. Fufuzani banki yomwe salipira kubweza malipiro a akaunti ndipo pemphani khadi la debit.

Zimatengera masiku angapo mpaka masabata awiri kuti mutenge khadi la debit mutatha kulamula. Tsamba likafika, lembani mmbuyo kuti mutsimikize.

Ngati n'kotheka, fufuzani khadi la debit limene sililipiritsa malipiro ochotsera mayiko ena. Ngati mutapita kawirikawiri, mudzasungira $ 5 pokhapokha mutataya ndalama ngati mutha kupeza banki yomwe ikukubwezerani ndalamazo.

Mmene Mungasankhire Khadi la Debit Card

Khadi yanu yachitsulo imabwera ndi PIN (chizindikiritso chaumwini), chomwe chingasinthidwe kukhala nambala yomwe mungakumbukire mosavuta. Sungani pamtima; Ngati uyenera kulemba, sungani kuti mulembe khadi lanu. Musasankhe chiwerengero chodziwika, monga tsiku lanu lobadwa, kuti muchepetse mwayi wa wina kuti alingalire PIN yanu ngati adzalandira khadi lanu.

Ngati Mutaya Khadi lanu la Debit ...

Ngati khadi lanu latayika kapena yaba, funsani banki yanu mwamsanga ( Skype 'sa zabwino, kusankha mtengo wotsika mtengo kwa maiko akunja kuchokera kulikonse kumene mungapeze kompyuta) wina asanakhale ndi ndalama zanu.

Lembani nambala yanu ya banki musanachoke panyumba ndikuisunga malo angapo - magazini yanu, buku lanu lotsogolera. Konzani makalata a machesi padziko lonse musanatuluke kunyumba yanu kuti banki ikhoze kukutumizirani khadi losiyana ngati anu atayika kapena kuba, kapena kungotenga makhadi ambiri a debit, kuti ngati wina achotsedwa, simuyenera kudandaula kutumiza izo kwa inu musanapitirize kuyenda.

Nthawi yogwiritsira ntchito Debit Card yanu

Mungagwiritse ntchito khadi la debit m'malo ambiri padziko lonse lapansi - komanso kunja kwa United States, amavomerezedwa kulikonse komwe mungathe kulipira ndi khadi la ngongole. Ndimagwiritsa ntchito zanga m'masitolo akumayiko akunja, kumalesitilanti, kumabhawa, ndi mipiringidzo, kulipirira malo ogona komanso ndege. Nthawi yokha yomwe sindiigwiritsa ntchito ndi pamene ndikuyesera kugwiritsa ntchito ndalama zanga, ngati ndikulipira chakudya cha pamsewu, kapena ndikugula chinachake kuchokera kumsika.

Za Malipiro a Khadi la Debit ndi Malipiro Otumizira Kumayiko

ATM yapadziko lonse adzalipiritsa malipiro mukagwiritsa ntchito khadi lanu la debit; ndalamazo zimatsimikiziridwa ndi mwini wa ATM. Malipiro ambiri ali pansi pa $ 5 - chidziwitso pa makina a ATM adzakuwuzani zomwe malipiro ali. Zoposa madola 3 ndi zochuluka kwambiri, choncho yang'anani wina kuti muwone ngati mungapeze malonda abwino.

Vuto lenileni la malipiro ndi khadi la debit likuchokera ku banki lanu - wokonza khadi akhoza kukulipirani inu peresenti yokwana 3 peresenti ya kugulitsa kunja, kuphatikizapo kuchotsa ATM. Limbikitsani banki yanu nthawi yaitali musanapite - ngati simukukonda ndalama, funsani ndikufunsani mabanki ena kuti azilipiritsa zochitika za kunja ndi makhadi a debit; onetsetsani kuti mufunse kuti, ngati ndalama zilizonse, mabanki adzalipiritsa chifukwa cha kuchotsa ATM kunthaka, ngakhale ku banki yapadziko lonse.

Nkhaniyi yasinthidwa ndi kusinthidwa ndi Lauren Juliff.