Mukuganiza kuti simungathe kutsegulira banja? Simuli nokha.
Kafukufuku wofufuza kayendedwe ka COUNTRY Financial Security Index anapeza kuti pafupifupi theka la ife (44%) saganiza kuti n'zotheka kuti banja lapakati litenge tchuthi popanda kupita ku ngongole. Ndipo anthu anayi mwa amodzi a ku America amatsutsa kuti alibe ndalama chifukwa chosayendayenda kapena kutenga tchuthi kamodzi pachaka.
Izi zikugwirizana ndi kafukufuku wamagulu a tchuthi ku FatWallet.com zomwe zinavumbula kuti pafupi theka lachisanu cha Achimereka sagwiritsa ntchito tchuthi ndi anayi okha mwa khumi omwe timatenga tchuthi limodzi pachaka.
Ndipo zovutazo ndizovuta kwa mabanja, omwe ndi omwe angakhale osasintha pokhudzana ndi maulendo. Mu kafukufuku wa FatWallet, akuluakulu omwe anali ndi ana sakanakhala ngati atakhala maulendo angapo chaka chimodzi, poyerekezera ndi akulu opanda ana. Izi zogwirizana ndi zomwe zaposachedwapa za Alamo Family Vacation Survey zomwe anapeza pamene makolo amawauza kuti atenga maulendo afupi kuposa omwe si makolo.
Kumva kuti ndalama zowonongeka zimapangitsa mabanja ambiri kuthawa. KU COUNTRY Kufufuza kwachuma, oposa asanu ndi limodzi mwa khumi (10%) a ku America (62%) adati kuyendayenda ndi mtengo wapatali. Ngakhale pakati pa anthu omwe adanena kuti sangakwanitse kutchuthi, 83 peresenti anati ndizofunika kuyenda. Ngakhale zili choncho, iwo adanena kuti adzakhala kunyumba m'malo mochoka.
Kodi Mukufuna Mpata Chaka chilichonse? Chitani izi.
Funsani katswiri aliyense wa zachuma: Njira yabwino yopezera tchuthi mukufuna ndikuyambitsa thumba la ndalama. Akatswiri amalimbikitsa nthawi zonse kukhazikitsa nthawi zonse kuti ndalama zitheke mu akaunti yanu yobisako musanaziphonye.
Kuchita zosiyana-kuika pambali zomwe zatsala kumapeto kwa malipiro-sizimagwira ntchito kwa anthu ambiri. Taganizirani izi: Ngati mupereka $ 50 pa sabata, mudzakhala ndi $ 2,600 mu miyezi 12.
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