Pokhapokha mutakhala paulendo wophatikizapo, mungathe kulipira katundu ndi ntchito zina ku Ireland. Pambuyo pake, mungaganize-kungokwapula pulasitiki. Osati mofulumira kwambiri: ndalama ndizobwezera mwamsanga kwambiri ndipo amavomerezedwa paliponse, inde, ndalama zimasankhidwa m'mabuku angapo, pomwe makhadi a ngongole ndi oyendayenda amayenera kuwonedwa ngati njira yotsalira kwa ndalama.
Pali mavuto ena osadalirika odalira ndalama mukapita ku Ireland, momwe mungafunikire kuthana ndi ndalama ziwiri: Republic ndi gawo la Eurozone pamene Northern Ireland ikugwiritsa ntchito mapaundi Sterling. Nkhani yabwino ndi yakuti, m'madera akumalire, ndalama zonsezi zimavomerezedwa koma izi siziyenera kuchitidwa mopepuka.
Zonsezi, kugwiritsa ntchito ndalama kapena pulasitiki ku Ireland sizingayambitse mavuto, koma nthawi zonse ndikofunika kuti muthe kusokoneza nzeru zanu zapakhomo komanso njira zopezera ndalama zopezeka kunja. Kukonzekera pang'ono kudzakutetezani kuti musamalire zovuta kapena mukukumana ndi vuto lomwe simungathe kulipira.
Ma Euro ndi Centi
Nazi mfundo zofunika kwambiri zomwe muyenera kuzidziwa pa Euro yomwe ikugwiritsidwa ntchito ku Republic of Ireland:
Mmodzi wa Euro (€) ali ndi 100 Cent (c) ndi ndalama zimapezeka mu zipembedzo za 1 c, 2 c, 5 c (mkuwa wonse), 10 c, 20 c, 50 c (golidi yonse), € 1 ndi € 2 ( siliva ndi golidi).
Ngakhale mapangidwe a mbali yomwe ili ndi ziwerengero ndizoyikidwa m'madera onse a Eurozone zotsatizana ndi zojambula zakunja- ku Ireland, mudzapeza chojambula ndi zeze ya Ireland.
Ndalama zazing'ono zopanda malire za ku Ireland ndizovomerezeka mwalamulo, koma zindikirani kuti makina ena amangovomereza ndalama zasiliva zomwe sizinali zowonjezera ku Ireland (kuyesa, yesetsani) kapena ayi.
Ndalama za ku Spain zimatchuka kwambiri mu dipatimenti yotsirizayi ndipo ikhoza kumakhala mutu pamagalimoto omwe amadziwika bwino pamsewu .
Mndandanda wa malire ndi ovomerezeka kwambiri mu Eurozone ndipo amapezeka muzipembedzo zokwana € 5, € 10, € 20 ndi € 50. Zipembedzo zoposa (€ 100, € 200 komanso ngakhale € 500) zimapezeka, koma zochepa, ndipo ena amalonda amakana iwo. Kupititsa patsogolo kwa mapangidwe ndi kapangidwe ka pepala kwachititsa kuti mavoti awiri a € 5, € 10, ndi € 20 awonongeke, komanso akuluakulu akuvomerezedwabe koma akutsatidwa.
Onetsetsani kuti mtengo wogulitsa ndalama zapakati pa 1 ndi 2 Cent kupitirira malire awo enieni, choncho akuchotsedwanso. Ku Ireland, "dongosolo lozungulira" linayambika mu 2015, kotero kuti msonkho wonsewo udzakonzedwa (mmwamba kapena pansi) kufupi ndi ma Centi 5. Momwemonso phindu, mwachitsanzo, kutha kwa 11 kapena 12 Cents kudzatsikira mpaka 10 Cents, 13,14, 16, ndi 17 Cents kudzaperekedwa kwa 15 Cents, 18 ndi 19 Cents zidzasinthidwa kufika pa 20 Cents. M'kupita kwanthawi, simudzakhala bwino kapena choipa kuposa kale.
Mapaundi ndi Pennies
Nazi mfundo zofunika kwambiri zomwe muyenera kuzidziwa pa Pound yomwe ikugwiritsidwa ntchito kumpoto kwa Ireland:
Pound One Sterling (£) ali ndi Peni 100 (p) ndi ndalama zimapezeka mu zipembedzo za 1 p, 2 p (zamkuwa zonse), 5 p, 10 p, 20 p, 50 p (silver zonse), £ 1 (golide) ndi £ 2 (siliva ndi golide). Chuma ca 50 c ndi £ 1 chingakhale ndi mapangidwe a chikumbutso kapena am'deralo.
Mndandanda wa mabanki amapezeka kawirikawiri m'mipingo ya £ 5, £ 10 ndi £ 20. Makhalidwe apamwamba a £ 50 alipo, koma osawoneka, ndipo ena amalonda akhoza kuwakana.
Koma muyenera kudziwa kuti mabanki a ku United Kingdom amachokera ku mabanki m'malo mwa maboma akuluakulu, ndipo mudzapeza kuti banki iliyonse imagwiritsa ntchito mapangidwe awo. Kuwonjezera pa zolembedwa ndi Bank of England, mudzakumana ndi makalata ochokera ku mabanki a Northern Ireland ndi Bank of Ireland, kuphatikizapo mungalandirepo zolemba za Scottish monga kusintha. Zonse ndizoyesa ndalama koma zojambula zosiyana zingakhale zosokoneza.
Kuwonjezera pamenepo, Northern Bank tsopano ndi gawo la Danske Bank, yomwe ikupereka mapaundi Sterling ndi dzina la kampani ya Denmark. Zonsezi zikungokupangitsani mavuto ngati muli ndi ndalama zochuluka mukamapita kunyumba. Mfundo zomwe sizinaperekedwe ndi Bank of England zingakhale zovuta kusinthanitsa kumudzi kwanu, kotero zithetseni poyamba!
Kuzungulira monga momwe tafotokozera pamwambapa sizochitika ku Northern Ireland.
Kugula kwa Mzere Wamtanda
Masitolo ambiri m'matawuni akumalire amasintha ndi ndalama ndipo mumavomereza ndalama zakunja za ku Ireland okha (nthawi zina zabwino) zosinthanitsa. Inu, komabe, mungangolandira kusintha kwa ndalama zapafupi. Malo ena okha omwe mungapezeko kusintha kwa ndalama ndi mamita osakanizika apakati omwe amavomereza Euro ku Northern Ireland.
Chipulasitiki ndi Chodabwitsa
Makhadi ambiri amavomerezedwa ku Ireland, ndipo Visa ndi Mastercard ndizopambana kwambiri. Kuvomerezeka kwa makadi a American Express ndi Diners kumatsika pansi ndipo makhadi a JCB sakudziwika. Monga momwe zilili ku US, pakhoza kukhala ndi gawo laling'ono la kugula m'masitolo ambiri-osagwiritsa ntchito khadi la ngongole pansi pa € 10 kapena ngakhale £ 20-ndipo samalani ndi wogulitsa akukugulitsani ndalama zanu "mosavuta." Limbikirani kuti mupereke ndalama zokwana mapaundi Sterling kapena Euro pamene mukugula katundu, osati mu Ndalama. Pamene akukugulitsani mu ndalama zanu, wogulitsa amagwiritsa ntchito mlingo wake wosinthana, zomwe zidzakhala zabwino kwa iye ndipo zikutheka kuti zikukupatsani inu ndalama zambiri.
Makhadi a ngongole amavomerezedwa ndi ambiri, koma muyeneranso kufufuza ndi wopereka khadi wanu kuti mudziwe zambiri za ndalama musanayende. Ku Ireland, mbali ya "cashback" pamene mukugula, ikutheka m'masitolo ena. Makampani ambiri a ATM (omwe amatchedwa "Hole mu Wall" kapena makina a cash) amavomereza ngongole zokhudzana ndi ndalama zowonongeka ndalama, koma fufuzani ndalama zowonjezera ndalama ndi maiko akunja ndi kampani yanu ya ngongole yoyamba. Makhadi okhwima ngongole amatha kuchepa, koma akadali chiopsezo. Kotero yang'anani pa zotsutsana zirizonse pa ATM zomwe zikuwoneka zokayikira.
Dziwani: ku Northern Ireland, makadi a ngongole omwe amagwiritsira ntchito " Chip ndi PIN " akuvomerezedwa m'masitolo. Mu Republic, zinthu zikulowera momwemo.
Kufufuza Kwaumwini ndi Oyendayenda
Kufufuza kwa Oyendayenda kunkapezeka njira yodalirika komanso yabwino kwa makhadi ndi makadi a ngongole koma ngakhale mbiri yakale sinali kulandiridwa kunja kwa malo akuluakulu oyendera alendo. Masiku ano, ndithudi iwo akuyang'anitsitsa kutha. Amalonda ambiri sangawalandire iwo ndipo mudzakhalanso ndi mavuto m'mabanki ambiri.
Kufufuza payekha, ndiko kuyankhula, sikuvomerezedwa nkomwe. Makamaka osati iwo ochokera ku mabanki omwe si a Ireland.