Kodi ATM Amanyengerera Bwanji?
Chinyengo chachinsinsi cha makina, omwe nthawi zambiri amatchedwa ATM chinyengo, chimaphatikizapo kulandira nambala yanu ya khadi la debit ndikuigwiritsa ntchito muzinthu zosaloledwa. Chifukwa mukusowa chiwerengero chodziwika, kapena PIN, kuti mutsirize chigamulo cha debit, chiwombankhanga cha ATM chimaphatikizapo kuba za PIN yanu.
Chinyengo cha ATM chimafanana ndi chinyengo cha khadi la ngongole poganiza za wachifwamba. Wachigawenga amagwiritsa ntchito chipangizo kuti abwere nambala yanu ya khadi la ATM, akupeza njira yopezera PIN yanu, ndikutaya ndalama kuchokera ku akaunti yanu ya banki pamasitolo kapena pa ATM.
ATM Yopanga Chinyengo
Kusiyana kumodzi pakati pa chinyengo cha ATM ndi chinyengo cha khadi la ngongole ndi udindo wa makasitomala. Ku United States, udindo wako chifukwa cha kutayika pamene chinyengo cha ATM chonyenga chimachitika kumadalira momwe mwangoyankhira vutoli mofulumira. Ngati mukanena zachinsinsi chosagwiritsidwa ntchito kapena kutayika / kuba kwa khadi lanu la debit musanagwiritse ntchito, udindo wanu ndi zero. Ngati mukulongosola vutoli masiku awiri mutalandira chiganizo chanu, udindo wanu ndi $ 50. Kuyambira masiku awiri mpaka 50 mutalandira chiganizo chanu, udindo wanu ndi $ 500. Ngati mutapereka vuto kwa masiku opitirira 60 mutalandira mawu anu, mulibe mwayi. Malire a malire a masiku 60 akugwiranso ntchito ngakhale khadi yanu ikadali yanu.
Mitundu ya chinyengo cha ATM
Pali mitundu yambiri ya chinyengo cha ATM, ndipo ochita zoipa akupanga njira zambiri zolekanitsa ndi ndalama zanu nthawi zonse. Mitundu ya chinyengo cha ATM chimaphatikizapo:
- Kuba katundu wa khadi lanu;
- Kusambira, zomwe zimaphatikizapo kuba kwa maginito a maginito a deta pogwiritsa ntchito chipangizo chowonekera kapena wowerenga omwe amamanga kunja kapena mkati mwa makina a ATM, kuphatikizapo kuba kwa PIN yanu kudzera pa kamera kakang'ono, kapu yachinyengo kapena kuwonetsa mwachindunji;
- Kubedwa kwa deta yanu ya maginito yamakina ndi PIN pothandizira khadi lanu kuti lilowe mu khadi la ATM, lomwe lidzalimbikitsa ATM kukupemphani kuti mulowetsenso PIN yanu;
- Kuba ndalama zomwe zimaperekedwa ndi ATM pogwiritsira ntchito kubwezera kapena misampha;
- Kupanga makadi a ATM osakhulupirika pogwiritsira ntchito zowonongedwa kuchokera ku makompyuta a mabanki.
Malangizo Othandizira Kupeputsa ATM Musanatuluke
Adziwitse banki yanu kapena dipatimenti yotetezera chinyengo cha malonda anu musanayende. Monga gawo la njirayi, lembani mauthenga oteteza chitetezo ndi ma telefoni ochokera ku banki lanu.
Sankhani PIN yomwe sichiphweka mosavuta. Pewani manambala osavuta, monga 1234, 4321, 5555 ndi 1010.
Tetezani PIN yanu ndi khadi la ATM ngati mutakhala ndi ndalama. Musalembe PIN yanu.
Bweretsani njira zowonjezera zowonjezera, monga khadi la ngongole, ngati chochitika choipa kwambiri ndi khadi lanu la debit laba.
Lembani mndandanda wa banki ndi nambala ya nambala ya telefoni yachinyengo paulendo wanu.
Zomwe Mungapewe Kupewa ATM Kukhwima Paulendo Wanu
Tengani ATM yanu mu thumba la ndalama kapena thumba pamene mukuyenda, osati mu chikwama chanu kapena thumba la ndalama.
Onani ATM iliyonse musanaigwiritse ntchito. Ngati mumafufuza chipangizo cha pulasitiki chomwe chimawoneka ngati chilowetsedwa mwa owerenga makadi kapena penyani makina otetezera, musagwiritse ntchito makinawo.
Tetezani PIN yanu. Gwirani dzanja lanu kapena chinthu china (mapu, khadi) pa chipangizochi pamene mukuyimira PIN yanu kuti manja anu asamayidwe.
Ngakhalenso khadi lanu lachitsulo litakonzedwa, wakuba sangagwiritse ntchito chidziwitso popanda PIN yanu.
Ngati anthu ena akudikirira pafupi ndi ATM, gwiritsani ntchito thupi lanu kuteteza zochita zanu komanso manja anu. Ngakhalenso bwino, maulendo anu oyendayenda ayimilire kumbuyo kwanu kuti atseke mawonedwe anu ochotsa kwa owona.
Musalole ogwira ntchito, okonda ndalama kapena wina aliyense kutenga khadi lanu la debit pamaso panu. Afunseni kuti khadi lidzasulidwe pamaso panu, makamaka mwa inu. Onetsetsani kuti khadi lanu lathyoka nthawi imodzi.
Onetsetsani ndalama zanu za banki pamene mukuyenda. Onetsetsani kuti muchite izi mwachinsinsi; musagwiritse ntchito kompyuta yanunthu kapena kutsegula makina opanda waya kuti mudziwe zambiri zokhudzana ndi banki, ndipo musagwiritse ntchito foni kuti mufufuze zambiri. Nthawi zina mukhoza kuwona ndalama yanu pa risiti yanu ya ATM.
Fufuzani mauthenga, imelo ndi mauthenga a mauthenga ochokera ku banki yanu nthawi zonse kuti musaphonye zidziwitso zachinyengo.
Zomwe Mungachite Ngati Inu Mukumenyedwa ndi ATM Chinyengo
Itanani banki yanu pomwepo. Lembani nthawi, tsiku ndi cholinga cha foni yanu ndi dzina la munthu amene munayankhula nawo.
Tsatirani foni yanu ndi kalata yomwe ikufotokozera mwachidule zomwe mumalankhula.
Ku United States, funsani apolisi apamtunda ndi / kapena Secret Service ngati mukukhulupirira kuti mwakhala mukuchitiridwa nkhanza za ATM.