Ngati kupanga zosankha zazing'ono zachuma ndi chimodzi mwa zolinga zanu chaka chino, posankha mphoto khadi la ngongole likhale pamwamba pa mndandanda wanu. Koma ndi zosankha zambiri kunja uko, zingakhale zovuta kuti musankhe choyenera kwa inu.
Nazi mafunso ochepa omwe angayambitse:
Ndi Mtundu Wotani Wotere?
Choyamba, dziwani momwe mumagwiritsira ntchito ndalama. Kodi mukuganiza kuti mukugula ndi mphoto zanu khadi la ngongole - malonda a tsiku ndi tsiku monga zakudya ndi gasi kapena zinthu zazikulu-tiketi monga TV kapena piritsi yatsopano?
Ngati ndinu wamkulu spender ndipo mukugwiritsa ntchito khadi yanu kuti mugulitse zazikulu, yang'anani makadi omwe alipidwa pachaka. Ngakhale ambiri a ife timathamangira njira ina pamene tiwona ndalama zomwe timapereka pachaka, makadi awa amavomereza ndalama zambiri, zomwe zikutanthauza kuti mudzalandira bwino (ndi zina zambiri) mphotho.
Ngati mukuyang'ana kuti mupange ngongole yanu, pogula zinthu zochepa, nthawi zonse monga khadi lanu, funani khadi la mphotho zomwe zimakupatsani mfundo zowonjezereka ndi mabhonasi okhudzana ndi zinthu zomwe zimagulidwa, monga mafuta kapena zakudya. Ndipo pewani makadi omwe amafunika kuchepetsa kupeza malipiro.
Ngati ndiwewulendo wambiri, ndiwe woyenera kukonzekera mphotho ya ngongole. Musanayang'ane mndandanda wa mapepala a ngongole, yang'anani kuti muyang'ane makhadi omwe amalephera kulipira ndalama zakunja ndikukufunani kuti mugwiritse ntchito pini (chip-ndi-pin) osati kungosayina kuti mutengereko, izi zidzakuthandizani kupanga zedi kuti mumatha kugwiritsa ntchito khadi lanu kunja.
Ndi Mphoto Zotani Zimene Mukufuna?
Mutangodziwa mtundu wa khadi yabwino kwambiri yogwiritsira ntchito ndalama zanu, sitepe yotsatira ndikuwunikira mtundu wanji wa mphoto yomwe mukuyembekeza kuti muipeze. Ndi mphoto ziti zomwe ziri zofunika kwambiri kwa inu?
Ngati mukufuna kudzipereka kuti mupindule ndikugwiritsa ntchito mphotho zanu pamalo amodzi, funani makadi a mphoto omwe amakulolani kumasulira mfundo zanu ku mapulogalamu ena okhulupilika, monga Miphoto ya Amalonda a American Express kapena Mphotho Yotsiriza ya Chase.
Makhadi awa amakulolani kuti mupeze mapepala omwe muli ndi khadi lanu ndikuwapititsa kuzinthu za kukhulupirika kwa anthu osiyanasiyana oyendayenda ndi ogulitsa malonda ndikusintha mfundo zomwe mwapeza kuti zikhale zokhulupirika ndi mapulogalamu ena. Koma ndikumasinthasintha, ndikofunika kuti mukhale okonzeka ndi mapulogalamu anu onse kuti mupewe zopereka zosowa kapena nthawi yamapeto.
Ngati muthamanga ndege zina kapena zipinda zamabuku ndi kayendedwe kena ka hotelo, yang'anani makhadi omwe akugwirizanitsidwa ndi magulu awo, monga United MileagePlus Explorer kapena Citi Hilton HHonors Reserve. Makhadi awa adzakuthandizani kupeza madalitso ambiri omwe mumagwiritsa ntchito.
Kodi mu Purezidenti Wabwino?
Tsopano popeza mwachepetsera zosankha zanu za makadi pogwiritsa ntchito ndalama zanu komanso zofuna zanu, dzifunseni mafunso awa musanayambe kulemba.
Kodi ndizomwe mungagwiritse ntchito kuti mupeze mphotho ?: Mwinamwake mukuwona makampani a ngongole akukukopani ndi mabasiketi olembera, koma nthawi zambiri ma bonasi amafunika kuti mupeze ndalama zoyenera kuti mupezepo. Onetsetsani kuti mwawona zochepazo ndikuyesa mwayi woti mungapeze mphotho imeneyo.
Kodi pali tsiku lomaliza la mphoto? Zopindulitsa zina makadi zimafuna kuti muzigwiritsa ntchito mphoto yanu pachaka, pamene ena amakulolani kugwiritsa ntchito mphothozo pokhapokha khadi liri lotseguka.
Onetsetsani kuti tsiku la kutha kwa mphotho ndilo ndondomeko yomwe ikukuthandizani musanayambe kusaina, ndipo mutasankha khadi lanu, yang'anani mosamala masiku amenewo.
Kodi pali chiwombolo kapena kapu? Makhadi ena amafuna kuti muzisonkhanitsa mfundo zingapo musanapindule, ndipo ena amakulolani kupeza mphoto yeniyeni yeniyeni. Onani zotsatilazi musanatsegule khadi kuti mutsimikizire kuti mungapeze mphoto zingati, ndikutha, kupeza ndi kuthera.
Ndili ndi malipiro ochuluka kwambiri makadi a ngongole omwe alipo, ndikofunika kupeza khadi yomwe ili yabwino kwambiri pa moyo wanu. Kuti mugwiritse ntchito mokwanira khadi la mphotho, dziwani momwe mumagwiritsire ntchito ndalama, mudziwe momwe mungapezere mphoto ndipo nthawi zonse muzitha kuwerenga zolemba zabwino.