Mipingo 6 Yabwino Kwambiri Makhadi a Ngongole Kuti Muyenela Kuitanitsa mu 2018

Sungani ndalama ndikugwiritsa ntchito mphoto zanu paulendo

Mfundo yopindulitsa khadi la ngongole ndi njira yabwino kwambiri yopindulira chifukwa cha kugula kwanu ngongole. Zopambana za mfundozo mphoto zili ndi mabonasi apamwamba kwambiri ndi mapulogalamu akuluakulu. Gwiritsani ntchito khadi lanu la ngongole kuti mutenge mfundo (kapena mailosi) omwe mungagwiritse ntchito paulendo, makadi a mphatso ndi zina. Nazi zotsatira zabwino kwambiri za makadi a ngongole omwe alipo tsopano.

• 01 ya 06

  Gulu Lonse Lonse: Chase Sapphire Reserve

  Tsamba la Chase Sapphire ndipadera malipiro a khadi la ngongole - imodzi yokhala ndi ma bonasi akuluakulu olembetsa, zina zowonjezera komanso zapamwamba zopezeka pachaka.

  Tiyeni tiyambe ndi pulogalamu ya mphoto. Malo otchedwa Chase Sapphire amapereka mfundo zitatu pa dola paulendo, kuphatikizapo mahotela, taxi ndi sitima; Mfundo zitatu pa dollar podyera padziko lonse; ndi mfundo imodzi pa dola pa china chirichonse. Mfundo zimapindula kwambiri pa 50 peresenti pamene mumawombola kudzera mu Chase Ultimate Rewards. Palibe mdima wakuda kapena zoletsedwa pamene mungathe kuwombola mphoto zanu.

  Monga Chose Sapphire Chofunika, Chase Sapphire Reserve amapereka ma bonus pointi 50,000 pambuyo ndalama $ 4,000 pa kugula miyezi itatu yoyambirira nkhani. Koma, ndi Reserve Chase Sapphire, bonasi ikuyenera kufika pa $ 750 paulendo ngati muwombola mfundo zanu kudzera mu chida chachinsinsi cha Chase: Kuthamangitsani Mphoto Zapamwamba.

  Bonasi yolemba chizindikiro ndi chiyambi chabe cha zochitika zodabwitsa za Chase Sapphire Reserve.

  Olemba khadi amalandira $ 300 chaka chilichonse chokwanira chokwanira chowomboledwa chifukwa cha kugula maulendo opangidwa pa khadi. Mudzalandira $ 100 ndalama zolipirira ngongole za Global Entry kapena PreCheck. Zina zapadera za Reserve cha Chase Sapphire zikuphatikizapo kupeza malo ogulitsira ndege ndi malo apadera ogulitsa galimoto ndi National Car Rental, Avis ndi Silvercar pamene mukulemba ndi khadi lanu.

  Mtengo wofunika: Mtengo wapachaka ndi $ 450 pachaka pamalipiro a wamkulu makhadi ndi $ 75 pachaka mtengo kwa aliyense ovomerezeka ogwiritsira (mpaka 4). Palibe malipiro opititsa kunja.

• 02 a 06

  Kuthamangitsidwa, Pamwamba Kwambiri: Chase Sapphire Chofunika

  Chase Sapphire Chofunikiranso ndizopambana mphotho ya khadi la ngongole pamsika. Zokonzera mphoto ndizosavuta, malipiro apachaka ndi ololera, ndipo khadi ili ndi bonasi yaikulu kwambiri yowonetsera.

  Pogwiritsa ntchito Chisa Sapphire Chofunikirako, mudzapeza mfundo ziwiri za dola iliyonse yomwe mumagwiritsa ntchito paulendowu ndikudyera ku odyera ndi malo amodzi pa dola pa china chirichonse. Ngakhale Chase ikukupatsani njira zosiyanasiyana zowombola, mfundo zimakhala zowonjezera 25 peresenti pamene mumagwiritsa ntchito Kuthamanga Mphoto Zowonjezera kuti muwombole mphoto zanu.

  Monga bonasi yowonetsera, mudzapeza mfundo za bonasi 50,000 mutagwiritsa ntchito madola 4,000 pa kugula mkati mwa miyezi itatu yoyambirira ya akaunti. Mfundo ndizofunika madola 625 pamene mumawombola kudzera mu Mphotho Yowonjezera.

  Ngati muli membala la mapulogalamu ena okhulupilika ndipo mukufuna kuphatikiza mfundo, mukhoza kusamutsa mfundo 1: 1 ku hotelo ya Chase ndi mabungwe a ndege. Otsatira angapo akuphatikizapo Mphoto Zowonjezera za Kumadzulo kwa South Africa, United MileagePlus ndi Mphoto ya Marriott.

  Mtengo Wofunika: Musamalipire malipiro a kunja akunja pa kugula komwe mumapanga ndi ndalama zina Zopereka za $ 95 pachaka zimachotsedwa chaka choyamba.

• 03 a 06

  Zabwino Kwambiri Kuyenda Mogwirizana: Capital One Venture Mewards

  Kuti mukhale osinthasintha pang'ono mukumatha kwanu kulandira mphotho, onani Koperative ya Capital One Yopereka Mphoto Makhadi a ngongole. Pezani malire osawerengeka maola awiri pa dola iliyonse yomwe mumagula. Komanso pindani maola a bonasi 50,000 mutagwiritsa ntchito madola 3,000 pa kugula m'miyezi itatu yoyambirira.

  Kuwombola mphotho ndi zophweka komanso zopanda mphamvu monga kulandira iwo. Ingowombola mphotho ngati ndondomeko ya ngongole ya kugula kwanu.

  Mtengo Wofunika: Ma $ 95 pachaka amachotsedwa mu chaka choyamba, ndipo amaimbidwa chaka chilichonse pa tsiku lanu lachikumbutso. Palibe malipiro opititsa kunja.

• 04 ya 06

  Mtengo Wapamwamba Wotsatsa: Citi ThankYou Preferred

  Khadi Loyamikira Yoyamikira Citi limapereka mfundo ziwiri pa dola pa chakudya ndi zosangalatsa; mfundo imodzi pa dola pa china chirichonse. Mukhoza kupeza mfundo zopanda malire ndipo mfundo zanu sizikutha. Lembani mfundo za makadi a mphatso, mphoto zoyendayenda, kapena mugwiritsire ntchito ku Amazon.com kapena BestBuy.com.

  Monga Wothandizira Citi, mungasangalale ndi Citi Price Rewind, chinthu chomwe chimakubwezerani inu kusintha kwa mtengo. Chidachi chikufufuza mitengo yochepa pazinthu zolembedwera zomwe mwagula ndi Citi khadi yanu ndikubwezeretsa kusiyana pakati pa mtengo womwe mudalipira ndi mtengo wotsika. Zonse zomwe muyenera kuchita ndi kulembetsa chinthucho, Citi amagwira ntchito yonseyo.

  Mtengo Wofunika: The Citi ThankYou Preferred amapereka 0 peresenti yoyambilira APR kwa miyezi 15 pa kugula ndi kusamutsidwa malire. Pambuyo pachitukuko nthawi ikatha, APR nthawi zonse adzakhala 14.49 mpaka 24.49 peresenti. Palibe malipiro apachaka.

• 05 ya 06

  Ndege Yapamwamba: Madera Okumadzulo Okwera Kumadzulo Ndiponso Odala Ngongole

  Nthawi zonse kawirikawiri amafunika khadi la ngongole ku ndege yawo. Kum'mwera chakumadzulo Rapid Plus Plus Credit Card amalephera malire awiri pa dollar ku Southwest Airlines ndi malo ena ogulitsira ndi kugula galimoto; ndiye, mfundo imodzi pa dola pa china chirichonse.

  Pezani mfundo za bonasi 40,000 pamene mumagula $ 1,000 pa kugula mkati mwa miyezi itatu yoyamba kutsegula akaunti yanu. Komanso mumalandira zaka 3,000 chaka chilichonse pamakalata anu. Mungathe kuwombola malingaliro anu pa maulendo apadziko lonse, maulendo oyendayenda, maulendo a hotelo, kukwera galimoto ndi makadi a mphatso.

  Malipiro a pachaka a Southwest Airlines Mphoto Komanso Credit Card ndi $ 69. Pulogalamu yapamwamba ya khadi imabwera ndi $ 99 pachaka, kulipira bonasi ya chaka cha 6,000 ndipo alibe malipiro amitundu yachilendo.

• 06 ya 06

  Best Hotel: Hilton HHonors American Express

  The Hilton, imodzi mwa makampani olemekezeka kwambiri ku hotelo, imakhalanso ndi mapulogalamu ena opindulitsa. Ndi Hilton HHonors American Express, pezani mfundo zisanu ndi ziwiri pa dollar pa hotela ikhale mkati mwa filimu ya Hilton; Mfundo zisanu pa dola zogula zomwe zapangidwa ku mahoitchini a US, masitolo akuluakulu ndi magalimoto. Pezani mfundo zitatu pa dola pazinthu zonse zomwe mungagule.

  Gwiritsani ndalama zokwana madola 1,000 pazogulira miyezi itatu yoyamba kutsegula akaunti yanu ndi kupeza ndalama 50,000 za bonasi ya Honory. Pulogalamu ya Hilton ikuphatikizapo Hilton Hotels & Resorts, Embassy Suites ndi Hilton, DoubleTree ndi Hilton, Waldorf Astoria Hotels & Resorts, Hilton Garden Inn ndi zina zambiri.

  Pezani chinsinsi cha Silves ndi khadi lanu la ngongole. Ndili ndi Silver, mutha kupeza bonasi 15 peresenti pa maziko onse a Hilton Honours omwe mumalandira, mudzalandira usiku uliwonse paulendo pa hotelo ndipo mukasangalale ndi ma hotelo monga kujambula kwa digito ndi kutuluka mwamsanga.

  Gwiritsani ndalama zokwana madola 20,000 pamtengo wogula pa Khadi lanu m'chaka cha kalendala ndikupeza Hilton Honours Gold Status kwa chaka chonse ndi kumapeto kwa kalendala yotsatira. Mtundu wa golide umaphatikizapo zonse zofunika za Silver Silver, komanso kukupatsani bonasi 25 peresenti pa Mfundo Zonse za Hilton Honors Base zomwe mumapeza, usiku uliwonse wachisanu ndi chiwiri momasuka komanso malo amodzi chifukwa cha kupezeka.

  Mtengo Wofunika: Palibe malipiro apachaka.

  Mawu a khadi la ngongole akhoza kusintha. Fufuzani ndi wolemba ngongole iliyonse yamakono ndi zikhalidwe zatsopano.