Pamene mukukonzekera ulendo, chinthu choyamba chimene mungachite mukamaliza ndege kapena mukukonzekera ulendo wanu waulendowu ndi kufufuza malo omwe mukupita kapena pamsewu. Kuti muteteze kusungitsa kwanu mudzafunsidwa nambala ya khadi la ngongole kapena debit.
Ngati mukuyesera kugwiritsa ntchito khadi lanu la ngongole mochuluka, mukhoza kusankha kugwiritsa ntchito khadi lanu lachitsulo m'malo mwake. Komabe, popeza kutsegula hotelo pa khadi la debit kungayambitse vuto linalake, ndizofunika kumvetsetsa zovuta za khadi la debit.
Ngati mulibe khadi la ngongole, muyenera kuonetsetsa kuti muli ndi ndalama zambiri mu akaunti yanu yofufuza kuti muyambe khadi la debit pamene mukuyenda. Mukhozanso kukhala ndi makaunti awiri owona ndikugwiritsa ntchito chinthu chimodzi chokha monga makadi a debit ogwiritsidwa ndi mahoti ndi maulendo ena oyendayenda.
Inde, mukhoza kulipira ngongole ya hotelo ndi khadi la ngongole kapena ndalama ngati simukufuna kulipiritsa ndi khadi la debit pamene nthawi ikubwera kuti mufufuze. Koma ngati muli ndi khadi la debit yanu, silidzamasulidwa pomwepo chifukwa lidzakhala ngati inshuwalansi ku hotela kufikira mutatuluka m'chipinda chanu.
Hotel Ikugwira pa Akaunti Yanu
Mukakakwera ndi khadi la debit, hotelo kapena malo ogwiritsira ntchito mwinamwake adzaika pa akaunti yanu pa ndalama zokwanira za ndalama zomwe mungakwaniritse zomwe mungakwanitse. Chipinda cha mchipinda ndi misonkho usiku uliwonse usiku wanu wonse, kuphatikizapo zochitika monga chakudya, foni, mafilimu a WiFi, galimoto yamagalimoto, ndi mini-bar ndalama zonse zimagwiritsidwa ntchito kuwerengera.
Chigwirizanocho chingakhale zambiri kuposa momwe mukuyembekezera kuti chiwonongeke koma chitetezera hoteloyi motsutsa anthu omwe sangathe kukwanitsa mtengo wawo wonse. Zoterezi zingathe kukhalabe pa akaunti yanu kwa masiku angapo (mpaka masabata angapo) mukatha kufufuza, ngakhale mutapereka ngongole ya hotelo.
Debit card khadi lidzachotsedwa pamene malipiro anu akhala atakonzedwa.
Simungathe kupeza ndalama izi mpaka mutachotsedwa, choncho, onetsetsani kuti mumayesetsa kupereka malipiro ngati mukukonzekera kugwiritsa ntchito khadi la debit kuti musunge chipinda chanu.
Misampha Yokhala ndi Makhadi a Debit
Ndizovuta kuti inu mugwiritse ntchito khadi la ngongole mmalo mwa khadi la debit pamene mutalowa mu hotelo kapena malo osungiramo malo pokhapokha mutakhala ndi ndalama zambiri mu akaunti yanu yofufuza. Ngati simukukhala ndi chiwerengero chokwanira, chigwirizanocho chingatengere akaunti yanu kukhala malo osayenera ngakhale kuti simunagwiritse ntchito ndalamazo. Ngati izo zikuchitika, khadi lanu la debit lingakanidwe pa kugula.
Ngati muli ndi chitetezo cha overdraft, mutha kukwanitsa kugula ndi khadi lanu la debit, koma mutha kulipiritsa ndalama zambiri zogulitsa zomwe munaganiza kuti muli nazo ndalama mu akaunti yanu kuti muziphimbe.
Komano, ngati hoteloyo ikugwiritsira ntchito pa khadi la ngongole, si vuto ngati simukugwirizana ndi malire anu a ngongole. Ndipotu, mwina simungadziwe kuti ndiko komweko.