Mmene Mungapezere Kujambula Zodzikongoletsera

Malangizo Opeza Kudzala Mtengo Wodzikongoletsera kwa Zodzikongoletsera Zanu

Kodi mudadziwa kuti eni eni nyumba kapena inshuwalansi yanu sizingabweretse kulemera kwa zokongoletsera zanu panthawi ya kuba kapena kutayika? Malingana ndi deductible yanu, simungapeze chilichonse. Kuti muphimbe kulemera kwa zokongoletsera zanu zabwino, muyenera kukhala ndi katswiri wodziŵika pang'onopang'ono kenaka ndikuziika ndi inshuwalansi padera kapena ngati chothandizira kwa eni eni eni kapena ndondomeko yobweretsera.

Kuti akwaniritse izi, makampani ambiri a inshuwalansi amafunika kuyesa kafukufuku ndi gemolo wodziimira.

Mmene Mungasankhire Wodzikongoletsera Zodzikongoletsera

Awa ndi mafunso asanu ndi limodzi omwe angakuthandizeni kupeza ziyeneretso ndi zochitika za wojambula zithunzi zodzikongoletsera.

  1. Kodi wojambulajambula ndi Gemologist Omaliza Maphunziro ("GG") kapena Fellow of the Gemological Institute ya Great Britain, yomwe imatchedwa Gem-A? Zopereka izi ndizochepa zochepa za maphunziro mu gawo la sayansi yamtengo wapatali. Omaliza maphunzirowo adziwa momwe angadziŵire bwino ndi kuyeza miyala ya diamondi ndi miyala.
  2. Kodi ojambulajambula amaliza maphunziro ndi kuyesedwa bwino poyesedwa / kulingalira ndi bungwe lozindikiritsa, monga American Society of Appraisers (ASA), International Society of Appraisers (ISA), ndi / kapena National Association of Jewelry Appraisers?
  3. Kodi wojambula zithunzi zodzikongoletsera amatsatira Makhalidwe Ofanana a Kufufuza Katswiri (USPAP)? Ngakhale kuti ofufuza omwe ali ndi katundu, monga zibangili zabwino, sakufunika kutsatira malamulo omwe amawunikira a boma omwe amawawona, akuwona kuti mabungwe akuluakulu monga USPAP amaona kuti ndikofunikira kuti afunseni mamembala awo kutsatira malamulowa.
  1. Kodi wojambulajambula ndi wophunzira nthawi zonse, kapena kodi wophunzira amalemba ntchito yosungiramo zinthu zodzikongoletsera ndipo nthawi zina amachita zozizwitsa? Wojambula bwino wazodzikongoletsera adzakhala ndi maziko aakulu muzinthu zonse za bizinesi.
  2. Kodi wojambula zithunzi zodzikongoletsera ali ndi maumboni? Funsani maumboni, makamaka kuchokera kwa anthu ena odziwa ntchito monga mabanki, makampani okhulupilira, ndi mabungwe omwe agwiritsira ntchito komanso akudziŵa ntchito ya akatswiri.
  1. Kodi wothandizira ndalama amalipira bwanji? Malipiro a kafukufuku wamaphunziro ayenera kukhala pa mlingo wa ola limodzi kapena chidutswa cha chidutswa chokhazikika pa nthawi ndi zovuta, ndipo palibe peresenti ya mtengo wa chinthucho.
  2. Tsopano kuti mwatsimikizira kuti woyenera kuyenera ali woyenera, makasitomala ayankha motani? Mukhoza kupeza zambiri izi kudzera mu Bwino Business Bureau . Gwiritsani ntchito bokosi lofufuzira kuti mupeze bizinesi yeniyeni, kapena fufuzani owona ntchito pogwiritsa ntchito mawu akuti Kuyeza - Zodzikongoletsera .

Kotero, mwasankha kupitabe patsogolo ndi kukhala ndi zokongoletsera zanu zokongoletsedwa ndi katswiri. Nazi malingaliro ochepa omwe ayenera kuthandizira panthawiyi: