Kodi mukutopa ndi kulipira lendi ndikukonzekera kugula nyumba yanu? Phunzirani za kusiyana pakati pa makondomu ndi maofesi ogwira ntchito ku New York City ndikusankha kuti ndi yani yoyenera kwa inu.
Kodi Co-op ndi chiyani?
Ku New York City, pafupifupi 85 peresenti ya zipinda zonse zomwe zimapezeka kugula (ndipo malo okwana 100 peresenti ya nyumba zisanayambe nkhondo) ndizogwirizanitsa, kapena "co-op".
Mukagula co-op, simukukhala ndi nyumba yanu.
Mmalo mwake, muli ndi magawo a bungwe la co-op lomwe liri ndi nyumbayi. Zikuluzikulu za nyumba yanu, zomwe mumagawana kwambiri mu bungwe lomwe muli nalo. Malipiro a mwezi uliwonse amatha kulipira ndalama monga kutentha, madzi otentha, inshuwalansi, malipiro a antchito, ndi msonkho wa nyumba
Ubwino Wogula Co-op
- Ma co-ops ndi otsika kwambiri kuposa momwe amachitira ndi nyumba za makondomu.
- Zina mwa ndalama zanu zodzikonzera mwezi uliwonse ndi msonkho woperekedwa.
Kuipa Kogula Co-op
- Onse ofuna kugula ayenera adzalandiridwa ndi bungwe la otsogolera. Ndondomeko yovomerezeka ya gulu nthawi zambiri imakhala nthawi yambiri komanso yowopsya-yofuna zambiri zokhudza ndalama, ntchito, ndi chikhalidwe. Ngakhale anthu olemekezeka awonetsedwa ndi mabungwe ena atsopano a New York.
- Malipiro a mwezi uliwonse a co-ops ndi apamwamba kuposa a condos. Izi zili choncho chifukwa malipiro a mwezi uliwonse amaphatikizapo ndalama zina zogwirira nyumbayo.
- Mabotolo ambiri amagwiritsira ntchito malipiro amtengo wapatali omwe angapereke ndalamazo ndipo amafunika malipiro otsika kuposa momwe amafunira kuti apange makondomu.
- Ndikovuta kuti mutsegule co-op. Nyumba iliyonse yothandizana nayo ili ndi malamulo ake, koma malire ambiri kapena kuletsa kusuntha.
Kodi Kondomu Ndi Chiyani?
Makondomu akukhala otchuka kwambiri mumzinda wa New York monga nyumba zatsopano zogona.
Mosiyana ndi co-ops, nyumba zogwirira ntchito ndizo "zenizeni" katundu. Kugula condo kuli ngati kugula nyumba. Aliyense payekha ali ndi ntchito yake komanso ndalama zake. Makondomu amapereka kusintha kwakukulu koma nthawi zambiri amakhala okwera mtengo kusiyana ndi malo ogwirizanitsa.
Ubwino Wogula Condo
- Kawirikawiri, ogula angadalitse ndalama zambiri zogula (mpaka 90 peresenti) ndikuyika ndalama zochepa.
- Ndi condominium, simusowa kuti mugwirizane ndi bolodi.
- Condo nyumba zingakhale mwaulere sublet, kukupatsani kusintha kwakukulu.
- Malipiro a mwezi uliwonse a condos ndi otsika kwambiri kuposa a co-ops.
Kuipa Kogula Condo
- Makondomu ndi okwera mtengo kwambiri kusiyana ndi malo ogwirizanako.
- Mwezi wamakonzedwe okonzekera sali msonkho wotsika.
- Pali ochepa condos omwe ali mumsika wamakono wa New York City, womwe umalepheretsa zomwe mungachite.