Zonse zomwe mukufuna kuzidziwa musanagule AIG Mapulani a inshuwalansi
Kuyambira m'chaka cha 1985, AIG Travel yathandiza anthu ambiri omwe amayenda inshuwalansi. Malinga ndi malonda ndi katundu wothandizira inshuwalansi, kampaniyo imapereka inshuwalansi kwa anthu onse padziko lapansi.
Ngati mwagula ndondomeko ya inshuwalansi yapaderayi, zikhoza kuperekedwa ndi AIG Travel popanda inu kudziwa: kampaniyo imapangitsanso ndondomeko ya chikhalidwe kwa angapo ang'onoang'ono ogulitsa inshuwalansi, ndege zamakampani komanso ngakhale magulu oyendayenda.
Kodi AIG Amayenda kampani yolondola paulendo wanu?
About AIG Travel
Ulendo wa Travel Guard sunakhazikitsidwe poyamba monga gawo la AIG mu 1982, koma m'malo mwa wogulitsa amene anapeza mwayi pamsika. Pambuyo pazaka zitatu zokonza, kampaniyo inapereka ndondomeko yawo yoyamba mu 1985, asanagule bungwe loyendera maulendo mu 1987. Pakati pa 1987 ndi 2006, kampaniyo inalowanso ntchito zawo padziko lonse, kupereka ma inshuwalansi oyendayenda ku United States ndi Canada.
Kudzera mwazinthu zambiri, Travel Guard inagulidwa ndi AIG mu 2006 Masiku ano, kampaniyi ili ku Houston, Texas, kutumikira alendo m'mayiko oposa 100 ndi maofesi kudzera mu malo asanu ndi atatu omwe amagwira ntchito padziko lonse lapansi, ndipo akuphatikizapo: Houston, Texas; Stevens Point, Wisconsin; Kuala Lumpur, Malaysia; Bogotá, Colombia; Sofia, Bulgaria; Okinawa, Japan; Shoreham, England; ndi Guangzhou, China.
Kodi Aig Travel Travel Rate?
Malamulo oyendayenda a AIG amalembedwa ndi Company Insurance Inshuwalansi ya Pittsburgh, Pa., Inanso ya AIG. Kuyambira pa May 23, 2017, mlembi wa ndondomeko ali ndi AM Best A rating, kuwaika iwo "Excellent" gulu ngongole malingaliro.
Pogwiritsa ntchito makasitomala, AIG Travel imayendera kwambiri pa malo atatu akuluakulu a inshuwalansi paulendo pa intaneti.
Ndi maulendo oposa 170, AIG Travel ili ndi nyenyezi zisanu kuchokera ku TravelInsurance.com, yomwe ili ndi 98%. Amsika a InsureMyTrip.com amapereka kampani 4.56 nyenyezi (pa asanu). Ngakhale Squaremouth.com siperekanso ma policy a Travel AIG, makasitomala apitawo adapatsa kampani 4.46 nyenyezi (pa asanu), ndi mavoti osachepera limodzi peresenti.
Kodi Kodi Inshuwalansi Yoyendayenda Imakhala Bwanji Aig Travel Offer?
Aig Travel amapereka malonda anayi kwa ogula, malingana ndi zosowa zawo ndi mapulani oyendayenda: Basic, Silver, Gold ndi Platinum. Ngakhale kuti Basic plan sichipezeka mwachindunji kudzera ku AIG Travel, ingagulidwe kudzera m'misika monga TravelInsurance.com. Ndondomeko zonse za inshuwalansi zoyendayenda zimaphatikizapo kupita kuchipatala, thandizo lonse la maulendo oyendayenda, LiveTravel® Emergency Assistance ndi thandizo la chitetezo chaumwini, koma limangokhalapo pamene oyendayenda ali pa mtunda wa makilomita 100 kutali ndi kwawo.
Chonde dziwani kuti ndondomeko zonse za phindu zingasinthe. Kuti mudziwe zambiri zowonjezereka, funsani AIG Travel.
- Travel Guard Basic: Travel Guard Basic ndi njira yochepa kwambiri yofalitsira kudzera kudzera ku AIG Travel Guard, ndi phindu laling'ono la ulendo wopulumukira , kusokonezeka kwaulendo ndi kuchedwa kwaulendo . Cholinga chachikuluchi chimapereka 100 peresenti ya ulendo wopita kumalo opita ku $ 100,000, koma ali ndi ndalama zochepa zowonjezereka chifukwa cha kusokoneza ulendo ($ 500 peresenti), ulendo wochedwa (ulendo wa $ 100 patsiku, mpaka $ 500 ), kutayidwa katundu ($ 500 musanafike $ 50 deductible) ndi katundu kuchedwa ($ 100 pazitali). Ndondomeko yoyamba ikuphatikizapo ndondomeko yowononga galimoto yobwereketsa phindu linalake, koma silikuphatikizapo zosankha zowonjezereka zachipatala zochotsedweratu kapena kuphedwa mwangozi. Werengani ndandanda ya phindu pano.
- Silver Guard Travel: Travel Guard Silver ndi njira yocheperako yofikira kudzera mwa AIG Travel Guard. Kufotokozedwa kuti "kukudziwitsidwa kuti" kukuthandizani kuti mukhale ndi mtendere wamaganizo pa bajeti, "Travel Guard Silver imapereka phindu lothandizira katundu ndi kuchepetsa katundu ($ 750; $ 50 deductible) ndi ndalama za ngozi zachipatala ndalama ($ 15,000; $ 50 deductible). Ndondomekoyi imaperekanso chithandizo chotsatira cha chithandizo chamankhwala chisanachitike chomwe chilipo, kuchotsedwa kwa ulendo kapena kusokonezeka chifukwa cha kusakhulupirika kwa ndalama ndi zina zowonjezera ndege. Kawirikawiri, oyendayenda omwe amasankha kugula Travel Guard Silver pa Travel Guard zofunika akhoza kuyembekezera kulipira pafupifupi 2.5% ena. Werengani ndandanda ya phindu pano.
- Golide Gold Gold: Mapulani otchuka kwambiri omwe amaperekedwa ndi AIG Travel Guard, Travel Guard Gold balance balance inshuwalansi ndalama ndi phindu. Ndondomeko ya Golide imapereka ndalama zambiri zowonongeka kwapadera (150 peresenti, mpaka $ 150,000 peresenti), kubwerera kwa ndege chifukwa cha kusokonezeka kwa ulendo (ndalama zokwana madola 750 kapena 150 peresenti ya mtengo waulendo) ndikuyenda mofulumira kufalitsa ($ 150 pa tsiku lalikulu, mpaka $ 750 chiwerengero). Ndondomekoyi imayambitsanso madalitso angapo, kuphatikizapo katundu ndi chiwonongeko cha maulendo (mpaka $ 1,000), kuchedwa kwa katundu ($ 300) komanso kusowa kwachinsinsi (mpaka $ 250).
Pogula masiku osachepera khumi ndi limodzi (15) kuchokera kumalipiro oyambirira, oyendayenda angakonzedwenso chifukwa chokhalapo kale, kutayidwa kapena kusokonezeka paulendo chifukwa cha kusasintha kwachuma ndi chithandizo choyamba cha ndalama zachangu. Maseŵera okhudzidwa mwachindunji akuphatikizapo Kuletsa Chifukwa Chake Inshuwalansi (mpaka 50 peresenti ya ndalama zoyendetsera inshuwalansi), kufalitsa kwa galimoto kumalo osungirako ndalama ndi kukonzanso ndalama zowonjezera komanso kutuluka kwadzidzidzi kwadzidzidzi. Musanayambe kufotokozera mwachindunji, yesetsani kulipira zambiri pa Travel Guard Gold poyerekeza ndi Travel Guard Silver. Werengani ndandanda ya phindu pano.
- Travel Guard Platinum: Travel Guard Platinum ndipamwamba kwambiri kufotokozedwa ndi AIG Travel Guard, ndi lalikulu kwambiri phindu. Kuphatikiza pa maulendo oletsedwa ndi ulendo wophazikika, oyenda amalandira ndalama zokwana madola 1,000 paulendo wobwereranso chifukwa cha kusokonezeka kwa ulendo, ulendo umachedwetsa madola okwana madola 200 pa tsiku ($ 1,000 peresenti) ndi mpaka $ 500 mu zopindula zosagwirizana.
Monga Travel Guard Gold, alendo amene amagula malonda awo masiku khumi ndi awiri asanakwanitse kubwereka amatha kulandira chithandizo chamankhwala chisanafikepo, kuchotsedwa kwa ulendo kapena kusokonezeka chifukwa cha kusowa kwa ndalama, chithandizo choyamba cha ngozi yachithandizo cha mankhwala ndi katundu woyamba Zotsatira zake Kuphunzira. Zolinga zokhazokha zowonjezera zimaphatikizapo Kuletsera Chifukwa Chake (mpaka 50 peresenti ya ndalama zaulendo wobwereketsa), kufotokozedwa kwa galimoto kolimbitsa galimoto, ndi kukonzanso zamankhwala.
Chifukwa Travel Guard Platinum ndiwopambana kwambiri, komanso ndi okwera mtengo kwambiri: oyendayenda ayenera kuyembekezera kulipira pakati pa 50 ndi 60 peresenti kuposa Travel Guard Gold musanayambe kuwonjezeredwa kwina. Werengani ndandanda ya phindu pano.
Kodi AIG Sindidzayendera Bwanji?
Pamene AIG Travel ikukonza ndondomeko yowunika maulendo ambiri omwe akuyenda, sizikutanthauza chirichonse. Zinthu zosaphatikizapo ndi izi:
- Kuvulala kwodzikuza: Ngati muli pavuto paulendo, pali njira zothandizira kulikonse padziko lonse lapansi. Zindikirani kuti chisamaliro cha thanzi la m'maganizo sichingachitike ndi dongosolo lanu la inshuwalansi.
- Mimba kapena kubala: Ngati mukukonzekera ulendo ndi kutenga pakati, kambiranani ulendo wanu ndi dokotala musanayambe kukweza matikiti. Nthawi zambiri, mimba kapena kubala sikunayang'aniridwa ndi AIG Travel plans.
- Zochitika zoopsa: Kukonzekera kukwera mapiri, kuyendetsa galimoto, kapena kuchita nawo masewera olimbitsa thupi? Zonsezi sizitsekedwa pansi pa njira za AIG Travel.
- Kuchita nawo vuto laumphawi, chisokonezo, kapena kuuka kwa akufa: Ngakhale kuti pali zifukwa zambiri zoyenera kutsutsa, kupita nazo kudziko lina sizingakonzedwe ndi dongosolo la AIG Travel. M'malo mwake, ganizirani kutenga ulendo wopita kudziko lina m'malo mwake.
- Kutaya katundu kwa zinthu zomwe akuluakulu a boma kapena akuluakulu ogwira ntchito kumayiko ena amachitira: Musanabwerere kunyumba, onetsetsani kuti mungalole (kapena ayi) kuloledwa kudziko lanu. Ngati mumakhulupirira kuti zinthu zanu zabedwa ndi akuluakulu amtundu wa Transport kapena Transport Administration , pali pulogalamu yowonongeka yowadziwitsa omwe ataya.
- Kutaya katundu kwa magalasi a maso, magalasi a magalasi, kapena zothandizira kumva: Nthawi zambiri, oyendayenda amayenera kunyamula magalasi ochuluka komanso mankhwala pamtolo wawo. Kuwonongeka kapena kusinthidwa kwa masomphenya olembedwa pamasewero sikukuphimbidwa ndi AIG Travel.
Ichi ndi mndandanda wa mndandanda wa zochitika zomwe sizingapangidwe pansi pa njira za Aig Travel ulendo wa inshuwalansi. Kuti mupeze mndandanda wathunthu, tchulani pulogalamu ya phindu la dongosolo lililonse, lomwe likugwirizana ndi zomwe zili pamwambapa.
Kodi ndimapereka bwanji chilolezo ndi AIG Travel?
Oyendayenda omwe anagula njira ya AIG Travel ku United States akhoza kuyamba malonda awo pa intaneti. Pambuyo poyambitsa akaunti pa intaneti, apaulendo akhoza kufotokoza zowonongeka, kuphatikizapo kuchotsedwa paulendo, katundu wonyamula katundu ndi kuchedwa kwaulendo. Olemba malamulo angapezenso zofunikira zolemba pa intaneti, komanso alandire zosintha pa intaneti. Amene ali ndi mafunso okhudza ndondomeko zawo kapena madandaulo angathe kuitana AIG Travel molunjika pa 1-866-478-8222.
Chida chogwiritsira ntchito pa Intaneti chikupezeka kwa amwenye a ku America amene anagula inshuwalansi zawo zoyendayenda ku United States. Anthu ena onse amalankhulana ndi AIG Pambuyo pa nambala yawo ya foni kuti ayambe ndondomekoyi.
Kodi AIG Ndi Ndani Amene Amayenda bwino?
Pakati pa Basic ndi Silver, AIG Travel ndi ndondomeko yoyendetsa inshuwalansi yaulendo yomwe ingakhudze anthu omwe alibe kalembedwe kaulendo pogwiritsa ntchito khadi la ngongole, kapena kuti atha kupeza njira yothandizira inshuwalansi. Musanayambe kukambirana zina mwazigawo za AIG Travel, onetsetsani kuti muyang'ane ngati muli ndi inshuwalansi yoyendayenda polipira ulendo wanu ndi khadi la ngongole, kapena kugwiritsa ntchito makadi oyenerera ngongole.
Ngati mukukonzekera ulendo wapadziko lonse, kapena mukuyenda ulendo wautali m'galimoto, AIG Travel Gold ndi Platinum angapereke chithunzi chabwino kuposa kadhi la ngongole. Ndili ndi mapindu akuluakulu komanso kufotokozera kale zomwe zakhala zikugwiritsidwa ntchito pazinthu zomwe zakhalapo kale zikagulitsidwa masiku 15 oyambirira a chiwongoladzanja choyamba, Gold ndi Platinum ikhoza kukhala phindu labwino kwa iwo omwe akugwiritsa ntchito ndalama pa tchuti lalikulu ndipo akufuna kutsimikiza ulendo wawo umayenda bwino. Ndi zowonjezera zina kugula kuti chitukuko choyambirira chichitike pochitika zosavuta ndi kufotokoza kwadongosolo pa intaneti,
Zonsezi, ndondomeko ya AIG Travel ndi imodzi mwa zabwino zomwe zilipo lerolino-ndipo ziyenera kulingalira ngati mukupita kutali ndi nyumba kapena m'ngalawamo kwa nthawi yambiri.