Panali nthawi imene aliyense ankakonda kuyenda ndi ma Checks Travel kapena ndalama zambiri zomwe ankasinthanitsa nazo ku banki yawo, koma dziko lapitirira ndipo ntchito ya ATM ndi yosavuta komanso yotsika mtengo kuposa kale lonse. Onani momwe mungayendere mwanzeru ndi khadi lanu la ATM.
Visa ndi Mastercard onse amavomerezedwa ku Ulaya; American Express ndi yochepa kwambiri. Germany , n'zosadabwitsa kuti ndi imodzi mwa maiko ochepetsetsa kwambiri omwe amalandira makadi a ngongole ndi debit, makamaka m'mabwalo ndi maresitora.
Kummawa kwa Europe , ndi mbali imodzi mwa malo abwino kwambiri padziko lapansi, chifukwa ku Iceland, ngakhale makina opanga makina amatenga makadi.
Dziwani kuti pempho la Citibank likupeza kuti mudzapeza nthambi ya Citibank kulikonse komwe mukupita. Simungatero.
Zowonjezera Zowonjezera Kuti Muziyang'anira
- Malipiro opititsa kunja: Izi zikhoza kukhala malipiro apamwamba kapena peresenti
- Zomwe zimakhudzidwa ndi kusintha: Musamangidwe pa "Palibe malipiro okhwima akunja!" Nthawi zambiri mabanki amapanga ndalama zogulira . Onetsetsani mabanki omwe amapereka ndalama za 'banking' kapena 'banki-bank'.
- Kusintha kwa Ndalama Zokwanira (DCC): Apa ndi pamene makina amapereka kuti mutembenuzire ndalama. Kutembenuka sikudzakhala kosasangalatsa. Nthawi zonse funsani kuti mupereke ndalama mu euro (kapena ndalama zonse zili m'dziko lanu) ndipo lolani kuti banki yanu ikhale yotembenuka-nthawi zonse idzakupatsani malipiro abwino.
- Malipiro amodzi omwe makinawo amadziwika okha: Awa ndi apamwamba kwambiri m'masitolo ogula ndi mipiringidzo (makamaka ku UK).
Mabanki amasintha kawirikawiri milandu yawo, choncho kawiri kawiri muyang'ane ndi banki musanayankhe.
ATM Aiti ku Ulaya
Citibank ku US samatsimikizira kuti makadi awo amagwira ntchito ku makina omwe si a Citibank kunja kwa US. Webusaiti yawo imangoti ingagwiritsidwe ntchito kwaulere mu 45,000 ATM m'mayiko 30. Ngati angagwiritsidwe ntchito m'ma makina ena, mosakayikira ayenera kukhala malipiro omwe mabanki akuwoneka sakufuna kuika pa webusaiti yake.
Gwiritsani ntchito Fufuzani My Citi kuti mupeze komwe ATM ya Citibank ingapezeke: mudzakhumudwa kuona kuti kulibe ambiri ku Europe (mwachitsanzo, ku London, mwachitsanzo). Mufunanso khadi la Gold Citibank kuti mupewe malipiro.
Wells Fargo, JP Morgan, Bank of America ndi Capital One ATM Imali ku Ulaya
- Wells Fargo amakulolani kugwiritsa ntchito Visa ATM iliyonse kulikonse padziko lapansi. Komabe, amalipira madola 5 pa kuchoka kulikonse ndi 3% pazochitika zonse mu shopu.
- Bank of America ili ndi mabanki othandizira ku Ulaya, kuphatikizapo Barclays ku UK, Deutsche Bank ku Germany ndi BNP Paribas ku France, zomwe ndi mabanki atatu akuluakulu ku Ulaya. Kuchokera ku mabankiwa kudzakhala kwaulere. Kusiya kwa makina ena kumawononga $ 5.
- Limbani mlandu wa $ 3 potsatsa malonda.
- Capital One ndi akaunti yawo yokha 360 pa intaneti sizikudziwika bwino za kuchuluka kwa zomwe amapereka kuti apite kunja. Mawebusaiti ena amasonyeza kuti akaunti 360 siilipira malipiro kunja kwa dziko.
Musanayende Ndi Khadi la ATM ku Ulaya
- Lembani banki yanu kudzera pa nambala 800 kumbuyo kwa khadi lanu kuti mudzakhala mukugwiritsa ntchito khadi lanu la ATM ku Ulaya .
- Lembani nambala za foni zakunja kuti muwone mabanki anu pokhapokha mavuto (ma nambala 800, monga momwe akufotokozera kumbuyo kwa khadi lanu la ATM nthawi zambiri sakhala omasuka ku Ulaya).
- Ngati mukudalira khadi la ATM chifukwa cha zosowa zanu zonse, onetsetsani kuti muli ndi awiriwo, ndipo kuti nambala ya PIN ndi majai anai, osakhalanso.
Nsonga za ATM ndi Njira
- Lembani nambala ya foni ya banki yanu. Nambala imakhala kumbuyo kwa khadi lanu, koma ngati khadi lanu laba.
- Tengani khadi yachiwiri kuchokera ku banki yosiyana. Nthawi zina makadi ena samagwira ntchito m'mayiko ena. Khalani ndi khadi lakumbuyo basi. Pali mndandanda wa makadi ophweka omwe mungapeze pansi pa tsamba.
- Fufuzani PIN yanu . Ngati PIN yanu yayitali kuposa manambala anayi, mungafunike kupeza nambala yatsopano. Makina ambiri achilendo sakonda makalata kapena mapepala apamwamba mu PIN. Mungathe kupeza malembo omasulidwa mwa kufunsa banki yanu.
- Uzani Bank yako Udzakhala Woyenda . Izi ndi zofunika kwambiri. Musanapite, onetsetsani kuti mwaitanitsa nambala kumbuyo kwa khadi lanu la ngongole kapena debit ndikudziwitsa kampani yanu maulendo oyendayenda. Apo ayi, iwo amakulolani kugula koyamba ndipo mwinamwake kukana ena pa kukayikira kuti khadi lanu likugwiritsidwa ntchito ndi mlendo m'dziko lachilendo.
- Ikani kunja. Kupanga ndalama zing'onozing'ono kumawonjezereka chiwerengero cha ndalama zogulira. Pezani zambiri momwe mungathere ndi kuziyika pamalo otetezeka.
- Dziwani manambala anu . Onetsetsani kuti wina panyumba amene akupezeka mukakhala pa tchuthi ali ndi chidziwitso cha khadi lanu la ngongole. Ndikutanthauza munthu amene mumamukhulupirira, ndithudi. Pangani khadi lanu ndikutenga nanu - ndipo liyikeni pamalo osiyana kuchokera pamene mumanyamula khadi lanu.
Njira Zina Zopangira Ngongole Kapena Debit Card
Mapulogalamuwa ndi osavuta kulowetsa ndipo ndi njira yabwino yogwiritsira ntchito khadi lanu lachibwana.
- Chosavuta ndi banki yokhayokha ya ku America yomwe siimapereka kanthu kuti ikatuluke kunja.
- Visa Prepaid Ambiri alibe malipiro a kutumizira kunja ndi kuchotsa kunja
- Pasipoti ya Cash Imaletseni ndi ndalama zomwe mwasankha ndikuzikweza ku eyapoti.
- Revolut Sungani ndalama zanu mu UK makauntiyi ndi zipembedzo zitatu zomangidwa (dola ya US, mapaundi a British ndi euro). Kuchokera kwaulere padziko lonse lapansi komanso kulipira malipiro.
- N26 Ngati muli ku Ulaya kwa kanthawi ndipo muli ndi adiresi ya sabata kapena awiri, ganizirani kuyamba n26 akaunti. Iwo ndi ophweka kwambiri kukhazikitsa ndi omasuka mwangwiro ngati mumamatira ku mgwirizano wogwiritsira ntchito. Dziwani kuti izi zikufunikira foni yamakono kuti muyike.