Kodi kuchotsedwa kwaulendo ndi kofunika kwa inu?
Yosinthidwa ndi Joe Cortez, March 2018
Dongosolo lenileni la dola laling'ono sizingatheke msomali. Tiyerekeze kuti munagwiritsa ntchito makilomita 25,000 kuti mupite ku New York kupita ku Dallas mmalo molipira madola 250 pa tikiti. Pa mlingo umenewo, mudakwanitsa kupeza pafupifupi mtengo umodzi kuchokera pa mailosi anu onse. Mtunda womwewo ukhoza kuimira masentimita 10 a mtengo wapatali kwa wina amene amagwiritsa ntchito makilomita 135,000 oyenda ulendo wautali kuchokera ku New York kupita ku Hong Kong zomwe zingapangitse ndalama zokwana madola 13,500.
Ndege zimapereka mtengo ku maulendo awo nthawi zambiri pamene mupita kugula. Koma monga ndalama zenizeni-moyo, zikhulupilirozi zingasinthe pa dontho la chipewa. Kodi mungathe bwanji kuwerengera mtengo wa maulendo angapo kapena mapepala musanagule tikiti? Malingana ndi momwe mumawagwiritsira ntchito, n'zotheka kupeza phindu lililonse kuchokera pa mfundo iliyonse.
Kuwerengera mtengo wa ndege yamakilomita
Kodi mumalipira ndalama zingati maulendo a ndege komanso momwe mumawombola chifukwa nthawi zambiri zimakhala zosiyana. Mwachitsanzo: ngati mutagwiritsa ntchito khadi la ngongole ya ndege kuti mugule popanda gulu la bonasi, mukulipira madola 1 pa kilomita imodzi ya ndege. Ngati mumagula pa bonasi yomwe mungapeze mailosi awiri pa dola, mutangotsala masentimita 50 pa mailo. Mtengo wamakilomita umachepetsanso mopitirira potsatira chiwerengero cha mailosi omwe mumalandira podola imodzi. Mukhozanso kupeza maulendo ambirimbiri paulendo wouluka, koma ndi angati omwe mumapeza nthawi zambiri amachokera kuntchito yanu yapamwamba komanso ngati muli ndi udindo wapamwamba .
Ngati mukugula makilomita kuchokera ku ndege , mtengowo ukhoza kusintha malinga ndi momwe mumapezera. Mwachitsanzo, mungagule makilomita 1,000 a American Airlines AAdvantage kuchokera ku ndege kwa $ 29.50, kapena 2.95 senti pa mailo. Koma ngati mutagula makilomita 150,000 AAdvantage ndikupeza ma bonasi okwana 115,000 $ 4,425, mudzalipira 1,67 senti pa mailosi 265,000.
Koma ikafika nthawi yogwiritsira ntchito mailosiwa, kodi mungatani kuti mukhale otsika kwambiri? Njira yosavuta yodziŵira kuchuluka kwakutuluka kwa mailo iliyonse ndiyo kugawa mtengo wa kuthawa kwanu pamtengo wamakilomita. Mu chitsanzo pamwamba, kugawira mtengo wa tikiti ya $ 13,500 yoyamba ya matikiti ndi mtengo wa tikiti pafupipafupi 135,000) zotsatira za mtengo wa masentimita 10 pa mailo. Kufuula kwakukulu kuchokera pa zana limodzi pa mailosi kuti mugwiritse makilomita 25,000 pa tikiti ya $ 250 zachuma.
Kodi muli ndi muyezo umene mungathe kugwira nawo makilomita? Polemba Guy (kumene wolemba woyambirira wa positiyi ndi mkonzi waukulu) amafalitsa malingana ndi mwezi pamapulogalamu akuluakulu omwe amapezeka nthawi zambiri. Pa mapulogalamu akuluakulu omwe amapezeka nthawi zambiri ku United States, muyenera kuwombera kuti mutenge matikiti oposa 1.5 pa mailo - koma pokonzekera, mutha kuchita bwino .
Kuwerengera kufunika kwa mfundo za hotelo
Ndege zamakilomita sizinokha zokhala ndi mtengo wapatali. Mfundo zamaphunziro ndizofunika kwambiri pogwiritsidwa ntchito molondola. Koma kuwerengera ndalama zawo ndi mtengo wake ndizosiyana kwambiri ndi za ndege zamakilomita.
Mofanana ndi maulendo a ndege, mungathe kupeza mahotela maulendo osiyanasiyana, kuchoka ku hotela zamakono, kugwiritsa ntchito makadi a ngongole a hotelo .
Mosiyana ndi makadi a ngongole, nthawi zambiri mumapeza ndalama zambiri kuchokera ku hotelo ya ngongole ya hotelo ya ndalama za tsiku ndi tsiku, komanso ma bonasi omwe ali nawo. Izi sizikutanthauza kuti mukupeza ndalama zamtengo wapatali , chifukwa malo a hotela nthawi zambiri sagwiritsidwa ntchito kuposa maulendo a ndege.
Tiyeni tikambirane usiku umodzi wokha ku New York City m'chilimwe. Hotelo ya St. Regis, mbali ya Guestwood Preferred Guest , ingagule madola 695 usiku. Koma chipinda chomwechi chikupezeka pa 30,000 Starpoints. Izi zikuimira mtengo wa 2.3 senti pa mfundo.
Ku Great Hyatt, chipinda chingadye madola 253 usiku uliwonse. M'malo mwake, mutha kugwiritsa ntchito malo 25,000 a dziko la Hyatt , phindu la pansi pa zana limodzi pa mfundo iliyonse.
Panthawiyi, JW Marriott angakhalepo $ 398. Chipinda chimodzi cha usiku umodzi chikanalinso malo okwana 45,000 a Mphotho ya Marriott , phindu la .8 senti pa mfundo.
Kodi izi zikutanthawuza kuti zizindikiro za Mndandanda wa alendo a Starwood ndi zofunika kwambiri kuposa mfundo za Mphotho ya Marriott? Osati kwenikweni: ngakhale kuti mukupeza phindu labwino kuchokera ku Starpoints, taganizirani kuti nyenyezizi zingatembenuzidwenso ku Mapiritsi A Mpikisano wa Marriott pa chiŵerengero chapakati pa zitatu ndi chimodzi: Mmodzi wa Starpoint ndi ofanana ndi mphoto zitatu za Marriott. Muzochitikazi, zowonjezera 30,000 zomwe mungagwiritse ntchito ku St. Regis zikanakhala mausiku awiri ku JW Marriott, zomwe zingakupatseni mtengo waukulu.
Apanso, The Points Guy ndizofunikira kulingalira za chiwombolo chowomboledwa cha chiwombolo cha malo alionse a hotelo. Pamene mfundo za hotelo zimakhudzidwa ndi malingaliro amtundu wa .5 senti pa mfundo kumapeto, mpaka pa masentimita awiri pa mfundo pamapeto, mapulogalamu apamwamba adzakupatsani inu masentimita awiri pa mfundo.
Kuwerengera mtengo wa mfundo za banki
Mosiyana ndi maulendo a ndege ndi malo a hotelo, mfundo zabanki ziri zosavuta kuti awerengere kufunika kwake. Bungwe lililonse la mabanki atatu - American Express, Chase ndi Citi - amakulolani kugwiritsa ntchito mfundo zawo mwachindunji kudzera m'mabwalo awo ku maulendo aufulu kapena otsika. Koma mtengo weniweni wa mfundozi ungakhale wosiyana.
Ndi Mphoto za Amayi a American Express, mungagwiritse ntchito mfundo zokayenda kudzera ku American Express Travel. Zilibe kanthu kaya mumayenda bwanji ndege kapena hotelo yanu, mfundo zanu nthawi zonse zidzakhala za mtengo umodzi. Chifukwa chakuti mumagwiritsa ntchito zambiri kuti muthe kupeza mfundo zimenezo, kuwombera kwanu ndikutumizira mfundo kwa mnzanu m'malo mwake.
Chase amakulolani kugwiritsa ntchito mfundo zanu zapamwamba pamabwalo ambiri a ndege pamalonda awo oyendayenda opindulitsa. Kodi mumapeza phindu lanji malinga ndi khadi lomwe mumagwira. Ngati muli ndi Chase Sapphire Reserve , malingaliro anu ndi ofunika 1.5 senti iliyonse, kutanthauza kuti 50,000 Zopindulitsa Zopindulitsa zili zokwana $ 750 paulendo. Chase Sapphire Ambiri omwe ali ndi makadi a Mapepala Amtengo Wapataliwa ndi ofunika 1.25 senti pa mfundo, zomwe zikutanthauza kuti ndalama 50,000 zimapindulitsa $ 625 paulendo. Ngakhale kuti izi sizomwe zili zolakwika, nthawi zonse zimakhala zofunikira kuganizira abwenzi omwe asamalowetsedwe musanayambe kudutsa mu Dipatimenti Yoyendetsera Mapindu Otsogolera.
Mofanana ndi Chase, Citi imaperekanso mlingo wapatali wogwiritsira ntchito Citi ThankYou Points kupyolera mu malo awo opulumutsira, pogwiritsa ntchito khadi lomwe muli nalo. Ngati muli ndi makadi awiri apamwamba, Citi Prestige Card kapena Citi ThankYou Premier Card, mfundo zanu zili ndi mtengo wa 1.25 senti iliyonse. Ngati muli ndi Citi khadi ina iliyonse yomwe imalandira mayankho a ThankYou Points, mfundo zanu zili ndi mtengo umodzi wokha. Ngati muli ndi makadi apamwamba, kugwiritsa ntchito mfundo kudzera pakhomo si njira yolakwika. Koma ngati muli ndi Citi khadi ina iliyonse, yang'anani kuyang'ana otsogolera poyamba.
Kodi ndondomeko zabwino ndi zotani zamakilomita ndi ziti?
Pali zida zingapo komanso zida zamakilomita zomwe mungagwiritse ntchito lero kuti mutsimikizire kuti chinthu chilichonse chiyenera kulemera kwake. ExpertFlyer.com ndi chimodzi mwa zida zomwe timakonda kuti tipeze mipando ya mphotho, kuwerengera ndalama zotsutsana ndi mfundo, ndikudziwiratu njira yabwino yogwiritsira ntchito mfundo zanu zonse. Komabe, ExpertFlyer amabwera ndi malipiro: mfundo yaikulu ndi $ 4.99 pamwezi, pomwe pulogalamu ya premium ndi $ 9.99 pamwezi kapena $ 99.99 pachaka.
Zida zina kuti muwerenge kufunika kwa mfundo ndi mailosi ndi awa:
- Mpando 17A "Ndiyenera" Calculator: Ngati mukugwedeza pakati pogwiritsa ntchito mfundo kapena kulipira ndalama, gwiritsani ntchito chowerengera chophweka kuti muone momwe mungapezere kufunika kwachinthu chilichonse.
- Miles.biz: Chojambulira chophwekachi chimakulolani kuti muyike poyambira ndi malo omwe mukupita kuti muwone kuchuluka kwa ndege yanu kudzawonongera mapulogalamu ambiri. Pogwiritsa ntchito chidziwitsochi, mukhoza kusankha ngati mukuyenera kulipira ngongole, kapena kusinthitsa mfundo kuti mupeze ndalama zambiri.
Kodi ndingayambe bwanji kuwerengera mfundo ndi mailosi?
Kuwerengera kufunika kwa mfundo ndi mailosi sikophweka, makamaka pa mfundo zatsopano ndi makilomita osonkhanitsa. Ngati simukumvetsetsa kuyesa kumvetsetsa kuti mumayenera kuchoka pa mfundo iliyonse, yambani ndi khadi la ngongole yobweza ndalama, kapena makadi a ngongole a ngongole. Mapulogalamu awa akukupatsani inu chiwombolo chowomboledwa, ndikupatseni inu kusankha nthawi yobwera muulendo wa maloto anu.
Mukamakhala omasuka kwambiri ndikudziwa kuti ndege zomwe mumakonda zikuwuluka kwambiri, ganizirani kuwonjezera mapulogalamu owonjezera pa kusakaniza. Pakati pa ndalama, mutengere othandizana ndi mapulogalamu ena, mudzakhala mukukweza mfundo ndi kuika ndalamazo paulendo nthawi iliyonse.