Magalimoto Ololeza: Miyala ya Debit Credit

Kodi Ndi Njira Yanji Imene Muyenera Kuigwiritsa Ntchito Kulipira Kudzala Kwanu?

Kulipira galimoto yobwereka kawirikawiri kumachitika ndi ngongole kapena ngongole yamakiti, ngakhale pali zifukwa zingapo zomwe zimakhudza ngati njira imodzi yolipira ikuposa yina.

Malonda a makampani oyendetsa galimoto zokhudzana ndi malipiro, kuika, ndi kugwiritsira ntchito ndalama zimasiyanasiyana kwambiri, ndi kampani komanso ndi ofesi ya galimoto yokhazikika. Mu kampani imodzi yobwereketsa galimoto, maofesi awiri ogwira ntchito m'deralo akhoza kukhala ndi ndondomeko zosiyana pamakhadi a debit, kulandira, kugwiritsira ntchito makadi a ngongole ndi ndondomeko zosungirako.

Mukasunga galimoto yobwereka, yang'anani mgwirizano wanu wapadera wogona, perekani kampani yanu yobwera galimoto ikuloleni kuti muione pamene mukulemba galimoto yanu yobwereka. Msonkhano woterewu udzakuuzani ngati mungathe kulipira ndi khadi la debit. Ngati simungathe kuwona mgwirizano wanu, dzerani ofesi ya galimoto yanu yobwereka, ngakhale ili m'dziko lina, ndipo funsani zazomwe mungapereke kuti muteteze.

Kawirikawiri, kulipira ndi khadi la ngongole ndibwino kwambiri chifukwa simukuyenera kupereka kampani ya galimoto yobwereka ku akaunti yanu ya banki. Kuonjezera apo, mungathe kutsutsa zolembazo kudzera mu kampani yanu ya ngongole ngati muli ndi zolakwa, ndipo simungayambe kufufuza ngongole, zomwe zingakhudze ngongole yanu ya ngongole.

Kulipira ndi Debit Card

Ngati mukubwereka ku United States, pali nkhani zingapo zomwe zingabwere ngati mukufuna kugwiritsa ntchito khadi la debit kuti musunge ndi kulipira galimoto yanu yobwereka .

Makampani ambiri a galimoto oyendetsa galimoto ku US amalandira makadi a debit kuti muwabwezerere mukabwezera galimoto, koma mukufuna kuti mupereke zambiri za khadi la ngongole mukatenga galimoto yanu yobwereka. Mofananamo, maofesi ambiri ogulitsa galimoto ku Canada sadzakulolani kutenga galimoto yanu yobwereka pogwiritsa ntchito khadi la debit. Muyenera kulola wothandizira galimoto kuti abwezereni khadi lanu la ngongole pamene mulembela mgwirizano wotsegulira.

Makampani oyendetsa magalimoto omwe amakulolani kutenga galimoto yanu pogwiritsa ntchito khadi la debit nthawi zambiri amangokulolani kugwiritsa ntchito khadi lanu la debit kuti muwonetsere ndalama zanu zowonjezera ngati mutapereka zowonetsera ngongole zawo. Izi zikutanthauza kuti kampani ya galimoto yobwereka idzayendetsa kafukufuku wanu ngongole, mwina kudzera ku Equifax, musanathetse mgwirizano wa yobwereka.

Ngati kampani yanu yobwera galimoto ikulolani kuti mutenge galimoto yanu pogwiritsa ntchito khadi lanu la debit, wogwira ntchito yobwereka adzagwiritsira ntchito ndalama pa akaunti ya banki yogwirizana ndi khadi la debit la ndalama zomwe zikufanana ndi ndalama zowonongeka kuphatikizapo ndalama, makamaka $ 200 kuti $ 300. Chiwongoladzanja ichi chimasiyanasiyana ndi malo, koma ndalama yanu idzabwezeredwa ku akaunti yanu ya banki mutatha kuchotsa galimoto yanu yobwereka.

Muyenera kubwereranso galimoto yanu yobwereka kapena kuwonongeka, mgwirizano wanu wasayinayi umapatsa kampani yoyimitsa kampani ufulu wochotsa ndalama ku akaunti yanu ya banki kuti mupereke ndalama zowonongeka kapena kukonzanso zinthu.

Kulipira ndi Khadi la Ngongole

Ngati mukufuna kukonza ndi kulipira galimoto yanu yobwereka ndi khadi la ngongole, palinso nkhani zingapo. Mwina simungapereke chinsinsi cha ngongole ya ngongole pamene mumasungira galimoto yanu yobwereka, koma muyenera kusonyeza khadi lanu la ngongole ndi ID yachithunzi kwa wothandizira yobwereka pamene mutenga galimotoyo.

Wothandizira adzasambira khadi lanu musanayambe kulemba mgwirizano.

Maofesi ambiri am'tawuni a US omwe amaloledwa kubwereka akugwiritsira ntchito khadi lanu la ngongole mukatenga galimoto yanu yobwereka. Kawirikawiri, ndalamayi ndi yofanana ndi ndalama zomwe mumapereka kuti muzilandira malipiro kuphatikizapo kuchuluka kwa ndalama zolipira kapena peresenti-kawirikawiri ndi 15 mpaka 25 peresenti-ya malipiro oyenera kubwereka. Choncho, ngati ndalama zanu zogulira ngongole zilipo $ 100, khadi lanu la ngongole lidzakhala madola 100 kuphatikizapo ndalama zina ($ 200 ndi nambala yabwino yoyamba) kapena $ 15 mpaka $ 20, ndipiti chomwe chiri chachikulu. Mu chitsanzo ichi, khadi yanu yonse ya ngongole ingakhale $ 300.

Mukabwerera galimoto yanu, chigamulocho chidzachotsedwa ndipo khadi lanu la ngongole lidzangowonjezera ndalama zomwe muli nazo. Ngati galimoto yowonongeka kapena yobwezeretsedweratu pamapeto pake, mudzakumananso ndi milandu yowonjezera .

Malo ena ogwilitsa ntchito sangalandire mapepala a VISA ndi MasterCard. Ngati mukufuna kukwaniritsa galimoto yanu yobwereketsa ndi khadi lolipidwa, funsani ofesi ya galimoto yobwereketsa musanapange chidziwitso chanu kuti mudziwe ngati chivomerezedwa.