Pamene ambiri apaulendo akuganiza kuwonjezera khadi la ngongole, ena mwa malingaliro awo oyambirira akuyendera pa mfundo ndi mailosi omwe angasonkhanitse kuti awone dzikoli kwaulere. Ngakhale kuphatikizapo mfundo zosintha ndi zolemba zikhoza kuthandiza othandizira kuona dziko lapansi pang'onopang'ono, makadi a ngongole angaperekenso chitetezo pakakhala zovuta.
Ambiri amayenda makhadi osangopereka mfundo ndi mailosi ndi dola iliyonse. Makhadi awo akagwiritsidwa ntchito kulipira maulendo, oyendayenda paulendo womwewo akuwonjezera mapindu othandizira inshuwalansi . Mabhonasi awa amapitirira kupitirira kufotokozera mwangozi pamene katunduyo watayika, kupereka mowonjezereka wa chithandizo pakakhala zochitika zosayembekezereka , ngozi, kapena matenda aakulu. .
Musanayambe ulendo wanu wotsatira, khalani ndi kamphindi kuti muone zomwe zili mu thumba lanu. Makhadi asanu ndi limodzi a ngongole amapereka zithandizo zabwino kwambiri za inshuwalansi zoyendayenda pakagwiritsira ntchito ndalama zoyendayenda.
01 ya 06
Gulu Lonse Lonse: Chase Sapphire Reserve
Chase Bank NA Yakhazikitsidwa mu 2017, Chase Sapphire Reserve ndi imodzi mwa makadi otchuka kwambiri pakati pa anthu odzayenda padziko lonse lapansi. Anthu omwe ali ndi khadili akhoza kupeza njira zambiri zowonjezera ndalama zokwana madola 450 pachaka, makamaka ngati akufunikira kufotokoza inshuwalansi yaulendo.
Malo otchedwa Chase Sapphire amabwera ndi inshuwalansi zambiri za inshuwalansi pamene anthu akugwiritsira ntchito khadi lawo kulipira ulendo wawo. Amene akukakamizidwa kuti asiye ulendo wawo akhoza kubwezeredwa kwa $ 10,000 pamalipiro osabwezeredwa paulendo wokhazikika. Khadi imabweranso ndi $ 500 za ulendo wobwereza kuchepetsedwa, katundu wotsalira kuchepetsa phindu katundu atatayika kwa maola oposa asanu ndi limodzi, ndi kuwonongeka kwa chilolezo chogonjetsa chogonjetsa galimoto .
Chomwe chimapangitsa khadi iyi kukhala yopindulitsa kwambiri ndizopindulitsa kwa munthu amene ali ndi khadi kapena abwenzi ake apamtima, ngakhale ngati mwini makadi sakuyenda. Komabe, kuti phinduli likhale loyenera, ulendowu uyenera kulipidwa ndi khadi, kapena mwachindunji kudzera muzowonjezera Zopindulitsa pa khadi.
02 a 06
Zabwino Kwambiri Yotsutsa Ulendo: Muthamangitse Safira Wokondedwa
Chase Bank NA Kupeza inshuwalansi yamtengo wapatali yothandizira inshuwalansi sikuyenera kubwera ndi ndalama zambiri za pachaka. Khadi Lokondedwa la Chase Sapphire ndi imodzi mwa makhadi otchuka kwambiri ku United States, ndipo amapereka madalitso ochuluka kwa $ 95 pachaka.
Mofanana ndi Chase Sapphire Reserve, Chase Sapphire Chofunikiranso imabwera ndi $ 10,000 kuchotsa ulendo kapena kupumula mapindu phindu. Zopindulitsa izi zimapereka chithandizo cha maulendo oyendetsedwa kale, maulendo kapena maulendo ogula amagula pogwiritsa ntchito khadi la ngongole kapena kugwiritsa ntchito mwachindunji mfundo Zopindulitsa. Zochitikazo zikuphatikizapo imfa, matenda, kapena zochita za moyo (kuphatikizapo udindo wa jury) wa woyendayenda, kapena zochitika zoopsa zomwe zimaphatikizapo nyengo yoopsa, zochitika zauchigawenga kapena kukwapula, ndi kuwonongeka kwa wopereka maulendo.
Kuphatikiza apo, Chose Sapphire Chofunikiranso imaperekanso madalitso ambirimbiri a ngongole kwa iwo omwe amagwiritsa ntchito khadi kuti agule maulendo awo, kuphatikizapo katundu wothandizira kuchepa ndi thandizo ladzidzidzi poyenda.
03 a 06
Kuthamanga Katundu Kwambiri: Citi Prestige Card
Citibank Nthaŵi zambiri, katundu wothandizira kupezeka phindu la inshuwalansi yopita ku ngongole kapena phindu la inshuwalansi yopita kuntchito amafuna kuti woyendetsa katunduyo apitirize kugula zinthu zake kwa nthawi yochepa. Mitundu yambiri mu malonda imafuna kuti katunduyo uwonongeke pakati pa maola asanu ndi limodzi ndi khumi ndi awiri zisanachitike.
Izi ndi zomwe zimapangitsa Citi Prestige Card kukhala imodzi ya makadi abwino kwambiri kwa anthu amene amayenda nthawi zambiri. Citi Prestige Card imapereka madola 500 pa katundu wothandizira kuchepa kwa woyendayenda, paulendo, ngati katundu sangathe kufika kwa woyenda mkati mwa maola atatu. Kuti athandize phindu limeneli, oyendayenda amayenera kugula ulendo wawo pogwiritsa ntchito Citi Prestige Card, kapena mwachindunji ndi ThankYou Points omwe munagwiritsa ntchito pa khadi.
Musanapitirize kugwiritsa ntchito ndalama zonyansa pamene katunduyo watayika, onetsetsani kuti mukumvetsa zoperewera. Zopindulitsa sizidzaphimba kugula kwa chirichonse chomwe sichinali mu katundu wonyamulidwa, ndipo sichidzaphimba katundu wotayika paulendo wobwerera ku malo oyambirira okhalamo.
04 ya 06
Zabwino Kwambiri Kutaya Katundu: Kuthamangitsa Makampani Amtengo Wapatali
Chase Ngakhale ambiri amaganiza kuti bizinesi yamakhadi sizingatheke kuti agwiritse ntchito makampani, anthu omwe ali ndi ngongole yabwino omwe akuyambitsa bizinesi yaying'ono angathe kukhala ndi khadi la ngongole. Chifukwa chake, anthu ambiri akhoza kupindula ndi ubwino umene amabwera ndi khadi laling'ono lamalonda - kuphatikizapo maulendo a inshuwalansi.
Khadi la ngongole yabwino kwambiri ya bizinesi ndi inshuwalansi yaulendo ndi Chase Ink Business Preferred, yomwe imapereka ma chitetezo ambiri kwa okonza makhadi. Imodzi mwa mapindu omwe amabwera ndi khadi ili ndi chitetezo chokwanira katundu . Ngati chodziwika chodziwika (monga ndege, galimoto, kapena kayendetsedwe ka sitimayo) kutayika katundu wa woyenda, Chase Ink Business Preferred imapereka $ 3,000 kubwezera.
Phindu lina loperekedwa kudzera mu Chase Ink Business Preferred limaphatikizapo kulumikiza foni. Ngati wokhotakhota akuwononga foni, ataya foni, kapena ali ndi foni yawo, khadi Lofunika Kwambiri la Makampani lingapereke phindu kwa foni yatsopano.
05 ya 06
Njira Yabwino Yoyendetsera Zoyenda: Chase JP Morgan Reserve
Chase Bank NA Kwa oyenda maulendo omwe ali ndi chibwenzi ndi Chase Private Banking, makhadi a ngongole apamwamba angapereke maulendo apamwamba otetezera. Izi ndi zoona ndi khadi la ngongole la Chase JP Morgan Reserve, lomwe likupezeka kwa makasitomala omwe amakonda kwambiri m'mabanki akuluakulu a America.
Othawa amene amagula ulendo wawo woyendayenda ndi khadi la JP Morgan Reserve angathe kupeza zopindulitsa zambiri pangozi ngozi. Oyenda omwe ali pamtunda wa makilomita oposa 100 kuchokera ku nyumba yawo yoyamba angathe kulandira ndalama zokwana madola 2,500 pa ndalama zamakono ndi zamano chifukwa chovulala, pamene iwo omwe akufuna kuuluka mwadzidzidzi kapena kutengeka angalandire ndalama zokwana madola 100,000. Kuwonjezera apo, ngati oyendayenda omwewo akumana ndi ngozi yomwe imayambitsa imfa kapena kuvomereza, oyenda amalandira ndalama zokwana madola 1 miliyoni pothandizidwa pambuyo pazidzidzidzi.
Ngakhale zopindulitsa ndikomitiyake ndi makasitomala omwe amakonda omwe ali ndi khadili, kuitanitsa ndi kuvomerezedwa kwa khadi ili ndilitali kwambiri. Pofuna kuganiziridwa, oyendayenda ayenera kukhala ndi ubale ndi Banki Yogulitsa Omwe Akhazikitsa Bwino, omwe ayenera kulemba ntchito yawo m'malo mwawo.
06 ya 06
Kupambana kwachipatala: Platinum Card Kuchokera ku American Express
American Express Chimodzi mwa mantha aakulu a oyenda padziko lonse akukumana ndi ngozi yomwe imafuna kuchotsedwa kwachipatala. Kuyenda m'bwalo la ambulansi kupita ku chipatala choyenera kungapereke ndalama zambirimbiri madokotala asanalandire chithandizo.
Kwa iwo omwe amayenda kutali ndi nyumba kawirikawiri, Platinum Card ya American Express imapereka phindu lothawa anthu oyendayenda kutali ndi kwawo . Ngati munthu wina akupita kuchipatala akufunika thandizo lachipatala ndipo katswiri wa zachipatala akuyesa kuchotsedwa kwa mankhwala, chofunika kwambiri cha Hotline Global Assistance Hotline (chomwe chilipo kwa onse omwe ali ndi khadi la Platinum) chingathe kulembetsa chithandizo chachipatala kuchokera ku matenda kapena kuvulala. Pofuna kuti phinduli likhale lopindulitsa, ulendowu uyenera kuyendetsedwa kudzera ku American Express - ndipo ukapangidwa moyenera, sangapangire mtengo wowonjezera kwa woyenda.
Ngakhale kuti phindu limeneli lingakhale lofunika kwambiri pa zopindulitsa zonsezi, limabwera ndi zolephera zina. Choyamba, khadi imabwera ndi madola 550 pachaka - omwe ndi otchipa kwambiri kusiyana ndi kuchotsedwa kwachipatala, koma ndi okwera mtengo kwambiri kusiyana ndi makadi ambiri. Chachiwiri, phindu lingagwiritsidwe ntchito ngati zotsatira za ngozi yeniyeni. Kuvulala kapena matenda omwe amadzipangitsa okha kapena zotsatira za nkhondo sangakhale woyenerera.
Zoperewera za Malangizo a Kampani ya Inshuwalansi ya Credit Card
Monga momwe zilili ndi ndondomeko iliyonse ya inshuwalansi, pali zochepa zomwe mungaganizire musanagwiritse ntchito phindu. Nthawi zina, phindu limene limatchulidwa lingakhale lachiwiri. Chotsatira chake, chithandizo cha inshuwalansi yaulendo chikhoza kufuna kuti apaulendo apereke chiwongoladzanja kuchokera ku magwero ena, kuphatikizapo opereka inshuwalansi wapamtima kapena ogulitsa ogwira ntchito. Anthu ena omwe amapita kukapunthwa nthawi zambiri sadziwa bwino momwe angapindulire. Mwachitsanzo: ndondomeko yochotsera ulendo siyifanana ndi ndondomeko ya " Kuletsa Chifukwa Chake ", kutanthauza kuti apaulendo omwe amayesa kuthetsa ulendo wawo chifukwa chosadziwika angasiyidwe kuti agwire ndalamazo paulendo wawo.
Musanayambe kugwiritsa ntchito mwayi uliwonse wa inshuwalansi yopindulitsa, onetsetsani kuti mumvetsetsa zonse zomwe zikugwirizana ndi phindu. Ndikofunika kuti mukhale ndi kope la khadi lopindula ndi kayendedwe ka kayendedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendetsedwe ka kayendedwe kake, ndipo perekani kampeni wothandizira ngongole musanapindule kuti mudziwe momwe ntchitoyo ikuyendera
Ngakhale kuti inshuwalansi yaulendo nthawi zonse imakhala yabwino kwambiri popita maulendo apadziko lonse, anthu ambiri oyendayenda angakhale ndi zowonjezera zowonjezera popanda kudziwa. Pozindikira mapindu omwe abwera kale ndi makadi a ngongole omwe amapezeka mosavuta, oyenda padziko lonse akhoza kukhala otetezeka, otetezedwa, ndi otetezedwa pamene akuwona dziko.