Mfundo Yofunika Kwambiri Yopeza Atumiki Ainyumba
Kodi mumalota kutsegula bedi ndi kadzutsa lanu? Malingaliro olakwika omwe ali nawo pakati pa oyang'anira eni nyumba ndi oti mudzasowa ndalama zowononga loti kuti mutsegule bizinesi yanu.
Ngakhale kuti muli ndi zochuluka zamadzimadzi mosakayikira adzakupatsani ufulu wochuluka ndi mtendere wa m'maganizo, ndizotheka (ngakhale kuti simungathe) kuyambitsa bedi ndi kadzutsa popanda ndalama zazikulu zamalonda.
Chinthu chimodzi chachikulu chodziŵira kuchuluka kwa ndalama zomwe mukufunikira ndi ngati muli kale nyumba yabwino yokhala ndi bedi ndi kadzutsa lanu.
Danga lathu, ziribe kanthu ngati mukukwereka kapena kuganizira kugula katundu nthawi zonse ndizofunika kwambiri. Ichi ndichifukwa chake eni eni nyumba ambiri amasankha kugwiritsa ntchito malo awo okhala pogona ndi kadzutsa. Izi zimangowonjezera ndalama zoyambirira zochitira opaleshoni koma zimaphatikizapo mlingo wachikondi ndi woona zomwe zimapezeka m'nyumba.
Eleanor Ames, yemwe ndi aphunzitsi ogwira ntchito za a Consumer Sciences, ndipo woyang'anira pakhomo amene anachoka pantchito ku Bluemont Bed and Breakfast ku Luray, Virginia pamodzi ndi mwamuna wake, akuchenjeza atsopano atsopano kuti ngakhale mutayang'ana bwino ndalama, nthawi zonse muyenera kupanga ndalama zambiri kuposa momwe mukuyembekezera kuti muzichitira, makamaka chaka choyamba cha ntchito.
Ndalama Zoganizira Zamtengo Wapatali
Ngakhale kuti palibe njira yodziwira ndondomeko yomwe ndalamazo zidzakhalire, ndizofunikira kudziwa momwe mungagwiritsire ntchito ndalama zomwe mukufuna kuzigwiritsa ntchito pa bizinesi yanu.
Kuwonjezera pa nyumba ndi chakudya, zomwe sizingatheke kulingalira popatsidwa dichotomy ya malo ogulitsa ndi mitengo ya chakudya kudutsa fuko lonse, ndalama zina, monga mattresses ndi zipangizo mitengo amasiyanasiyana kwambiri ndi boma ndipo akhoza kuwerengedwa pogwiritsira ntchito mfundo pansipa . Mukuyenera kudziwa kuti antchito amafunika ndalama (monga atsikana) sizinaphatikizidwe chifukwa ndizofuna, ndipo malipiro amadziwika ndi ntchito yawo.
- Zipangizo Zanyumba ndi Zosintha. Njira yoyamba yopititsira bedi lanu ndi kutsegulira kwa kadzutsa ndikutsimikizira kuti magetsi onse, ma plumbing, ndi malo okongola amakhala okwanila komanso okondweretsa. Mwinanso mumakhala ndi utoto, osachepera, chipinda chilichonse cha alendo, mudzayeneranso kupondaponda ndalamazo kuti musamangidwe nyumba iliyonse.
- $ 10,000 - $ 15,000 ndi kulingalira bwino koyambira, koma kungakhale kwakukulu kwambiri malinga ndi momwe nyumbayo ikuyendera.
- Ngakhale mutasamalira bwino nyumbayo, mukhoza kuyembekezera kukonzanso pang'ono kwa zaka khumi kapena khumi.
- Zovala, Miyendo, Mapiro, ndi Mabampu. Mudzafuna kuti alendo anu azikhala omasuka bwino, ndipo izi zimapezeka mosavuta ndi mapepala ofewa ndi mapulogalamu osiyanasiyana (ndibwino kuti mukhale ndi kuphatikiza kosankha komanso zofewa alendo).
- Chiwerengero ichi chimadalira chiwerengero cha zipinda za alendo omwe muli nawo, komanso kukula kwa mabedi, koma muyenera kuyembekezera ndalama $ 500 (kapena zambiri) pa chipinda cha alendo.
- Mapepala a maofesi ayenera kukhala omveka komanso atsopano kwa alendo, motero onetsetsani kuti mutenganso zogona (makamaka mapepala) zaka zisanu zilizonse.
- Zitsulo ndi Moto Moto. Zinthu izi ndizovomerezeka ndi lamulo ndipo zingasunge moyo wanu komanso katundu wanu.
- Moto woyenda m'dera lanu amadziwa kuchuluka kwa zidziwitso ndi ma alamu omwe akufunikira pa bizinesi yanu. $ 200 ndiwowonjezereka wowonjezera ma detectors asanu ndi limodzi ndi alamu.
- Muyenera kubwezeretsa mabatire nthawi zambiri koma osagula atsopano kwa zaka pafupifupi zisanu.
- Chizindikiro Cholowera Pachiyambi. Mwachiwonekere, mudzafuna kuti alendo anu adziwe kuti afika pabedi lanu ndi kadzutsa ndi chizindikiro.
- Mukhoza kukhala ndi chizindikiro choposa madola 500, koma ngati mukufuna kuti chikhale chowala, chachikulu, kapena chikhale chokonzekera bwino, chomwe chingadutse madola 5,000.
- Malinga ndi mtundu wa chizindikiro (zizindikiro zidafunikanso kukonzanso zambiri), muyenera kukhala osachepera zaka zisanu zosagwiritsa ntchito zizindikiro zazikulu zodzivulaza.
- Kutsatsa ndi Kutsatsa. Yelp ndemanga ndi mawu omveka ndizopindulitsa, zopindulitsa zaulere pofuna kulimbikitsa bizinesi yanu, koma mosakayikira muyenera kugwiritsa ntchito ndalama (makamaka pachiyambi) pa malonda kuti muyambe malonda anu kumudzi.
- $ 1,500 kuti pulogalamu yoyamba ndi malo abwino kuyamba.
- Pambuyo pa chaka chanu choyamba, mufunabe kuyendetsa malonda ndi kutsatsa, koma mukhoza kusiya bajeti yanu kwa $ 1,000 ngati muli ndi alendo ambiri.
- Zida zamalonda . Kuti muthe kusamalira malo osungiramo zinthu, sungani tsamba lanu pa webusaiti yanu, ndipo ngakhale kusindikiza mapepala anu a alendo, muyenera kuyika mu kompyuta, ndi makina osindikiza onse (omwe akuphatikizapo scanner ndi fakisi). Mapepala, mapepala, ndi makina a makina ndizofunikira zonse.
- Kompyuta yodalirika ikhoza kuyendetsa pakati pa $ 1,000 ndi $ 3,000, ndipo osindikiza (malingana ndi zosowa zanu) kawirikawiri amagulitsidwa pakati pa $ 500 - $ 1,000.
- Tonse timaopa mavairasi a pakompyuta ndi chiwonongeko chosapeŵeka, koma kutseketsa zochitika zonse zodabwitsa, mudzafuna kusintha zida zanu zaka zitatu kapena zochepa.
- Zida Zokonza. Mudzafunika mbale, magalasi, ndi zidutswa za alendo.
- Yang'anirani madola 400 kapena kuposa pazinthu izi,
- Ngati simungathe kuswa zinthu, chakudya chabwino chingakhalepo kwa zaka khumi.
- Cash Petty. Ngati mutakumana ndi vuto limene mukufunikira ndalama nthawi yomweyo (mwina kukonzekera kanthawi kochepa kapena kugulitsa zakudya) muyenera kusungidwa.
- $ 500 ziyenera kukhala zokwanira pazidzidzidzi zovuta.
- Nthawi zambiri mumayenera kubwezera ndalama zochepa zimadalira ntchito yanu, koma yang'anani kuti muwonjezere kamodzi pachaka.
Ganizirani Zomwe Mumayambitsa Poyambira
Kuti mudziwe ndalama zomwe mumagwiritsa ntchito, gwiritsani ntchito ndondomeko yomwe ili pamwambapa, pamodzi ndi zomwe mwasonkhanitsa kuti mutsirize kulingalira kwa mtengo wotsika:
- Zomangamanga Zomangamanga:
- Ndalama Zakudya:
- Zolemba ndi Kukonzanso:
- Zovala, Mapepala, Mapiro, ndi Mabampu.
- Zitsulo ndi Moto Zozizira:
- Chizindikiro Chakulowera:
- Malipiro, Malamulo, ndi Malayisensi:
- Kutsatsa ndi Kutsatsa:
- Zida zamalonda:
- Zida Zokonza:
- Cash Petty:
- Antchito (atsikana, kuphika, antchito apamwamba, etc.):
- Ndalama Zosiyanasiyana:
- Chiwerengero: