Malangizo a Smart Money
Mukamapita kutsidya lina lakutali, mwinamwake mudzafuna ndalama zapanyumba kuti mupite kukagula zinthu zing'onozing'ono. Kuti muchite zimenezi, muyenera kusinthana ndi ndalama zanu (monga ndalama za US kapena Euro) za ndalama ndi mabanki a dziko lina.
Popeza ndalama zosinthanitsa ndalama zimasiyana mosiyana ndi malo ndi tsiku ndi tsiku, momwe mungasinthire ndalama ndi momwe mungasinthire ndalama zingapangitse kusiyana kwanu.
Mwachibadwa, mudzafuna kupeza mitengo yabwino kulikonse kumene mupita. Choncho yambani nzeru:
Kusintha kwa Currency Currency
Musanayambe ulendo, phunzirani chomwe mtengo wosinthanitsa ndi ndalama mu dziko lomwe mukukonzekera kuyendera pogwiritsa ntchito Universal Currency Converter. Mawindo omasuka ndi apulogalamu a XE Currency App akupezeka kwa ma iPhones ndi Android.
Mulimonse mmene mungagwiritsire ntchito, izi zimapereka lingaliro la zotsatizana zowonjezereka zopezekapo, kuchokera pakati pa mfundo pakati pa kugula ndi kugulitsa mitengo ya malonda aakulu mu msika wa ndalama padziko lonse.
Kusinthanitsa Ndalama Musanachoke Kwathu
Ambiri amathawa, makamaka akuuluka mtunda wautali ndikufika kudziko lina kumayambiriro kwa m'mawa kapena usiku, pamene mabanki ndi madiresi osinthanitsa ndalama akhoza kutsekedwa, amasankha kupeza ndalama zochepa zakunja asanatuluke ulendo.
Kukhala ndi ndalama zokwana US $ 100 m'thumba mwako nthawi zambiri kumalipira kulipira kabati kupita komwe ukupita, chotukuka, ndi zochepa zazing'ono popanda kufunafuna kusinthana kwa ndalama kotseguka kwa bizinesi.
M'mizinda ikuluikulu, mabanki akuluakulu ndi mabungwe oyendayenda nthawi zina amakhala ndi madiresi osintha ndalama. Mahotela ena amaperekanso izi mwaulemu, koma ndalama zawo zotsinthanitsa ndizochepa kwambiri ngati mabanki.
Kumene Mungapeze Mitengo Yabwino Kusinthanitsa Ndalama
Kuti mutenge mpata wabwino kwambiri wa kusinthanitsa, dikirani mpaka mutadzafika komwe mukupita.
Ngakhale kuti ndege zambiri zazikulu zimakhala ndi deskiti yosinthanitsa ndalama, mumatha kupeza bwino kwambiri kuchokera ku makina a ATM omwe ali ndi banki yaikulu.
Makhadi a ATM ambiri omwe angagwire ntchito kunja kwasautso ndi awa omwe ali ndi nambala ya PIN yaiii. Popeza mungathe kulipiritsa ndalama zomwe mumagwiritsa ntchito ndi banki yanuko komanso nyumba yanu, ndibwino kuti mupange imodzi yaikulu m'malo mwazing'ono zing'onozing'ono pokhapokha ngati mutheka - ndi kusungira ndalama zanu pamalo otetezeka.
Kugwiritsira ntchito ngongole ya ndalama kuti mutengere ndalama
Malingana ngati muli ndi nambala ya PIN yogwira ntchito, mwinamwake mukhoza kugwiritsa ntchito khadi lanu la ngongole kapena debit kuti mupeze ndalama kunja. Makhadi a ngongole ali ndi chips ndi omwe amavomereza konsekonse.
Dziwani ngati pali makina a ATM a ngongole pomwe mungayende:
- MasterCard / Cirrus ATM Locator
- Malo Opeza ATM ATM
Kukhala ndi khadi la ngongole kumathandiza kwambiri mukayenda. Ndi limodzi, sikofunikira kunyamula ndalama zambiri. Gwiritsani ntchito khadi la ngongole osati ndalama kuti muthe kulipira ndalama zazikulu, monga ngongole za hotelo ndi kugula kwakukulu, chifukwa mudzalandira msonkho. Ngati ngongole ikutsutsana, kampani yanu ya ngongole ikhoza kukuthandizani kuthetsa nkhaniyo mukafika kwanu.
Kumbutsani, komabe, ambiri a makampani a ngongole a ngongole amapereka ndalama zina zowonjezera kugwiritsidwa ntchito kunja. Ngati simukudziwa, fufuzani ndi kampani yanu musanachoke kwanu.
Ndalama za Oyenda Osati ATM kapena Credit Card
American Express ikupereka makadi a mphatso ya American Express. Mofanana ndi khadi la debit yomwe idalipilidwe, izi ziloleni ogula amalembetsa $ 3,000 pa khadi kuti adziwe malipiro ake ndipo atenge $ 400 tsiku lililonse ku ATM yomwe imasonyeza chizindikiro cha American Express.
Achinyamata 18 kapena kuposa omwe alibe makadi a ngongole ndi anthu omwe ali ndi ngongole yoipa akhoza kugula khadi lolipira kale kuchokera ku Visa kapena Mastercard.
Kufufuza kwa Oyenda
Monga ngongole ndi makadi a ATM akhala otchuka kwambiri, anthu ocheperapo ndi ocheperapo amasankha kupita ku vuto la kugula macheke akuyenda. Komabe, amakhalabe njira yotetezera ndalama.
Chochita ndi Diptover Currency
Nthaŵi zambiri, mudzakhala ndi ndalama zakunja zomwe mwatsala nthawi yomwe mwakonzeka kubwerera kwanu.
Nazi zomwe mungachite ndi izi:
- Gwiritsani ntchito mphatso zanu nokha, abwenzi anu, kapena abwenzi anu pa bwalo la ndege ku ofesi yosungirako katundu komanso zakudya zopanda chakudya kuti musangalale paulendo waulendo
- Perekani kwa chikondi. Pezani malo ochitira izi ku eyapoti kapena mutumize ku Programme ya Change for Good ya UNICEF, yomwe imathandiza ana kuzungulira dziko lapansi
- Bwezeretsani ku ndalama zanu zapanyumba ku eyapoti
- Kusinthanitsa iyo mukafika kwanu
- Khalani ngati chikumbutso cha ulendo wanu
Pamene Simusowa Kusinthanitsa Ndalama
Amalonda m'mayiko ena amalandira madola Achimerika mmalo mwa ndalama zakunja. Izi zimafala m'mitundu yambiri ya Caribbean, kuphatikizapo Bahamas. Ngakhale kuti izi ndizosavuta, mungathe kulipira zochepa zogula ndi katundu ngati mutagwiritsa ntchito ndalama zakunja.