Pezani Moyo Wanu Palimodzi ndi Zopindulitsa

Tengani kulamulira moyo wanu ndi akaunti zokhulupirika nthawi yomweyo

Zina 20- ndi 30-ndiponse! - amapita kumadera osiyanasiyana omwe ali ndi zizindikiro zokhudzana ndi ukalamba. Kaya mumagula nyumba, mutsegule akaunti yosungirako ndalama kapena mutenge kachidwi lalikulu, chimodzi mwaziganizozi ndizomwe mungagwiritse ntchito posunga ndalama m'tsogolomu. Ndipo ngati ndinu woyenda monga ine, uthenga wabwino ndiwotheka kupeza mapu ndi mailosi pamene mutenga izi kuti mugwirizane.

Zina mwa mapulogalamu apamwamba a ndege ndi mapulogalamu a ndege amapereka mfundo, mailosi ndi mphotho zina za "akukula." Nazi zitsanzo zingapo.

Gulani Pakhomo

Ngati mukugula kapena kubwezeretsanso nyumba, mungafune kuganizira kuchita zimenezi kudzera mu Quicken Loans, yomwe yayanjana ndi United MileagePlus. Mamembala omwe amatseka kapena kukonzanso ngongole ya nyumba akhoza kulandira makilomita 25,000. Ngati muli membala wa TrueBlue, JetBlue imaperekanso mamembala 25,000 pampikisano pogula kapena kubwezeretsanso nyumba pogwiritsa ntchito Quicken Loans. American Airlines AAdvantage imapereka mamembala awo mamembala kudzera Miles Kuchokera Kunyumba, pulogalamu ya pulogalamu yothandizira eni nyumba. Miles kuchokera kwa aŵiri apanyumba aliwonse omwe ali ndi malo ogulitsira malo ogulitsa malo ogulitsira malo ndipo akagulitsa pakhomo, membala amapindula ndi 50,000 AAdvantage miles. Makilomita ochuluka amaperekedwa kwa mamembala omwe amagula ndi kugulitsa nyumba zawo kupyolera Miles kuchokera Kwawo.

Malipiro Anu Ogula Ntchito

Kaya mumabwereka kapena muli, nthawi imabwera mwezi uliwonse kulipira ngongole zanu. Ndiye bwanji osayang'ana sitepe yanu pafupi ndi tchuthi lanu pamene mukuli?

Miphoto ya Marriott yakhala ikugwirizana ndi NRG Home, kampani yopereka mphamvu kuti ipereke zigawo za bonasi kuti akhale makasitomala a NRG Home. Mamembala amalandira mfundo za bonasi 10,000 pazolemba ndi mfundo ziwiri pa $ 1 zomwe zimagwiritsidwa ntchito pagawo la magetsi. Ngati mumagwiritsanso ntchito mpweya kutenthetsa nyumba yanu, mungapeze ma bonasi 2,500 ndi mfundo ziwiri pa $ 1 iliyonse yomwe mwagwiritsira ntchito kulembetsa ntchito ya gasi ya NRG Home.

Pogwiritsa ntchito mgwirizano wawo ndi NRG, mamembala a Hilton HHonors amalandira mapepala 10 a bonasi pambuyo pa mwezi wachiwiri monga NRG Energy kasitomala komanso ma bonasi atatu pa $ 1. Miphoto ya Kumadzulo kwakumadzulo imathandizanso mgwirizano ndi NRG, yopereka mamembala 10,000 a Rapid Rapid bonus pambuyo pa miyezi iŵiri ngati NRG kasitomala.

Mipingo yofulumira ku Texas yomwe imasankha Everything Energy monga ogulitsa magetsi imalandira bonasi ya 5,000 yolembetsa. Kwa iwo omwe ali nawo ogulitsa Rapid Mphoto ya Ngongole, mukhoza kulandira bonasi yowonjezera 2,500. Virgin America Ikulongosoledwanso imaperekanso mfundo za bonasi 2,500 ndi mfundo ziwiri za $ 1 zomwe zimagwiritsidwa ntchito kupyolera mu mphamvu zowonjezera mphamvu, kampani yogwiritsiridwa ntchito yomwe ilipo muzolemba.

Tetezani Zomwe Mukuchita

Ndi kusokonezeka kwa deta komanso ziopsezo zina zomwe mumapanga pamutu sabata iliyonse, zimalimbikitsa kusungidwa kwanu. Zimaperekanso ndalama zokhudzana ndi kupeza mfundo ndi mailosi, monga mapulogalamu angapo okhulupilika amapereka mphoto kwa mamembala omwe amalembera LifeLock, omwe amadziwika kuti akuwombera. Mamembala a AdAdvantage angalandire masiku 30 omasuka a chitetezo cha LifeLock, komanso mpaka 7,000 AAdvantage bonus miles chifukwa chosaina. Kupyolera mu MileagePlus, mukhoza kupeza madola okwana 4,000 pamene mukulembetsa ndi LifeLock Ultimate Plus kwa chaka chimodzi kuphatikizapo maola 1,500 bonuses pachaka kwa zaka zanu zachiwiri ndi zachitatu monga membala wa LifeLock.

Kuonjezerapo, mamembala a HHonors omwe akulembera LifeLock amalandira masiku 30 omasuka, 10 peresenti kuchoka mpaka 12,000 HHonors points. Mphoto ya Wyndham imaperekanso mamembala 7,000 opindula ndi 10 peresenti pa LifeLock polemba.

Tsegulani Akaunti ya Investment

M'malo mongosiya ndalama zanu kukhala mu akaunti ya banki, akaunti yothandizira ndalama ingathandize ndalama zanu kukula mofulumira pakapita nthawi - zonse mutapeza ndalama ndi mailosi panjira. Mofananamo ndi LifeLock, Fidelity Investments yathandizana ndi mapulogalamu angapo okhulupilika a ndege kuti apereke mfundo ndi mailosi kwa mamembala omwe amalembetsa akaunti za ndalama. AAdvantage, MileagePlus ndi Delta SkyMiles aliyense amapereka mamembala mpaka 50,000 ma bonus pamene amatsegula ndikugulitsa ndalama zosagwira ntchito kukhulupirika. Ngati muli atsopano pakuika ndalama ndikusowa chithandizo, ogwira ntchito ku akaunti yokhulupirika akupindulanso ndi ufulu umodzi payekha, pafoni kapena payekha.