The Ins and Outs of Category Bonasi

Mabonasi amtundu amakupatsani mphoto yaikulu ya mitundu ina ya ndalama.

Kukulembera ku khadi la ngongole ndizovuta kwa mabanki, zedi, koma mukadakhala ndi khadi ndikupeza zosachepera zofunikira zogulira , ogulitsa akufunikira kuti muzisunthira kuti mutembenuzire phindu. Miles ndi osonkhanitsa malingaliro akhoza kukhala ndi makadi oposa khumi ndi awiri omwe angathe, kotero makampani ayenera kukulimbikitsani kuti akulimbikitseni kugwiritsa ntchito khadi lawo pa wina.

Njira imodzi yokwaniritsira izi ndi kudzera m'ma bonasi amtundu uliwonse omwe amakupatsani mphotho yambiri yamagwiritsidwe ntchito.

Chase Freedom ndi imodzi mwa makadi otchuka kwambiri pamsika. Mwachisawawa, mphotho zimatulutsidwa ngati ndalama, koma ngati muli ndi khadi la ngongole yomwe imalandira Mphoto Yopambana, monga khadi la Chase Sapphire, mutha kusintha ndalama iliyonse pa mphotho, kupeza zambiri za buck wanu. Ufulu Wambiri umagula ndalama imodzi yokha pa dola, koma Chase ikuyendetsa katatu chaka chilichonse chomwe chingakupatseni malingaliro asanu pa dola ndi ndalama zina.

Nthawi iliyonse yotsatsa imatha miyezi itatu, ndipo mukhoza kupeza mfundo zisanu pa dola pa nthawi iliyonse yoyamba kugula $ 1,500. Chaka chino, magulu otsatsa malonda aphatikizapo magetsi, malo odyera ndi masewera a kanema, koma Chase amagwirizananso ndi ogulitsa malonda, kupereka malo a bonasi ku Starbucks, malo ogulitsa nyumba, a Kohls komanso Amazon.com, malinga ndi mweziwo. Ngati mumagwiritsa ntchito nthawi iliyonse, mungapeze mfundo zokwana 24,000 zapadera zowonjezera chaka chilichonse, pa mtengo umodzi pa dola yomwe mumapeza pazinthu zonse zomwe mumagula ndi khadi.

Palibe malipiro apachaka, choncho amalipiritsa kupeza ufulu ngakhale mutangofuna kugwiritsa ntchito khadi kuti mugwiritse ntchito ma bonasi awa.

Makhadi ena amaperekanso mabhonasi opitirira tsiku ndi tsiku pogwiritsa ntchito mitundu ya masitolo. Malo osungiramo gasi, apamtima, ndi ogulitsa akukubwezeretsani kuti mubwererenso kuno, koma kugula m'malesitilanti komanso malo ogulitsa mafasho angakupatseni bonasi ndi makadi ena.

Chase ili ndi zina mwazinthu zopindulitsa kwambiri pano. Khadi la Chase Sapphire limakupatsani mfundo ziwiri pa dola pazodyera zonse ndi zoyendayenda, kuphatikizapo ndege, mahotela komanso ngakhale taxi.

Makhadi otchuka a Chase Ink, monga Owonjezera ndi Bold, amapereka mfundo zisanu pa dola iliyonse yomwe inagulitsidwa m'masitolo ogulitsa pa $ 50,000 yoyamba pa khadi chaka chilichonse. Muli ndi bonasi yofanana ndi ndalama zomwe mumagwiritsa ntchito, monga foni yam'manja, intaneti, ndi ma TV. Inde, mwina simungapereke malire a $ 50,000 pachaka ngakhale mutayesetsa kwambiri , koma mungagule zambiri kuposa maofesi ogulitsa monga Office Depot ndi Staples - ogulitsayo amagulitsa chirichonse kuchokera pamakompyuta kuti azilipiritsa makadi a Visa, omwe mukhoza kuchoka kapena kugwiritsira ntchito kugula m'masitolo ena, ndikupeza bwino ndalama zisanu pa dola yanu yonse.

Ma bonasi amtunduwu, ngakhale osawongolera, amafunikanso nthawi yochuluka yofufuza ndikusamalira ngati mukukonzekera bwino. Potsata Ufulu, muyenera kulembetsa pa gawo lililonse, ndikukumbukira kuti mutenge khadi (ndipo mumagwiritsa ntchito) ndi amalonda ena amafuna kuchuluka kwa chilango. Ndibwino kuyamba ndi makhadi pang'ono, monga Chase Freedom kapena Sapphire.

Mukakhala omasuka kusinthanitsa zosankha zanu zosiyana, mukhoza kuwonjezera katundu kuchokera ku American Express kapena kutsogolera maka maka ndikupindulitsanso kubwerera kwanu.