ATM, Makhadi a Makhadi, Ofufuza Oyendayenda, ndi Kupeza Cash ku Asia
Pokhala ndi zochita zambiri, apaulendo ambiri samadziwa njira zabwino zopezera ndalama ku Asia pamene akuyenda. Kusankha molakwika kungawononge ndalama zambiri zowonongeka pamalipiro a banki ndi ma komiti.
Monga momwe mantra yakale imayendera: kuyanjana. Kutetezeka kwanu kosavuta chifukwa nthawi zonse muli ndi ndalama zapafupi ku Asia ndiko kukhala ndi njira zoposa imodzi zopezera ndalama.
Ngakhale kuti ATM ndi njira yabwino kwambiri yopezera ndalama ku Asia, ma intaneti pazilumba kapena kumadera akutali akhoza kutha masiku ambiri panthawi.
Makina nthawi zambiri amatenga makadi; mabanki ambiri sangatumize makalata apadziko lonse. Kuti mukhale ndi mtendere wa m'maganizo, mukufunikira mafomu osungira ndalama.
Zosankha zanu kuti mupeze ndalama mukupita ku Asia kawirikawiri zimangokhala izi:
- Kugwiritsa ntchito ATM kumaloko
- Kusinthanitsa ndalama kunyumba ndi ndalama zapanyumba
- Kugwiritsa ntchito khadi la ngongole kwa ndalama zopititsa patsogolo ndalama
- Kusinthana ndi maulendo a apaulendo
Kugwiritsira ntchito ATM kwa Zigawuni zapakati ku Asia
Kuwonjezera pa midzi yaing'ono ndi zilumba, ma ATM omwe akugwirizanitsidwa ndi mabungwe akuluakulu a kumadzulo a tsopano akupezeka alendo ambiri ku Asia. Dziko la Myanmar ndi limodzi mwa magawo omaliza a ku Asia, koma ma ATM ambiri amapezeka tsopano.
Kugwiritsira ntchito ATM kuti mupeze ndalama kumatanthauza kuti mungathe kunyamula ndalama zochepetsetsa, zomwe mungachite kuti muthane ndi kuba . Mungathe kupeza ndalama ngati mukufunikira. ATM amapereka ndalama zapanyumba, kuthetsa kufunika kosinthanitsa ndalama.
Musanatenge khadi lanu la ATM ku Asia, fufuzani ndi banki yanu; ambiri amapereka malipiro ang'onoang'ono ochokera kumayiko akunja (pafupifupi 3% kapena pansi) nthawi iliyonse yomwe mutenga ndalama.
- Dziwani za zamakono zomwe zikuchitika ku Asia musanafike.
Malangizo Ogwiritsa Ntchito Khadi Lanu la ATM ku Asia
- Lolani banki lanu kudziwa kuti mudzakhala mukugwiritsa ntchito khadi kunja kuti asawonetsere akaunti yanu ndikuletsa khadi pamene milandu ikuchokera ku Asia! Onani zina zomwe muyenera kuchita musanachoke panyumba .
- Malipiro a ATM ku Asiya amasiyana kwambiri kotero nthawi zonse yesani choyamba; malipiro ku Thailand ali pafupi US $ 5 pa ntchito ! Pachifukwa ichi, mungafune kutenga malire a tsiku ndi tsiku nthawi zonse. Langizo: ATM zomwe zimagwiritsidwa ntchito ku mabanki nthawi zambiri zimakhala ndi malire oposa tsiku lililonse omwe amayesetsa kuti azidzaza ndi ndalama.
- Kumalo ena, mbala zimagwiritsa ntchito zipangizo zamakono pa makadi a ATM. Owerenga amabala nambala yanu ya khadi pamene khadi lanu lilowa mkati mwa makina. Samalani makhadi a khadi , ndipo pitirizani kugwiritsa ntchito ATM m'mabanki kapena malo otanganidwa.
- Posankha kuchuluka kwa ndalama, sankhani nambala yomwe ingapangitse makinawa kupereka ndalama zing'onozing'ono m'malo molemba zizindikiro zazikulu zomwe zingakhale zovuta kusiya. Mwachitsanzo, musapemphe bahani 6,000, funsani bahati 5,900 mmalo mwake.
Kusinthanitsa Ndalama ku Asia
Chachiwiri ku ATM, anthu ambiri akusinthanitsa ndalama ku eyapoti atafika ku Asia. Ngakhale kuti ndi odalirika, ndalama zosinthanitsa nthawi zambiri sizili bwino.
- Khalani ndi lingaliro la mgwirizano wa mayiko onse musanafike koma musamayembekezere kuti nthawi zonse mupeze mlingo wamakono.
- Malo osungirako ndege akukhala otetezeka, komabe nthawi zambiri amapereka ndalama zowonongetsa kwambiri.
- Kamodzi pamsewu, sungani kusinthanitsa ndalama mabanki; Zigawuni zapamsewu zowonongeka zingakhale zosavomerezeka. Kugonana ndizofala - osasinthanitsa ndalama ndi munthu pamsewu.
- Pezani ndalama zanu musanayambe kuchoka pawindo lazengerezi.
- Musamve zolemba zong'ambika kapena zowonongeka. Ambiri amachotsedwa kunja kwa anthu akunja ndipo mwina sitingathe kumaliza.
- M'mayiko ena monga Nepal, mufunikira kusunga risiti yanu kuti musinthanitse ndalama ndi ndalama zanu panjira. Izi ndikutsimikizira kuti simunapeze ndalama mukakhala m'dziko.
Onani ndondomeko zotsatila zamakono komanso zowonjezereka za momwe mungasinthire ndalama ku Asia .
Kugwiritsa Ntchito Makhadi a Ngongole ku Asia
Ngakhale kuti mutanyamula khadi la ngongole paulendo wanu mwachidziwikire ndi lingaliro labwino, musayembekezere kugwiritsa ntchito khadi la ngongole monga gwero lanu lalikulu la ndalama zogulira ndi kugula.
Ambiri a masitolo ang'onoang'ono, mipiringidzo, ndi malesitilanti ku Southeast Asia salandira makhadi a ngongole, ndipo omwe amachita nthawi zambiri amawongolera kapena kupereka 10% kapena apamwamba. Banki yanu idzaperekanso ndalama zowonjezera kuntchito pokhapokha mutakhala ndi khadi kwa alendo.
Makhadi a ngongole amagwiritsidwa ntchito bwino m'madera odyera komanso mahotela, kulipira ntchito monga kusambira pamsasa, ndi kutsika maulendo otsika mtengo ku Asia. Mukapanda kugwiritsa ntchito khadi lanu, mwayi wochepa kuti ndinu nambala udzasokonezedwa - vuto lalikulu ku Asia.
Makhadi a ngongole angagwiritsidwe ntchito mu ATM kuti apeze ndalama zachangu, ngakhale mutapereka malipiro akunja akunja ndi mitengo ya chiwongoladzanja pa ndalama zopititsa patsogolo nthawi zambiri.
Visa ndi MasterCard amavomereza kwambiri ku Asia kuposa makadi ena.
Pogwiritsa ntchito Zotsatira za Oyenda ku Asia
Ma checker a American Express amatha kusinthanitsa mabanki ku Asia kulipira. Kuyendetsa maulendo a apaulendo ndikutetezedwa kokalamba kuti musamakhale ndi ndalama zambiri nthawi imodzi, komabe, akukhala otsika kwambiri.
- Komiti nthawi zambiri imaphatikizidwa pa cheke yosinthana, kotero kutenga matabwa akuluakulu achipembedzo kumabweretsa ndalama zochepa.
- Kufufuza kwa oyendayenda kuyenera kugwiritsidwa ntchito ngati njira yowonjezera yosinthanitsa ndi ndalama zapanyumba; maofesi ndi amalonda sawalandira kawirikawiri.
- Musanachoke panyumba, lembani manambala a mndandanda wa mayendedwe anu mu imelo yosabisika pamodzi ndi nambala yapadziko lonse kuti muwauze otaika kapena obedwa.
Tengani ndalama za US ku Asia
Ziribe kanthu chuma, dola ya US ikugwirabe ntchito bwino ngati kayendetsedwe ka ndalama m'madera ambiri a dziko lapansi. Ndalama zingasinthidwe kapena kugwiritsidwa ntchito mu pinch mosavuta kuposa ndalama zina. M'mayiko ena - Cambodia, Laos, Vietnam, Myanmar, ndi Nepal, kutchula ochepa - madola ena nthawi zina amasankhidwa kuposa ndalama zapafupi. Pofuna kuthana ndi izi, maboma a Asia ayamba kukhazikitsa malamulo atsopano omwe amalimbikitsa kugwiritsa ntchito ndalama zapanyumba pa madola a US.
Ngakhale makalata oyendetsa anthu othawa kusamukira kawirikawiri amakonda kulandira madola kuti apereke ndalama za visa pamene alendo akulowa m'dzikoli. Perekani mu ndalama zilizonse zomwe zimagwira ntchito bwino kwambiri.
Kutenga ndalama zambiri ndi lingaliro loipa, koma kukhala ndi madola a US pazipembedzo zosiyanasiyana kumakhala kovuta. Onetsetsani kuti mutenge zolemba zatsopano, monga zowononga ndalama nthawi zambiri amakana kale, ngongole zowonongeka.
- Ngati mtengo waperekedwa mu madola m'malo mwa ndalama zakunja, mukudalira mlingo wosinthanitsa wa wogulitsa - funsani mtengo mu ndalama zonse ziwiri.
- Zowonongeka zambiri ku Vietnam ndi kutchula mtengo mu dong, ndiye kuti mtengo unalidi madola pamene iwe wapemphedwa kulipira! Werengani zambiri zokhudza kugwiritsa ntchito ndalama ku Vietnam .