Mayankho a Mafunso Omwe Amadzifunsa Kawirikawiri za Ndalama za Chibama za Oyenda
Chakumapeto kwa chaka cha 2012, anthu oyenda ku Myanmar anayenera kudutsa mumoto wodalirika komwe ndalama zinali nazo. Dziko la Myanmar silinali ndi ATM, palibe osintha ndalama, omwe ndi amalonda akuda malonda okha omwe akufuna kukugulitsani kyat pafupipafupi. Simungagwiritse ntchito ngakhale madola kapena ndalama zapafupi ndiye: oyendayenda amayenera kugula "zitulo zanshinja zapanyanja" zomwe zimagwiritsidwa ntchito pa dola.
Koma kuwomboledwa kwachuma kwa zaka zisanu zapitazi kwasintha zonsezi. Ambiri omwe amabwera ku Myanmar akhoza kutsatira malamulo omwe amagwiritsidwa ntchito m'dera lonselo, osintha ndalama, ATM, mapeto a khadi la ngongole ndi malo ochezera a dollar onse okonzeka kutenga ndalama mwanjira yodalirika.
Zinthu zimakhala zowonongeka pansi; tatenga mafunso omwe anthu ambiri amafunsa ku Myanmar kyat ndipo tinawayankha pansipa.
01 a 08
Kodi ndalama zamalonda za ku Myanmar ndi ziti?
Mtolo wa Myanmar kyat mabanki, mu 5,000 ndi 1,000 zipembedzo. Chithunzi © Mike Aquino, chololedwa ku About.com Ndalama ya ku Myanmar imatchedwa kyat (ISO: MMK) imatchedwa "chat"; izi zimabwera muzipembedzo zofanana ndi 50 pya (cent yofanana) mpaka 10,000 kyat. Okaona alendo sangathe kuwona zipembedzo zonyansazi, komabe, monga mabanki ambiri omwe amachokera ku 100 mpaka 5,000 kyat.
02 a 08
Kodi ndingagwiritse ntchito ndalama zakunja ku Myanmar ... monga ndalama za US?
Dola la US likuvomerezedwa m'manyumba ambiri, mahotela ndi malo ogulitsira malo omwe amamanga kapena oyendera malo monga Yangon, Mandalay, Bagan ndi Inle Lake. Mudzakhala ndi mwayi wotsekemera ku Green, komwe kuli malo odyera ambiri omwe mumalipiritsa mu US $ kapena kyat. Malo ena amalengeza mitengo mu US madola, komanso amalandira kyat ngati ndalama. Misika ya kumidzi ndi malo odyera amayi ndi apamwamba amavomereza kyat kokha basi.
Tiketi ya maulendo a Bagan ($ 20) ndi Inle Lake ($ 10) amaimbidwa madola (ngakhale Nyanja ya Inle inandilola kulipira kyat); Khoti la Mandalay Palace masiku asanu limatenga ndalama 10,000 kyat, ndalama zapanyumba zokha.
Makhalidwe ololera madola amatenga ndalama zokhazokha zokhazokha. Misonkho yomwe ili ndi miniti yokhala ndi miniti kapena minda yokhayokha idzakanidwa, osanena kanthu za ngongole zowonongeka zomwe zikuwoneka ngati kuti zakhala zikudutsa muzitsulo kangapo.
03 a 08
Kodi ndikutembenuka kotani kuchokera ku madola kupita ku kyat?
Kusintha ndalama ku Bagan, Myanmar. Chithunzi © Mike Aquino, chololedwa ku About.com "$ Kyat = 1 dola ya US" inali yowonongeka mobwerezabwereza kwa ndalama zowonongeka, koma ngati mtengo wa kyat watsala pang'ono kufanana ndi greenback, mabungwe tsopano akusintha ndi kufunika mtengo wa kyat mitengo pafupi ndi kusinthana kwamakono mlingo. Ndalama zoyendayenda za Inle Lake zomwe tazitchula pamwambazi zimadula wolembayo 12,000 kyat, mwachitsanzo.
Kuti mulandire ndalama pakati pa kyat ndi ndalama zina zakunja, funsani tsamba la Bank Central Bank's Exchange Exchange Rate.
04 a 08
Kodi ndingasinthe ndingati Myanmar kyat?
Omwe amasintha ndalama alipo kulikonse kulikonse komwe amakwera alendo monga Bagan ndi mizinda monga Mandalay ndi Yangon. Pamene chuma chimatseguka, kugulitsa madola pa msika wakuda (kale malo okhawo kuti apeze zobiriwira mu dziko) zataya chikoka chake. Musakhale chete, komabe chitani zodzitetezera zokwanira. Malangizo omwe ali m'nkhani ino okhuza ndalama ku Bali amagwiranso ntchito mofanana ku Myanmar.
Zosintha ndalama zogulitsa ndege ndi zabwino ngati mutalowa mumzindawu, choncho musapite kutali kwambiri: kusintha ndalama yanu pamene mukugwira katundu wanu. Werengani zambiri za ndege zazikulu ziwiri za ku Myanmar, Yangon ndi Mandalay.
05 a 08
Kodi pali ATM ku Myanmar?
ATM pafupi ndi khomo la kumpoto kwa Shwedagon ku Yangon, Myanmar. Chithunzi © Mike Aquino, chololedwa ku About.com Inde, kuposa momwe mukuganizira! Ngakhale mabanki akunja sakuvomerezeka kugwira ntchito ku Myanmar, mabanki akuluakulu monga Kanbawza (KBZ) Bank, Asia Green Development Bank ndi CB Bank amagwiritsa ntchito makina opanga mauthenga omwe amagwirizana ndi interbank networks monga Cirrus ndi Visa Plus. Makina amenewa nthawi zambiri amaikidwa pamodzi ndi apatuko otchuka; Ndinapeza awiri pamwamba pa Shwedagon Pagoda ku Yangon, ndipo pafupi ndi Hpaung Daw U Pagoda pafupi ndi Inle Lake. ATM amalola malire okwana 300,000 tsiku lililonse.
Ganizirani kuchoka pa akaunti yanu ya ATM ngati mutabweretsa ndalama zambiri ku Myanmar, koma muzindikire kuti mabanki adzalipira ndalama zokwana 5,000 zochepa pamalopo, kuphatikizapo malipiro omwe amachotsedwa ndi banki yanu!
Kuti mupeze ATM pafupi ndi malo anu ku Myanmar, onani masamba awa: Wopeza Visa Plus Padziko Lonse ATM. Cirrus / MasterCard ATM kufufuza injini.
06 ya 08
Kodi ndingagwiritse ntchito khadi langa la ngongole ku Myanmar?
Kugwiritsa ntchito khadi la ngongole kumakhala kochepa ku hotela komanso pakati pa mapeto apamwamba omwe amachitira alendo. Malo ena ogulitsira mapepala apamwamba samavomereza makadi a ngongole, koma ndinadabwa kupeza chipinda cha siliva cha Inle Lake chomwe chinanditengera MasterCard yanga mofunitsitsa. Ndi bwino kuganiza kuti iwo sali, koma imelo kapena kuitanitsa hotelo yanu musanayambe kufufuza ngati angatenge pulasitiki yanu.
07 a 08
Kodi ndikufunikira kupita ku Myanmar?
Osati kuyembekezera, koma amayamikira. Ngati mukufuna ntchito yawo, musiye kusintha pang'ono. Myanma pakali pano sakuzoloŵera kukhala opanda ufulu wamkulu; Edwin Ma Briels a Khiri Travel anandiuza kuti munthu wina amene amamuyendera anali atachoka pa 20% nsonga yodyerako ku Yangon, koma kuti azithamangitsidwa ndi wothandizira akuyenda pakhomo - "Bwana, mwaiwala izi!" - kenako adziperekanso zowonjezera!
08 a 08
Kodi ndikufunika kugwedeza pamene ndikugula ku Myanmar?
Dothi la Art pa Htilo Minlo Pagoda, Bagan, Myanmar. Chithunzi © Mike Aquino, chololedwa ku About.com Inde! Pa malo ambiri ogulitsira malonda ndi pamsewu, mtengo woyamba wotchulidwa kawirikawiri umakhala wopanda pake, ndipo ukhoza kuwonetsa ntchitoyo mpaka ngati makumi asanu peresenti ngati ukulimbikira. Koma musaganize masitolo onse adzakulolani kuti mutseke pansi; Siliva ndi masitolo amtengo wapatali sakhala ndi leeway ambiri, ndipo masitolo kumalo otsika kwambiri sangalole kuti munthu aliyense azigwedezeka.
Kumbukirani kuti mukunyengerera zabwino; chitani izi ngati masewera komwe kupambana kapena kutayika sikofunikira kwa inu. Kuti mudziwe zochuluka zokhudzana ndi kupeza zambiri mu buck wanu, werengani nkhani yathu yokhudza kugwedeza ku Southeast Asia.