Kuthamanga Mwamsanga Kuthetsa Vuto Pisanafike Poipira
Zachitika kwa anthu ambiri apaulendo kamodzi. Mutagwiritsa ntchito khadi la ngongole pamene muli kutali ndi nyumba, chikwama chikhoza kunyamulidwa , kapena nambala ingabedwe ndikugwiritsidwanso ntchito pazinyoza zabodza. Mudziko lathu lamakono, ngongole ya ngongole imatha kuchitika kwa wina aliyense phokoso la diso - zonse zomwe zimatengera ndi zipangizo zina zosavuta ndi kudziwa pang'ono.
Khadi ya ngongole yobedwa ikhoza kukhala zongopeka chabe kunja.
Pamene osadziwika, oyendayenda angapeze ngongole zawo kugula popanda nzeru zawo, zomwe zimabweretsa zolakwa zambiri ndikutsutsa milandu yoyenera. Kodi oyendetsa angateteze bwanji zidziwitso zawo pazokakhala makadi awo a ngongole atabedwa?
Asanaba nsomba yaying'ono ikhale yovuta, kuchepetsa mwayi wanu wozunzidwa mwa kutsatira izi.
Foni ya Crime Report
Oyendayenda omwe amawona khadi lawo la ngongole akuba ndipo kunja kwa kunja ayenera kufalitsa lipoti lachiwawa kwa akuluakulu a boma. Mu lipotili, oyendayenda amafunika kuwerengera kulikonse komwe amagwiritsa ntchito khadi lawo la ngongole, poyang'ana mwapadera pa malo oyamba omwe adawona khadi lawo lapita, kapena pamene adayamba kuona zolakwa zachinyengo. Mukamaliza lipoti, onetsetsani kuti mukusunga zolembera zanu. Othawa omwe sadziwa momwe angaperekere mbiri yaphungu m'dziko lawo akhoza kupeza thandizo kuchokera ku hotelo yawo, kapena ambassy ya kuderalo.
Mwa kudzaza lipoti lachigawenga, oyendayenda akhoza kuonetsetsa kuti akuluakulu a boma amatha kuona zomwe zikuchitika pazinthu zowerengera , komanso kulembera kuwonongeka komwe kungayambitsidwe chifukwa cha upandu.
Lumikizanani ndi Banki Yanu Yotumiza
Khwerero lotsatira ndi kulankhulana ndi banki ya ngongole yobwereka kuti awachenjeze za imfa.
Nthawi zina, wogulitsa khadi la ngongole amadziŵa zachinyengo ndi othandizira makhadi. Mulimonsemo, makampani ambiri a ngongole amalola kulandira malipiro amisonkhanowu kuti afotokoze khadi la ngongole yotayika kapena yobedwa ali kunja.
Pa foni iyi, khalani okonzekera kuti mupite pa zochitika zanu zamakono ndikuwonetsa kuti ndi chinyengo chanji. Anthu omwe ali ndi khadi lawo lakuthupi angapemphedwe kuti apereke lipoti lachifwamba kudzera pa Fax kapena pakompyuta. Kuchita izi kungalepheretse nambala ya khadi la ngongole musanawonongeke, ndipo zingalepheretse milandu yatsopano yachinyengo kuti iwonetseke.
Gwiritsani Ntchito Malipoti Anu Achikongoletsedwe
Ndichidziwitso chaching'ono, wakuba wa ngongole akhoza kubweza khadi limodzi la ngongole kuzinthu zochuluka zachinyengo. Komabe, kudziletsa ndi chida champhamvu kwambiri choletsa khadi la ngongole ndi kuba.
Oyendawo omwe ali ndi khadi lawo ndipo akudandaula za kuba akuyenera nthawi yomweyo kulingalira kuti amaika chitetezo ku malipoti a ngongole. Chitetezo chimatsekedwa ndi utumiki waulere woperekedwa ndi maofesi atatu owonetsera ngongole (Equifax, Trans Union, ndi Experian), ndipo amalephera kulandira malipiro a ngongole kuti atsegule akaunti yatsopano. Mwa kuika chitetezo cha chitetezo ngati chiyeso cha kanthaŵi kochepa, oyendayenda akhoza kuletsa tsogolo la ngongole kuti lisadzachitike kunja.
Lankhulani ndi Wopereka Inshuwalansi Wanu Wogulitsa
Nthawi zina, inshuwalansi yaulendo ingapindulitse chinyengo cha khadi la ngongole ndi kuba, kudziwitsa oyenda pangozi. Ngati nambala ya ngongole kapena ngongole ikugwidwa, oyendayenda amayenera kufufuza dongosolo lawo la inshuwalansi, kuti awone ngati zimapereka ubwino wakuba. Ngati ndi choncho, ndondomeko yabwino yothandizira inshuwalansi ikhoza kuthandiza othandizira kukhala ndi chitetezo cha chitetezo, ndi kuwathandiza kuwombola omwe ataya kapena obedwa.
Ngakhale kuti palibe amene amayembekeza kuti chinyengo cha ngongole chichitike, pali njira iliyonse yomwe munthu aliyense angayende kuti athetse vutoli lisanatuluke. Pozindikira mkhalidwe mwamsanga ndi kuwerengedweratu masitepe, aliyense angathe kuteteza mavuto padziko lonse.