ATM, Makhadi a Ngongole, Ofufuza Oyendayenda, ndi Malangizo a Ndalama ya ku Philippines
Kusamalira ndalama ku Philippines pamene kuyenda ndi kosavuta, komabe pali zochepa zomwe muyenera kudziwa.
Monga momwe mungalowere dziko linalake kwa nthawi yoyamba, kudziŵa pang'ono za ndalama zisanachitike kumathandiza kupeŵa zisokonezo zomwe zimayendera zatsopano .
Peso la ku Philippines
Peso ya ku Philippine (ndalama yamtengo wapatali: PHP) ndi ndalama yoyenerera ku Philippines. Mapepala okongolawa amabwera muzipembedzo khumi (osati zachilendo), 20, 50, 100, 200 (osati zachilendo), 500, ndi 1,000.
Peso ikugawidwa mu 100 centavos, komabe, simungathe kuchitapo kanthu kapena kukumana ndi ndalamazi.
Mitengo ku pesos ya ku Philippines imatchulidwa ndi zizindikiro zotsatirazi:
- "%" (Yovomerezeka)
- P
- P $
- PHP
Ndalama zosindikizidwa pamaso pa 1967 ali ndi mawu a Chingerezi akuti "peso". Pambuyo pa 1967, mawu a chi Filipino akuti "piso" (sakunena za mau a Chisipanishi akuti "pansi") amagwiritsidwa ntchito m'malo mwake.
Nthaŵi zina madola a US amavomerezedwa ngati njira ina ya kulipira ndipo amagwira ntchito mofulumira ngati ndalama zachangu. Kutenga madola a US poyenda ku Asia ndi lingaliro loyenera ladzidzidzi. Ngati kulipira mtengo wotchulidwa mu madola m'malo mwa pesos, dziwani mlingo wamakono .
Malangizo: Pamene mukuyenda ku Philippines, mumakhala ndi ndalama zowonjezera, makamaka 1-peso, 5-peso, ndi ndalama 10 za peso - zisungeni! Ndalama zimabwera molimbika kwambiri kwa malangizo ang'onoang'ono kapena kulipira madalaivala a jeepney .
Mabanki ndi ATM ku Philippines
Kunja kwa mizinda ikuluikulu, kugwiritsira ntchito ATM kungakhale kokhumudwitsa kovuta kupeza.
Ngakhale pazilumba zotchuka monga Palawan, Siquijor , Panglao, kapena ena a Visayas, pangakhale kokha a ATM omwe ali ndi mayiko omwe ali m'mayiko ambiri. Lembani pa malo otetezeka ndi kusungira ndalama musanafike pazilumba zazing'ono.
Kugwiritsira ntchito ATM kumabanki nthawi zonse ndi kotetezeka. Inu mumayika mwayi wapamwamba kwambiri wobwezeretsa khadi ngati atagwidwa ndi makina.
Komanso, ATM m'madera ozungulira pafupi ndi mabanki sangakhale ndi kachipangizo kakang'ono kamene kamakhala ndi mbala. Kuba ndi kudziwika ndi vuto lalikulu ku Philippines.
Bank of the Philippine Islands (BPI), Banco de Oro (BDO), ndi MetroBank kawirikawiri amagwiritsira ntchito makhadi akunja. Malire amasiyana, koma ATMS ambiri idzangopereka ndalama zokwana 10,000 peresenti pazochitika. Mutha kulipiritsa ndalama zokwana 200 pesos pamsonkho (pafupifupi US $ 4), choncho mutenge ndalama zambiri panthawi iliyonse.
Langizo: Kuti mutha kupewa mapepala a peso 1,000 omwe nthawi zambiri amawaphwanya, mutsirize ndalama zanu zopempha ndi 500 kuti mupezepo pope imodzi ya 500 pokha (mwachitsanzo, funsani 9,500 m'malo mwa 10,000).
Oyenda Amafufuza ku Philippines
Ofufuza oyendayenda samavomerezedwa kuti asinthe ku Philippines. Gwiritsani ntchito kugwiritsa ntchito khadi lanu mu ATM kuti mupeze ndalama zapafupi.
Kuti mukhale ndi chitetezo chowonjezereka, yongolerani ndalama zanu zoyendayenda. Bweretsani zipembedzo zochepa za madola a US ndi kubisa $ 50 mkati mwa malo osavuta kwambiri (pangani kulenga!) Mu katundu wanu.
Kugwiritsa Ntchito Makhadi a Ngongole ku Philippines
Makhadi a ngongole amathandiza kwambiri m'mizinda ikuluikulu monga Manila ndi Cebu. Amagwiranso ntchito m'madera otanganidwa monga alendo ku Boracay.
Makhadi a ngongole amabwera bwino kuti apange maulendo apamtunda oyendetsa ndege ndi kubweza ku hotela zapamwamba. Mukhozanso kulipiritsa maphunziro a diving ndi khadi la ngongole. Kwazochitika tsiku ndi tsiku, konzani kudalira ndalama. Makampani ambiri amapereka ntchito yowonjezereka ya 10% pamene mupereka ndi pulasitiki.
MasterCard ndi Visa ndi makadi a ngongole omwe amavomereza kwambiri ku Philippines.
Langizo: Kumbukirani kulengeza mabanki anu a ATM ndi mabanki a ngongole kuti athe kuyika maulendo oyendayenda pa akaunti yanu, mwinamwake iwo angatseke khadi lanu chifukwa chachinyengo!
Horde Kusintha Kwako Kang'ono
Kupeza ndi kusungira kusintha kochepa ndimasewera otchuka ku Southeast Asia omwe aliyense amasewera. Kuphwanya mapepala akuluakulu a peso 1,000 - ndipo nthawi zina ma pope 500 - atsopano kuchokera ku ATM akhoza kukhala vuto lalikulu m'madera ang'onoang'ono.
Pangani ndalama zabwino ndi ndalama zazing'ono kuti mupereke madalaivala ndi ena omwe nthawi zambiri amadzinenera kuti asasinthe - akuyembekeza kuti muwalole kuti asiye kusiyana!
Kugwiritsira ntchito mapepala akuluakulu a mabasi ndi ndalama zochepa kumaonedwa ngati maonekedwe oipa .
Nthawi zonse yesetsani kulipira ndi banki yaikulu kwambiri yomwe wina angalandire. Muzitsulo, mungathe kuswa zipembedzo zazikulu mumapiringidzo odyera, malo odyera mwamsanga, minimarts, kapena kuyesa mwayi wanu mu sitolo kapena mu sitolo.
Kuthamanga ndi dzina la masewera ambiri a Philippines. Maluso abwino oyankhulana adzakuthandizani kuti musunge ndalama.
Kupita ku Philippines
Mosiyana ndi malingaliro operekera ku Asia ambiri , malamulo oti aponyedwe ku Philippines ndi ochepa chabe. Ngakhale kuti ufulu waulere suli "woyenera," umayamikiridwa - nthawizina ngakhale kuyembekezedwa - muzinthu zambiri. Kawirikawiri, yesetsani kupereka mphotho kwa anthu omwe ali ndi chizindikilo choyamikira omwe amapita kutali kuti akuthandizeni (mwachitsanzo, dalaivala yemwe amanyamula zikwama zanu mpaka chipinda chanu).
N'chizoloŵezi kukonzekera malonda kwa madalaivala ndipo mwinamwake ngakhalenso kuwapatsa kenakake kakang'ono kowonjezereka kwa msonkhano wachifundo. Osakopetsa madalaivala a taxi omwe poyamba adayankhula pa pempho lanu kuti mutembenuzire mita. Malesitilanti ambiri amapereka malipiro a 10 peresenti pamabilipi, omwe angagwiritsidwe ntchito kapena sangagwiritsidwe ntchito kulipira malipiro ochepa a antchito. Mukhoza kuchoka ndalama zowonjezera patebulo kuti muwonetsere chifukwa cha utumiki wabwino.
Monga nthawizonse, kusankha kaya kuti tipange kapena ayi kumafuna pang'ono zazing'ono zomwe zimadza ndi nthawi. Nthawi zonse sungani zosankhazo kudzera mwa malamulo osungira nkhope kuti muwonetsetse kuti palibe amene amachititsa manyazi.