Sungani makadi awa mu chikwama chanu ngati muli nthawi yambiri yopitako
Mabuku ochuluka a digito adzapindula ndi kayendedwe ka makadi a ngongole chifukwa cha mfundo zofunika zomwe amapereka tsiku ndi tsiku. Ngakhale makadi awa amapereka mphoto zabwino, ena amapereka zambiri kuposa kupititsa patsogolo mwamsanga kapena tikiti ya ndege. Ndipotu, ambiri amakwera makadi a ngongole amakwera ndi inshuwalansi zothandizira maulendo omwe amatsutsa ngakhale inshuwalansi yabwino ya inshuwalansi .
Osadziwika ndi ambiri, makadi ena a ngongole amabwera ndi chitetezo cha inshuwalansi chapamtunda chomwe chingagwire ntchito pamene katundu atayika kapena kuba , ndege ikuchedwa, kapena zoopsa ndi masoka achilengedwe akuyendayenda padziko lonse lapansi.
Anthu omwe amayenda padziko lonse lapansi amakhala kale kale ndi makadi awa m'matumba awo. Ngati ndi choncho, onetsetsani kuti muyang'ane zomwe zili ndi makadi apamwamba kwambiri musanagule ndondomeko ya inshuwalansi.
Sakani Sapphire Wofunikila
Ambiri omwe amanyamula katundu wawo amanyamula khadi lofunika kwambiri la Chase Sapphire chifukwa cha mfundo zovuta zomwe oyendayenda amapeza pogwiritsa ntchito ndalama za tsiku ndi tsiku. Chofunika koposa, inshuwalansi yaulendo ya Chase Sapphire yopitako imaperekanso madalitso apamwamba. Othawa omwe amanyamula ndi kulipira ulendo wawo ndi Chase Sapphire Wokondedwa akhoza kutsegula maulendo angapo a inshuwalansi zaulendo pamene akuwona dziko lapansi.
Poyamba, inshuwalansi yotchuka yotchedwa Chase Sapphire yoyendayenda imapereka chidziwitso cha ulendo wopita ku ulendo, kusokonezeka kwa ulendo, ndi kufulumira kwaulendo ngati zofanana ndi maulendo ambiri oyendetsa inshuwalansi omwe ali pamsika. Otsatsa ali otsimikiziridwa kuti achotsedwa ndalama zokwana madola 10,000, limodzi ndi kuchedwa kwaulendo kupindula kwa $ 500 pa tikiti.
Inshuwalansi yotchuka ya Chase Sapphire imaperekanso chithunzi cha katundu wotayika, mpaka $ 3,000 panthawi yomwe katundu wanu watayika kapena waba.
Makhadi ambiri a ngongole amafuna kuti oyendayenda amwalire ulendo wawo wonse pa khadi kuti alandire ubwino wa inshuwalansi yaulendo.
Pa sukulu ya Chase Sapphire Yodalirika yopita kuulendo, oyendayenda amafunika kulipira gawo lina la ulendo wawo pa khadi la ngongole kuti alandire madalitso. Izi zokha zimapangitsa Chase Sapphire kukonda imodzi mwa makadi amphamvu kwambiri a inshuwalansi yaulendo.
Citi Prestige MasterCard
Kawirikawiri poyerekeza ndi American Express Platinum Card, Citi Prestige MasterCard imabwera ndi madalitso ambiri apamwamba kwa woyenda bwino. Kuphatikiza pa kupeza mfundo zofunika zomwe zingagwiritsidwe ntchito pokayenda, Citi Prestige MasterCard imabwera ndi maphunziro apamwamba a galasi pazochita zapadera ndi kupeza maulendo a American Airlines Admirals Club.
Ngakhale khadi ili lodzaza ndi maulendo angapo olemera, imodzi mwazinthu zowonongeka kwambiri ndi inshuwalansi yaulendo. Oyenda omwe akuwona dziko ndi Citi Prestige MasterCard ali ndi mwayi wothandizidwa ndi maola 24 othawadzidzidzi, akuwagwirizanitsa ndi odziwa ntchito omwe angawagwirizanitse ndi mautumiki omwe akuwafuna. Ndi foni imodzi, oyendayenda amatha kutumizidwa ku zipatala zapachilumba, kulandira chithandizo chamankhwala kuchipatala, kapena kukonza ulendo wopita kuulendo wofulumira chifukwa cha kusokonezeka kwa ulendo kapena zochitika zina. Kuwonjezera pamenepo, oyendayenda angapezenso madalitso okwana madola 3,000 okwetsedwa katundu, ngati katundu wawo sakuwonekera nawo.
Ngakhale kuti khadi imabwera ndi mtengo wapatali chaka chilichonse, kupanga kampani imodzi yokha inshuwalansi yomwe ikhoza kulipira pazochitikazo. Chifukwa chake, Citi Prestige MasterCard ndi mmodzi woyenda pafupipafupi padziko lonse ayenera kuganizira asanatuluke.
US Bank FlexPerks Travel Rewards
Ngakhale ambiri samaona kuti US Bank kukhala ngongole yaikulu yodula ngongole, bungwe lazaka 160 limeneli ndilo likulu lalikulu pa osewera. Kuyambira mwezi wa September 2015, Bank iyi ya US ikuimira banki yayikulu kwambiri ku United States, yomwe ili ndi ndalama zoposa $ 416 biliyoni. Ngakhale kuti nambalayi ndi yochititsa chidwi, zochititsa chidwi zofanana ndizo zimapindula ku US Bank FlexPerks Travel Travel Mphoto ya ngongole.
Mofanana ndi makadi ena muulendo woyendayenda, khadi la US Bank FlexPerks Travel Rewards limapereka chithandizo cha nkhani zachipatala kunja, kuthamangitsidwa kwa ulendo, ulendo waulendo, ndi kusokonezeka kwa ulendo.
Komabe, khadiyi imaperekanso mtendere wamumtima kwa iwo omwe akukhudzidwa ndi ngozi zamayiko ena. Amene amalipira ulendo wawo ndi khadi akuyenerera ndalama zokwana madola 1 miliyoni pazidziwitso za ngozi, kuphatikizapo kufotokozera magalimoto osonkhanitsa ndi thandizo ladzidzidzi. Kuonjezera apo, khadi imabwera ndi $ 2,500 pa inshuwalansi yodziwika yekha - panthawi yomwe nambala ya ngongole imabedwa akuyenda.
Ngakhale kuti sizingakhale zowoneka ngati makhadi ena oyendayenda, khadi la US Bank FlexPerks Travel Rewards limabwera ndi zotsatira zowonjezera zake zokha. Oyendayenda omwe akufuna mfundo ziwiri zosamalidwa ndi kusamalidwa kwakukulu ayenera kuganizira kuwonjezera khadi iyi ku chikwama chawo.
Zinyumba Zina za Makhadi a Ngongole ndi Travel Insurance
Monga momwe zalembedwera kale , inshuwalansi yaulendo yomwe imaperekedwa ndi makadi a ngongole si nthawizonse yabwino kwambiri pa dola yoyendayenda. Mapulosi ena a inshuwalansi oyendetsera ngongole ndi yachiwiri , m'malo oyamba. Ngati oyendayenda akuyenera kuchoka pa ndondomekoyi, iwo adzatha kuchita izi monga zowonjezeretsa ku inshuwalansi yawo yomwe alipo kale. Kuwonjezera apo, makadi ambiri amafuna kuti mugule wanu wonse pa khadi la ngongole. Anthu omwe sagula malonda onse pa khadi akhoza kupeza zowonjezera zomwe zimaperekedwa mofulumira.
Makhadi a ngongole sikuti ndi onse okhudza mfundo - angaperekenso phindu lofunika pakudza nthawi. Ponyamula imodzi mwa makadi awa, oyendayenda akudzithandiza okha osati kungofuna kupeza maulendo aulere, komanso kudziteteza okha pa zovuta kwambiri.
Mkonzi. Zindikirani: Palibe malipiro kapena zolimbikitsidwa zomwe zinaperekedwa kuti zitha kutchulidwa kapena kugwirizanitsa ndi chinthu chilichonse kapena ntchitoyi mu nkhaniyi, komanso wolembayo sadzapatsidwa malipiro a maulumikilo aliwonse m'nkhani ino. Zolemba zomwe zili patsamba lino sizinaperekedwe ndi banki iliyonse, khadi la ngongole, wogulitsa ngongole kapena maulendo a hotelo, ndipo siinayankhidwe, kuvomerezedwa kapena kuvomerezedwa ndi zina mwazinthu izi. Malingaliro omwe atchulidwa pano ndi olemba okha ndipo sangathe kufotokoza za zigawo zomwe zatchulidwa m'nkhaniyi.