Zindikirani: Pa November 8, 2016, boma la India linanena kuti ma rupee 500 ndi 1,000 rupee amatha kulembedwa ndilamulo kuyambira November 9, 2016. Malemba a rupie 500 asinthidwa ndi zolemba zatsopano ndi zosiyana, ndi 2,000 Manotsi a rupee awonetsedwanso.
Ndalama zachinyengo ndi vuto lalikulu ku India, ndipo zawonjezereka chifukwa mabanki akhala akuchedwa kukhazikitsa ndalama zowononga ndalama.
Monga momwe ndikudziwira, sindinayambe ndalandira ndalama zachinyengo za ku India. Komabe, anzanga ena samakhala ndi mwayi. Mnzanga wina adalandira ngongole yonyenga 1,000, kuchokera ku ATM ku banki, pafupipafupi. Ndizochititsa mantha, koma zikuwonetsa kuti ndalama zazikulu zowonongeka zili ku India.
Ngati zikukuchitikirani, mungachite chiyani?
Kodi Mungalandire Mphoto ku Bank?
Mu July 2013, Bungwe la Reserve Bank of India (RBI) linapereka lamulo loti mabanki aziyankha zambiri kuti adziwe komanso kuchotsa zolemba zabodza. Kulimbikitsa makasitomala kuti apereke zolemba zabodza ku mabanki, m'malo moyesera kuwapanga pamanja, lamuloli likunena kuti mabanki ayenera kulandira zolembazo ndi kubwezera mtengo motere:
"Kuzindikira 2 kwa zolemba zamatsenga
i. Kuzindikira malemba achinyengo ayenera kukhala kumbuyo kwa ofesi / ndalama pachifuwa chokha. Mndandanda wa makalata pamene mndandanda wa mayesero owerengedwawo ungakhale woyang'aniridwa molondola chifukwa cha arithmetical ndi zolephera zina monga ngati zilembo zowonongeka, ndi ngongole yoyenera imaperekedwa ku akauntiyo
iv. Mulimonsemo, ndondomeko yonyenga iyenera kubwezedwa kwa ogulitsa kapena kuwonongedwa ndi nthambi za banki / chuma. Kulephera kwa mabanki kuti amve zolemba zonyenga zomwe zimapezeka pamapeto pake zidzatengedwa ngati kugwirizana mwachangu kwa banki yomwe ikukhudzidwa, pofalitsa zolemba zachinyengo ndi chilango chidzaperekedwa ... "
Momwemonso, RBI imati idzabwezeretsa 25 peresenti ya ndalamazo ku mabanki.
"Malipiro a Para 11
i. Mabanki adzalipidwa ndi RBI mpaka 25% ya mtengo wapatali wa ndondomeko zabodza za `100 chipembedzo ndi pamwamba, zowonedwa ndikudziwitsidwa kwa RBI ndi akuluakulu apolisi ...."
Lamuloli likuwonekeratu kuti mabanki amatha kuzindikira ndi kutsegula zolemba zabodza.
Malingana ndi izi, zikhoza kuyembekezera kuti ngati mutalandira zowonongeka kuchokera ku banki, mukhoza kuzilandira kuti mubwezereni.
Chowonadi chiri, mwatsoka, mosiyana.
Mawu a lamuloli ndi olepheretsa, palibe njira yosavuta yomwe ingagwirizane ndi ndalama zachinyengo zomwe zimaperekedwa ku mabanki, mabanki akadalibe kutaya 75% ya mtengo wamtengo wapatali wa ndalama, ndipo malangizo ochokera ku RBI amatsutsidwa nthawi zonse.
Monga gawo la ndondomekoyi, kamodzi kowonjezera kabukuka kamaperekedwa ku banki, Choyamba Chodziwitsa Nkhani (FIR) chiyenera kulembedwa ku polisi. Apolisi adzachita kafukufuku pankhaniyi. Izi zimayambitsa mavuto ambiri, omwe anthu ndi mabanki akufuna kuwapewa. Amakhasimende ayenera kutsimikizira kuti analandira ndalama zowonongeka kuchokera ku banki - chinachake chovuta kuchita.
Choncho, popanda kutumiza FIR ndi apolisi, ngati mutabwereranso ku banki ndikukhulupirira kuti mukusinthanitsa ndi chenicheni, mosakayikira mudzagwidwa ndipo mudzasiyidwa opanda kanthu!
Mukudabwa momwe mungazindikire amanthano onyenga? Pezani zambiri, kuphatikizapo chifukwa chake vuto la ndalama zonyenga ndilokulu kwambiri, m'nkhaniyi yokhudza ndalama zachinyengo za ku India komanso momwe zingayang'anire.