Ngati mukukonzekera ulendo wopita ku Africa, muyenera kupeza ndalama za komwe mukupita ndikukonzekera njira yabwino yosamalirira ndalama mukakhala kumeneko. Mayiko ambiri a ku Africa ali ndi ndalama zawo zosiyana, ngakhale ena akugawana ndalama zomwezo ndi zina zambiri. Mwachitsanzo, West African CFC franc ndi ndalama za mayiko asanu ndi atatu ku West Africa , kuphatikizapo Benin, Burkina Faso, Guinea-Bissau, Cote d'Ivoire, Mali, Niger, Senegal ndi Togo.
Mofananamo, mayiko ena a ku Africa ali ndi ndalama zoposa imodzi. Ndalama ya ku South Africa imagwiritsidwa ntchito limodzi ndi dola ya Namibia ku Namibia; komanso pafupi ndi Swazi lilangeni ku Swaziland. Zimbabwe imatengera dzikoli ndi ndalama zambiri, komabe. Pambuyo pa kugwa kwa dola ya Zimbabwe, adalengezedwa kuti ndalama zisanu ndi ziwiri zosiyana siyana padziko lonse lapansi zidzatengedwa ngati malamulo amtundu wa boma ku Southern Africa.
Zosintha Zosintha
Kusintha kwa ndalama za ndalama zambiri za ku Africa ndi zosasinthasintha, kotero ndi bwino kuyembekezera kufikira mutabwera musanatengere ndalama zanu zakunja ku ndalama zakunja. Kawirikawiri, njira yotsika mtengo kwambiri yopezera ndalama zakunja ndikutenga izo molunjika kuchokera ku ATM, m'malo mokweza msonkho ku malo osungirako ndege kapena malo osinthana ndi mzinda. Ngati mukufuna kusinthanitsa ndalama, mutembenuzire ndalama zing'onozing'ono pakubwera (zokwanira kubweza kuchoka ku eyapoti kupita ku hotelo yanu yoyamba), kenaka musinthanitse otsala mumzinda umene uli wotchipa.
Onetsetsani kuti muyambe kugwiritsa ntchito pulogalamu yowonetsera ndalama, kapena mugwiritse ntchito webusaitiyi ngati iyi kuti muwone kawiri kawiri mapepala osinthira musanavomereze malipiro.
Ndalama, Makhadi kapena Ofufuza Oyendayenda?
Pewani kusinthira ndalama zanu kuti muyang'ane ndi oyendayenda - iwo amatha nthawi yaitali ndipo savomerezedwa kawirikawiri ku Africa, makamaka kumidzi.
Zonse ndalama ndi makadi ali ndi machitidwe awo omwe amapindula nawo. Kutenga ndalama zambiri pa munthu wanu sizingatheke ku Africa kuchokera ku malo otetezeka, ndipo pokhapokha ngati hotelo yanu ili ndi chitetezo chodalirika, sikuli lingaliro loyenera kuchoka mu chipinda chanu cha hotelo. Ngati n'kotheka, sungani ndalama zambiri mumabanki, pogwiritsira ntchito ATM kuti muikonde muzitsulo zing'onozing'ono ngati mukufunikira.
Komabe, ngakhale kuti mizinda m'mayiko monga Egypt ndi South Africa muli ndi ATM zambiri, mungakhale ovuta kuti mupeze kampu ya kutali ya safari kapena pachilumba cha Indian Ocean . Ngati mukupita kumalo omwe ATM sakhala okhulupilika kapena palibe, muyenera kutenga ndalama zomwe mukuganiza kuti mugwiritse ntchito pasadakhale. Kulikonse komwe mupita, ndibwino kuti mutenge ndalama kapena zolemba zing'onozing'ono kuti muthe kukumana ndi anthu omwe mukukumana nawo paulendo wanu, kuchokera kwa alonda oyendetsa magalimoto kupita ku antchito a magetsi.
Ndalama ndi Chitetezo ku Africa
Kotero, ngati inu mukukakamizidwa kuti mutenge ndalama zochuluka, mumasunga bwanji izo? Bote lanu lopambana ndilogawaniza ndalama zanu, kuziyika kumalo osiyanasiyana (imodzi yokhazikika mu sock mu katundu wanu waukulu, imodzi mu chipinda chobisika mu chikwama chanu, ina mu hotelo yotetezeka, etc.). Mwanjira iyi, ngati thumba limodzi libedwa, mukhalabe ndi ndalama zina zomwe mungabwerere.
Musamanyamula chikwama chanu mu thumba lachikwama chodziwika bwino, m'malo mwake, khalani ndi ndalama zolembera ndalama kapena muzilemba zolembera mu thumba.
Ngati mwasankha kupita njira ya khadi, dziwani bwino za malo anu pa ATM. Sankhani malo pamalo otetezeka bwino, ndipo onetsetsani kuti musalole aliyense kuyima pafupi kuti awone PIN yanu. Dziwani ojambula ojambula omwe akukupatsani kuti akuthandizeni kuchoka kwanu, kapena kukupemphani kuti muwathandize. Ngati wina akukuyandikirani pamene mukukoka ndalama, samalani kuti asasokoneze pamene wina akutenga ndalama zanu. Kukhala mosatekeseka ku Africa ndi kophweka - koma kulingalira n'kofunikira.
African Currencies
Algeria: dinar ya Algeria (DZD)
Angola : Choyamba cha Angolan (AOA)
Benin: West African CFA franc (XOF)
Botswana : pula wa Botswanan (BWP)
Burkina Faso: West African CFA franc (XOF)
Burundi: franc franc (BIF)
Cameroon: Central African CFA franc (XAF)
Cape Verde: Cape Verdian ikuyang'ana (CVE)
Central African Republic: Central African CFA franc (XAF)
Chad: Central African CFA franc (XAF)
Komoros: Komorian franc (KMF)
Cote d'Ivoire: West African CFA franc (XOF)
Democratic Republic of the Congo: Congolese franc (CDF), Zairean zaire (ZRZ)
Djibouti: Djiboutian franc (DJF)
Egypt : mapaundi Aigupto (EGP)
Equatorial Guinea : Central African CFA franc (XAF)
Eritrea: Eritrean nakfa (ERN)
Ethiopia : Ethiopia birr (ETB)
Gabon: Central African CFA franc (XAF)
Gambia: Gambian dalasi (GMD)
Ghana : Cedi Ghanaian (GHS)
Guinea: Guinean franc (GNF)
Guinea-Bissau: West African CFA franc (XOF)
Kenya : Shilling ya Kenya (KES)
Lesotho: Lesotho loti (LSL)
Liberia: dola ya Liberia (LRD)
Libya: Dinar ya Libyan (LYD)
Madagascar: Malagasy ariary (MGA)
Malawi : Malawi Kwacha (MWK)
Mali : West African CFA franc (XOF)
Mauritania: Mauritanian ouguiya (MRO)
Mauritius : Mauritius rupee (MUR)
Morocco : dirham ya Moroccan (MAD)
Mozambique: Mozambican metical (MZN)
Namibia : dollar ya Namibia (NAD), rand ya South African (ZAR)
Niger: West African CFA franc (XOF)
Nigeria : naira ya Nigeria (NGN)
Republic of the Congo: Central African CFA franc (XAF)
Rwanda : Ngongole ya Rwanda (RWF)
Sao Tome ndi Principe: Dera la São Tomé ndi Príncipe (STD)
Senegal : West African CFA franc (XOF)
Seychelles: Chigwa cha Seychellois (SCR)
Sierra Leone: Chigamu cha Sierra Leone (SLL)
Somalia: Shilling ya Somali (SOS)
South Africa : Rand ya ku South Africa (ZAR)
Sudan: pulezidenti wa Sudan (SDG)
South Sudan: Mapaundi a South Sudan (SSP)
Swaziland: Swazi Lilangeni (SZL), Rand ya South African (ZAR)
Tanzania : Shilling ya Tanzania (TZS)
Togo: West African CFA franc (XOF)
Tunisia : Dinar ya Tunisia (TND)
Uganda : shilling ya Uganda (UGX)
Zambia : Zambian kwacha (ZMK)
Zimbabwe : Dera la United States (USD), Rand ya South Africa (ZAR), Euro (EUR), Indian rupee (INR), Pound sterling (GBP), China yuan / Renminbi (CNY), pulasitiki ya Botswanan (BWP)